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Bandhan Bank FD Calculator is a simple tool that allows you to calculate the aggregate interest amount and maturity value. You just need to enter your required deposit amount, prevailing Bandhan Bank FD interest rates and tenure to know your returns, allowing you to make informed financial decision.
Bandhan Bank Fixed Deposit Calculator
Book FDs at Interest rate upto 8.00% p.a
Manage all FDs in one place
No Bank A/C Required
How to Use Paisabazaar’s Bandhan Bank FD Calculator
Stated below are the procedure to use Paisabazaar’s FD Calculator:
- Enter the deposit amount. You can open an FD in Bandhan Bank for as low as Rs 1,000.
- Enter the required tenure (years/days) and Bandhan Bank FD interest rates
- Click on ‘Calculate’ button
- The FD interest amount, maturity and the principal amount will be shown instantly
Considering interest pay out frequency, Bandhan Bank offers quarterly and monthly interest pay-out option under standard fixed deposit scheme. This scheme is ideal for individuals who require a fixed quarterly or monthly income to meet their day-to-day expenses. The bank also offers cumulative FD scheme branded as ‘Dhan Samriddhi Fixed Deposit’ wherein the interest component is reinvested and added to the principal amount for interest calculations. This allows accountholders to earn interest on their fixed deposit interest component and thereby, help them benefit from the power of compounding.
The FD maturity also depends on whether the individual is a non-senior citizen or senior citizen (aged 60 years and above). Bandhan Bank offers additional 0.50% – 0.75% p.a. interest rates on regular rates to senior citizen FD depositors.
Depositors should take into consideration their financial goals, cash flows and investment horizon before opting for any tenure, interest rate, type of FD, and interest pay-out option.
The FD Calculator can be used to compare returns for various deposit amounts, tenures and FD rates offered by other banks/NBFCs. This will help individuals to make an informed decision based on their financial goals, cash flows and liquidity requirements before opening an FD account in Bandhan Bank. Also, it’s easier to determine which bank/NBFC is offering you higher FD interest rate throughout the specific tenure.
FD Interest Rates for Domestic/NRE deposits of less than Rs 3 crore w.e.f. 1 September 2025
| Tenure | Interest Rates (% p.a.) | |
| Regular Citizens | Senior Citizens | |
| 7 days – 14 days | 2.95 | 3.70 |
| 15 days – 30 days | 2.95 | 3.70 |
| 31 days – less than 2 months | 3.45 | 4.20 |
| 2 months – less than 3 months | 4.20 | 4.95 |
| 3 months – less than 6 months | 4.20 | 4.95 |
| 6 months – less than 1 year | 4.20 | 4.95 |
| 1 year | 7.00 | 7.50 |
| 1 year 1 day – 1 year 9 months | 7.00 | 7.50 |
| 1 year 9 months 1 day – less than 2 years | 7.00 | 7.50 |
| 2 years – less than 3 years | 7.20 | 7.70 |
| 3 years – less than 5 years | 7.00 | 7.50 |
| 5 years – 10 years | 5.85 | 6.60 |
Note: 1. The minimum tenure for Non-Residential External (NRE) fixed deposits is 1 year.
2. Additional senior citizen interest rates are offered to resident Indians only.
FD rates updated as of 18 February 2026
Bandhan Bank Tax Saver Deposit w.e.f. 9 August 2025
| Tenure | Interest Rates (% p.a.) | |
| Regular Citizens | Senior Citizens | |
| 5 years – 10 years | 6.25 | 7.25 |
Benefits of Using Bandhan Bank FD Calculator
Below are some of the benefits of using the Bandha Bank fixed deposit calculator:
- The automated process of the tool saves you time from manual calculations and provides accurate estimations of FD returns with a click of a button.
- The FD calculator helps you plan your finances, as the maturity amount and the interest earned can be known beforehand.
- The calculator is a free online tool that simplifies FD interest calculations, making it easier to opt for the optimum tenure and deposit amount that provide you with the required maturity amount for your fixed deposit.
Factors Determining Your FD Maturity Amount
Principal amount, tenure, fixed deposit interest rates, and the interest pay out frequency are some factors that determine your FD maturity amount. Check below the minimum deposit amount and tenure for different types of Bandhan Bank FDs before opening FD account:
| Type of Fixed Deposits | Minimum FD Amount | Tenure |
| Neo+ Digital Fixed Deposit | Rs 1,000 | 7 days to 10 years |
| Standard Fixed Deposits (monthly/quarterly interest pay-out option) | Rs 1,000 | 7 days to 10 years |
| Tax Saver Fixed Deposit | Rs 1,000 | 5 years (lock-in) |
| Advantage Fixed Deposit | Rs 1,000 | 6 months to 10 years |
| Dhan Samriddhi Fixed Deposit (cumulative FD scheme) | Rs 5,000 | 6 months to 10 years |
| Super Saver Fixed Deposit | Rs 10 (Daily Deposit) | 1 year |
| Premium Fixed Deposit | Rs. 3 crore | 7 days to 10 years |
FAQs
Q1: What is the highest interest rate offered by Bandhan Bank on fixed deposits?
The highest fixed deposit rate for Bandhan Bank is 7.20% for general citizens and 7.70% p.a. for senior citizens for a tenure of 2 years to less than 3 years.
Q2: What interest will I get on a Bandhan Bank FD if I invest Rs 1 lakh for a tenure of 1 year?
Bandhan Bank offers 7% p.a. interest rate on a tenure of 1 year. If you invest Rs 1 lakh in a Bandhan Bank fixed deposit account for a tenure of 1 year, you can earn interest income of Rs 7,186 and a maturity amount of Rs 1.07 lakh. Senior citizens get an additional 0.50% p.a. interest rate above the regular rates.
Q3: What interest will I get on a Bandhan Bank FD if I invest Rs 1 lakh for a tenure of 3 years?
Bandhan Bank offers 7% p.a. on 3 year fixed deposits. If you invest Rs 1 lakh, you can earn around Rs 7,186 as interest, taking your maturity amount to about Rs 1.07 lakh, while senior citizens earn an additional 0.50% p.a. interest.
Q4: What interest will I earn on a Bandhan Bank FD if I invest Rs 1 lakh for 5 years?
Bandhan Bank provides 5.85% p.a. on 5 year fixed deposits. If you invest Rs 1 lakh in your fixed deposit account with Bandhan Bank, you can earn around Rs 33,694 as interest. The maturity amount would be Rs 1.33 lakh, while senior citizens earn an additional 0.50% p.a. interest.
Q5: Where can I use the Bandhan Fixed Deposit calculator?
You can use any fixed deposit calculator by visiting Paisabazaar’s online FD calculator. Simply enter the investment amount, applicable interest rate and tenure. The calculator will instantly display the interest income and maturity amount.
Q6: Is the Bandhan Bank FD Calculator useful for calculating returns on tax-saving fixed deposits?
The calculator can be used to estimate returns on 5 year tax-saving fixed deposits, helping depositors plan long-term, tax-efficient savings. Do note that tax saving FDs have a lock-in period of 5 years and tax benefits under Section 80C apply only to the principal, not to interest income.
Q7: Can the Bandhan FD Calculator estimate returns for short-term and long-term deposits?
You can estimate your FD returns for both short-term (e.g., 1 yr) and long-term (e.g., 5–10 yrs) using the FD calculator. Just enter the desired tenure, amount and interest rate and plan according to your financial goals.
Q8: How does the Bandhan FD Calculator help in planning long-term savings goals?
Bandhan Bank FD Calculator helps you to estimate maturity value for different tenures, interest earned over different periods and how returns vary with interest rates. Thus, it helps plan toward both short term and long-term goals like children’s education, retirement, etc.
Q9: Can I calculate the maturity value for multiple Bandhan FDs at once using the calculator?
Standard FD calculators can handle one deposit at a time. You need to calculate the maturity value for multiple FDs, each separately and add the results manually.
Q10: Can NRIs use the Bandhan Bank Fixed Deposit Calculator?
NRIs can use the FD calculator to estimate returns on their fixed deposits by entering the correct NRE/NRO applicable interest rate, tenure and deposit amount.