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Axis Bank Fixed Deposit Calculator helps calculate the maturity value and the interest income earned for various fixed deposit amounts and tenures. It considers the principal amount, applicable Axis Bank FD interest rate and tenure to calculate the maturity and interest amounts.
Book FDs at Interest rate upto 8.00% p.a
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How to Use Paisabazaar’s FD Calculator?
The procedure of using Paisabazaar’s FD Calculator is as follows:
- Enter the fixed deposit tenure, amount, and Axis Bank FD Interest Rate
- Click on ‘Calculate’
- The principal amount, maturity amount and the FD interest amount earned will reflect instantly
The maturity value depends on the deposit tenure, Axis Bank FD rates, amount and type of FD chosen, i.e. cumulative FD and non-cumulative FD.
The interest rate earned on Axis Bank FD with tenure of less than 6 months is calculated at simple interest and considered on the number of days. However, the interest earned on Fixed Deposits with tenure of 6 months and above, is compounded quarterly. For monthly interest payout options, the interest paid is calculated at a discounted rate over the standard rate. In the case of the quarterly payout option, the interest is calculated and paid quarterly.
Also Know: How to download Axis Bank FD Form online
Axis Bank FD Rates
Axis Bank FD Interest Rates on Domestic Deposits of less than Rs 3 crore w.e.f. 15 December 2025
| Tenure | Interest Rates (p.a.) | |
| Regular Citizens | Senior Citizens | |
| 7 days to 14 days | 3.00% | 3.50% |
| 15 days to 29 days | 3.00% | 3.50% |
| 30 days to 45 days | 3.25% | 3.75% |
| 46 days to 60 days | 4.00% | 4.50% |
| 61 days to 87 days | 4.00% | 4.50% |
| 88 days to 3 months 24 days | 4.50% | 5.00% |
| 3 months 25 days to less than 4 months | 4.50% | 5.00% |
| 4 months to less than 6 months | 4.50% | 5.00% |
| 6 months to less than 9 months | 5.50% | 6.00% |
| 9 months to less than 1 year | 5.75% | 6.25% |
| 1 year to 1 year 10 days | 6.25% | 6.75% |
| 1 year 11 days to less than 13 months | 6.25% | 6.75% |
| 13 months to less than 15 months | 6.25% | 6.75% |
| 15 months to less than 18 months | 6.60% | 7.10% |
| 18 months to less than 2 years | 6.60% | 7.10% |
| 2 years to less than 3 years | 6.60% | 7.10% |
| 3 years to less than 5 years | 6.60% | 7.10% |
| 5 years to 10 years | 6.60% | 7.35% |
FD rates updated as of 17 December 2025
Benefits of Using Axis Bank FD Calculator
- Free of Cost: Axis Bank FD calculator tool is free of cost, so prospective depositors can use it indefinitely to compare and analyse returns for different combinations of FD interest rates, principal amount and FD tenure.
- Time Saving: Manually calculating the maturity value can be time consuming and increases the chances of errors. As Axis Bank FD calculator is automated, it saves time and reduces the probability of calculation mistakes.
- Know Your Returns in Advance: Axis Bank FD Calculator gives a rough idea of your earnings from your fixed deposit, even before opening the FD account. This helps you in making an informed financial decision considering your liquidity and cash flow requirements.