IDBI Bank Fixed Deposit Calculator
How to Use Paisabazaar’s FD Calculator
- Enter the FD interest rate, FD amount and FD tenure in the calculator
- Click on ‘Calculate’
- You will get the principal amount, interest earned and maturity value
IDBI Bank FD Rates
IDBI Fixed Deposit Rates of Domestic/NRO Deposits of less than Rs 3 crores w.e.f. from 16 May 2025
| Tenure | Interest Rates (% p.a.) | |
| Regular Citizens | Senior Citizens | |
| 0 – 6 days | NA | NA |
| 07 – 30 days | 3.00 | 3.50 |
| 31 – 45 days | 3.25 | 3.75 |
| 46 – 60 days | 4.50 | 5.00 |
| 61 – 90 days | 4.75 | 5.25 |
| 91 days – 6 months | 5.50 | 6.00 |
| 6 months 1 day – 270 days | 6.00 | 6.50 |
| 271 days – less than 1 year | 6.25 | 6.75 |
| 1 year – 2 years (except 375 days, 444 days & 700 days) | 6.80 | 7.30 |
| Above 2 years – less than 3 years | 7.00 | 7.50 |
| 3 years – 5 years | 6.50 | 7.00 |
| Above 5 years – 10 years | 6.25 | 6.75 |
| Above 10 years – 20 years | 4.80 | 5.30 |
Note: 1. *Additional 0.50% interest rates over regular deposit rates are offered to senior citizens
- Additional senior citizen rates are not applicable to NRO deposits
Rates as of 11 June 2025
IDBI Tax Saver Deposit
| Tenure | Interest Rates (% p.a.) | |
| Regular Citizens | Senior Citizens | |
| 5 years (Suvidha Tax Saving Fixed Deposits) | 6.50 | 7.00 |
Utsav Callable FD Interest Rates (Valid up to 31st March 2025)
| Tenure | Interest Rates (% p.a.) | |
| Regular Citizens | Senior Citizens | |
| 300 days | 7.05 | 7.55 |
| 375 days | 7.25 | 7.75 |
| 444 days | 7.35 | 7.85 |
| 555 days* | 7.40 | 7.90 |
| 777 days | 7.20 | 7.70 |
*Utsav FD tenure for 555-Day effective from December 23, 2024, valid until February 15, 2025.
Benefits of Using IDBI Bank Fixed Deposit Calculator
Free of Cost
IDBI Bank FD Calculator is cost free. Depositors can easily use it to compare and analyse returns for various combinations of IDBI Bank FD interest rates, tenure and principal amount.
Time Saving
IDBI Bank FD calculator is automatic. Hence, it saves time and is not prone to errors unlike manual calculations.
Know Your Returns in Advance
Depositors can use IDBI Bank FD calculator in getting a rough idea of their earnings even before opening the FD account. This can help them in making informed decisions considering their cash flow requirements.