Download the
Paisabazaar app Today!
Paisabazaar app Today!
Get instant access to loans, credit cards, and financial tools — all in one place
IDBI Bank FD Calculator can be used to calculate the maturity value and interest earned for various FD amounts and tenures. Depositors need to enter the principal amount, tenure and FD interest rate to calculate the interest amount and maturity value.
IDBI Bank Fixed Deposit Calculator
Book FDs at Interest rate upto 8.00% p.a
Manage all FDs in one place
No Bank A/C Required
How to Use Paisabazaar’s FD Calculator
- Enter the FD interest rate, FD amount and FD tenure in the calculator
- Click on ‘Calculate’
- You will get the principal amount, interest earned and maturity value
IDBI Bank FD Rates
IDBI Fixed Deposit Rates of Domestic/NRO/NRE Deposits of less than Rs 3 crores w.e.f. from 19 September 2025
| Tenure | Interest Rates (% p.a.) | |
| Regular Citizens | Senior Citizens | |
| 0 – 6 days | NA | NA |
| 07 – 30 days | 3.00 | 3.50 |
| 31 – 45 days | 3.25 | 3.75 |
| 46 – 60 days | 4.50 | 5.00 |
| 61 – 90 days | 4.75 | 5.25 |
| 91 days – 6 months | 5.50 | 6.00 |
| 6 months 1 day – 270 days | 5.75 | 6.25 |
| 271 days – less than 1 year | 6.00 | 6.50 |
| 1 year – 2 years (except 375 days, 444 days & 700 days) | 6.55 | 7.05 |
| Above 2 years – less than 3 years | 6.55 | 7.05 |
| 3 years – 5 years | 6.35 | 6.85 |
| Above 5 years – 10 years | 5.95 | 6.45 |
| Above 10 years – 20 years | 4.80 | 5.30 |
Note: 1. *Additional 0.50% interest rates over regular deposit rates are offered to senior citizens
- Additional senior citizen rates are not applicable to NRO deposits
- The minimum tenure for NRE deposits is 1 year.
Rates as of 17 December 2025
IDBI Tax Saver Deposit
| Tenure | Interest Rates (% p.a.) | |
| Regular Citizens | Senior Citizens | |
| 5 years (Suvidha Tax Saving Fixed Deposits) | 6.35 | 6.85 |
Utsav Callable FD Interest Rates (valid up to 31 March 2026)
| Tenure | Interest Rates (% p.a.) | ||
| Regular Citizens | Senior Citizens | Super Senior Citizens (IDBI Chiranjeevi) | |
| 444 days | 6.60 | 7.10 | 7.25 |
| 555 days | 6.65 | 7.15 | 7.30 |
| 700 days | 6.50 | 7.00 | 7.15 |
Benefits of Using IDBI Bank Fixed Deposit Calculator
Free of Cost
IDBI Bank FD Calculator is cost free. Depositors can easily use it to compare and analyse returns for various combinations of IDBI Bank FD interest rates, tenure and principal amount.
Time Saving
IDBI Bank FD calculator is automatic. Hence, it saves time and is not prone to errors unlike manual calculations.
Know Your Returns in Advance
Depositors can use IDBI Bank FD calculator in getting a rough idea of their earnings even before opening the FD account. This can help them in making informed decisions considering their cash flow requirements.