Compare : Titan SBI Credit Card vs YES Private Credit Card

12,000 reward points worth Rs. 3,000

2 lakh Reward points as welcome bonus

Oberoi e-gift vouchers of Rs. 9,000 on joining and annual fee payment

50,000 Reward points on spending Rs. 10 lakh within 90 days of card setup

3% value-back (as Gift Vouchers) on spends at Tanishq

5% cashback on spends at Mia/Caratlane/Zoya

7.5% cashback on spends at World of Titan, Taneira, Titan Eye+, Helios, Fastrack, Skinn, Irth & Sonata

6 reward points per Rs. 100 spent on all other categories outside Titan spends

Per reward value= Rs. 0.25

40 Reward points per Rs. 200 spent internationally

20 Reward points per Rs. 200 spent on domestic purchases

1 Reward point = Up to Rs. 0.25

8 domestic and 4 international lounge access in a year

Unlimited access to domestic airport lounges on Rs. 35,000 quarterly spends and international lounges with 12 guest visits to each domestic & international lounges per year

Cashback on jewellery & gold purchases (which are generally excluded from other cards’ rewards program)

Good return of up to 7.5% on Titan Group brands

Milestone benefits worth Rs. 15,000

Decent return on non-Titan spends

Complimentary domestic and international airport lounge access

Welcome benefit compensates the high joining fee of Rs. 50,000

Premium travel and lifestyle perks

Low forex mark-up fee of 0.5%

Unlimited domestic and international lounge access for primary and add-on cardholders

Accumulated rewards can be redeemed only across Titan vouchers

No accelerated reward points on everyday categories like dining, groceries or general online shopping

No travel benefits (apart from lounge access), which is generally provided on credit cards in its price range (Rs. 2,999)

Low reward redemption value of Rs. 0.25

Only high-spenders can make the most of the rewards program

High annual fee of Rs. 10,000

Individuals making frequent high-end purchases

Those who travel extensively and are looking for a super-premium card with low forex mark-up, luxury complimentary travel services and high rewards earnings with savings on other lifestyle-related spends