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Talk to Expert
Sales Enquiry
Call Us: 1800 570 3888
Service Helpline
Call Us: 1800 258 5616
Our Advisors are available 7 days a week, 9:30 am - 6:30 pm to assist you with the best offers or help resolve any queries.
Offers on Paisabazaar are only from Credit Institutions regulated by the RBI
You are comparing
Standard Chartered Smart Credit Card
SBI Aurum Credit Card
₹ 499
₹ 499
NA
₹ 9,999
₹ 9,999
Waived off on spending Rs. 12 Lakh in a year
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NA
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40,000 reward points worth Rs. 10,000 after the payment of joining fee
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2% cashback on online spends, up to a maximum of Rs. 1,000 per month
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1% cashback on other spends, up to a maximum of Rs. 500 per month
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Fuel transactions are not eligible for cashback
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4 reward points on every Rs. 100 spent on the card
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1 Reward Point = Rs. 0.25
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Miles conversion against Air India, Air Asia, Club ITC, Qatar Airways and Adani One (up to 5:1)
NA
4 domestic lounge access every quarter, Unlimited international lounge visits and 4 international lounge visits for guests in a year
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2X cashback on online spends
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No brand restrictions on earning cashback
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Low annual fee
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Inclusion of utility bills (Gas, Electricity, Water, Telecom) in the cashback program
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Premium complimentary memberships
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4 free movie tickets every month
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Unlimited international lounge access with free guest visits
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Low forex markup fee
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Activation benefits worth the joining fee
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Monthly and annual milestone benefits
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No travel benefits
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Capping on cashback earning is quite low
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Despite being a cashback card, redemption is not straightforward
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Low reward redemption value
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Limited partners in miles transfer program
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Limited domestic lounge access
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Membership benefits limited for first year only
People who frequently shop online & want to earn direct cashback for their spends
Frequent travellers and shoppers looking for a credit card with all-round benefits