Compare : HSBC RuPay Cashback Credit Card vs HSBC Live+ Credit Card

2 month EazyDiner membership on card activation

Premium coffee tasting sessions, Rs. 200 off next purchase and more at Starbucks

Rs. 1,000 cashback on downloading and logging in to the HSBC India Mobile Banking app and spending Rs. 25,000 within the first 30 days of card issuance

Voucher worth Rs. 750 for Amazon Pay, Zomato and Swiggy on activating the card and making a single transaction of Rs. 300 or more

Amazon eGift voucher worth Rs. 250 on applying online, verifying by video and receiving of the card

Rs. 1,000 cashback on spending Rs. 1,000 or more within 30 days of getting the credit card after submitting income documents with Account Aggregator

10% cashback on dining, grocery and food delivery spends

1% cashback on other eligible spends, including UPI transactions

Cashback earnings are capped at Rs. 400 per month

10% cashback, up to Rs. 1,200 per month, on food, dining, grocery, shopping and utility bill payments

Unlimited 1.5% cashback on other spends

Rs. 250 cashback on contactless fuel spends above Rs. 10,000 per quarter

Up to 8 domestic airport lounge visits per year (max. 2 per quarter) and 2 international lounge visits per year

2 complimentary visits to domestic airport lounges in a year and 1 complimentary international airport lounge visit every year

Up to 10% savings on food-related spends

Complimentary worldwide access to airport lounges

Zero forex mark-up fee

Discount offers on leading platforms for lifestyle-related spends

Low annual fee with easily achievable fee waiver condition

10% cashback on food, dining, grocery, shopping and utility bill payments

Low forex markup fee of 1.99%

Complimentary domestic and international airport lounge visits

Multiple welcome benefits worth more than Rs. 3,000

Additional travel and lifestyle privileges through Visa Infinite

Low capping on monthly cashback earnings

No cashback earnings on international spends even though no forex mark-up fee is charged

10% cashback is capped at Rs. 1,200 per month

Low frequency of complimentary international lounge visits

Limited value to consumers who do not spend significantly on the accelerated cashback categories

Those who want a RuPay credit card to make and save on UPI transactions and prefer to earn cashback with higher savings on dining, groceries and food deliveries

Consumers seeking high cashback on everyday spends along with travel, dining and lifestyle benefits