Compare : Reliance SBI Card PRIME vs Airtel Axis Bank Credit Card

Reliance Retail voucher worth Rs. 3,000 on joining fee payment

Discount vouchers worth Rs. 11,999 of participating Reliance Retail Stores

Amazon e-voucher worth Rs. 500 as a welcome/activation benefit, on the first transaction made within the 30 days of card issuance

10 Reward Points per Rs. 100 spent on participating Reliance Retail Stores, except via UPI

5 Reward Points per Rs. 100 spent on dining, movies/entertainment, domestic airlines and international spends

2 Reward Points per Rs. 100 spent on other retail spends, except fuel, wallet upload, property rental

1 Reward Point = Rs. 0.25, redeemable against Reliance Retail vouchers

25% cashback on bill payment for Airtel Mobile, Broadband, Wifi, and DTH via the Airtel Thanks app

10% cashback on utility bill payments, such as electricity, water, gas via the Airtel Thanks app

10% cashback across preferred merchants, including Zomato, Swiggy and BigBasket

1% cashback on other spends

8 complimentary visits to domestic and 4 to international airport lounges per year, up to 2 visits per quarter each

4 complimentary lounge visits per calendar year (limited to one per quarter) at select domestic airports in India. Spend Rs. 50,000 or more in the previous quarter to be eligible for this benefit.

Great co-branded benefits in the form of accelerated rewards, bonus vouchers and discount deals

Welcome benefits worth more than the joining fee

Easily achievable annual fee waiver condition

Lounge access is not spend-based

Decent reward rate of 2.5%

Multiple milestone benefits

Up to 25% cashback

No capping on base cashback

Welcome benefit worth the joining fee

Benefits on everyday brands: Zomato, Swiggy and BigBasket

Low rewards redemption ratio of 4:1

Rewards redemption option limited to Reliance Retail Stores

Bill payment benefits are limited to Airtel Thanks App

Monthly capping on all accelerated cashback category

Lounge access is spend-based

Those who frequently shop from Reliance Reatil Stores, like Netmeds, Catwalk, AJIO, Centro, Reliance Digital, Trends, Zivame, Metro, Urban Ladder, JioMart, Milkbasket, etc. and wish to save on their shopping spends

Customers of Airtel who want to earn cashback on bill payments