Compare : YES BANK Marquee Credit Card vs Titan SBI Credit Card

60,000 and 20,000 YES Rewardz Points on joining and renewal fee payments respectively

12,000 reward points worth Rs. 3,000

36 YES Rewardz Points per Rs. 200 spent on online shopping

18 YES Rewardz Points per Rs. 200 on offline spends

10 YES Rewardz Points per Rs. 200 spent on wallet loading, recharge, rental, utility bill, insurance and government payments

Up to 1 lakh YES Rewardz Points can be earned per month

1 YES Rewardz Point equals to 0.1 Club Vistara Point/InterMile, Re. 0.15 for brand vouchers, and Re. 0.25 for flights & hotel bookings

3% value-back (as Gift Vouchers) on spends at Tanishq

5% cashback on spends at Mia/Caratlane/Zoya

7.5% cashback on spends at World of Titan, Taneira, Titan Eye+, Helios, Fastrack, Skinn, Irth & Sonata

6 reward points per Rs. 100 spent on all other categories outside Titan spends

Per reward value= Rs. 0.25

Up to 24 complimentary visits to domestic airport lounges & unlimited visits to international lounges for primary and add-on card users with 8 guest visits to lounges

8 domestic and 4 international lounge access in a year

Impressive reward rate of up to 4.5%

Accelerated earning on all online spends, irrespective of category/brand

Unlimited international lounge visits for primary and add-on cardholder

Low forex mark-up fee of 1%

Save up to Rs. 2,400 on movie tickets per month through BookMyShow

Cashback on jewellery & gold purchases (which are generally excluded from other cards’ rewards program)

Good return of up to 7.5% on Titan Group brands

Milestone benefits worth Rs. 15,000

Decent return on non-Titan spends

Complimentary domestic and international airport lounge access

Limited reward redemption options

Low reward redemption ratio of 4:1

Accumulated rewards can be redeemed only across Titan vouchers

No accelerated reward points on everyday categories like dining, groceries or general online shopping

No travel benefits (apart from lounge access), which is generally provided on credit cards in its price range (Rs. 2,999)

Those who are high spenders, frequent travellers, regularly go out to watch movies and are looking for golf benefits

Individuals making frequent high-end purchases