Compare : HSBC Live+ Credit Card vs Cashback SBI Card

Premium coffee tasting sessions, Rs. 200 off next purchase and more at Starbucks

Rs. 1,000 cashback on downloading and logging in to the HSBC India Mobile Banking app and spending Rs. 25,000 within the first 30 days of card issuance

Voucher worth Rs. 750 for Amazon Pay, Zomato and Swiggy on activating the card and making a single transaction of Rs. 300 or more

Amazon eGift voucher worth Rs. 250 on applying online, verifying by video and receiving of the card

Rs. 1,000 cashback on spending Rs. 1,000 or more within 30 days of getting the credit card after submitting income documents with Account Aggregator

NA

10% cashback, up to Rs. 1,200 per month, on food, dining, grocery, shopping and utility bill payments

Unlimited 1.5% cashback on other spends

Rs. 250 cashback on contactless fuel spends above Rs. 10,000 per quarter

5% cashback on all online spends without any merchant restriction, up to Rs. 2,000 per month

1% cashback across all offline spends, up to Rs. 2,000 per month

Cashback will be auto-credited into the statements within 2 days of statement generation

2 complimentary visits to domestic airport lounges in a year and 1 complimentary international airport lounge visit every year

NA

10% cashback on food, dining, grocery, shopping and utility bill payments

Low forex markup fee of 1.99%

Complimentary domestic and international airport lounge visits

Multiple welcome benefits worth more than Rs. 3,000

Additional travel and lifestyle privileges through Visa Infinite

Up to 5% cashback on card spends

Cashback benefits come without any merchant restrictions

No hassle of point conversion as cashback is auto-credited into the statement

Easily achievable renewal fee waiver

10% cashback is capped at Rs. 1,200 per month

Low frequency of complimentary international lounge visits

Limited value to consumers who do not spend significantly on the accelerated cashback categories

Monthly capping on cashback earnings

No significant additional benefits like complimentary airport lounge access or welcome bonus

Consumers seeking high cashback on everyday spends along with travel, dining and lifestyle benefits

People who shop across multiple online brands and prefer flat cashback without any merchant or category restrictions