Compare : IDFC FIRST WOW! Credit Card vs IDBI Bank Imperium Platinum Credit Card

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500 Delight Points as a welcome bonus on a min. transaction of Rs. 1,500 within first month or 300 points between 31 to 90 days from the date of card activation

4X reward points on online, offline and international spends

1X reward point per Rs. 200 spent

1X reward point on Insurance premium payments, FASTag recharge, Railway spends and Utility bill payments

Redeem reward points at a value of 1 RP = Rs. 0.25

2 Delight Points per Rs. 150 spent on lifestyle spends

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Zero forex markup fee

4X reward points on online, offline and international spends

Lifetime free credit card

Exclusive deals & discounts at partner merchants

2 Delight Points per Rs. 150 spent

Save up to Rs. 3,600 every year on fuel spends

Low annual fee of Rs. 499

500 Delight Points as welcome benefits

Low reward redemption value of 1 RP = Rs. 0.25

Does not offer travel benefits like domestic and international airport lounge visits

Reward rate is relatively low

No complimentary domestic and international airport lounge visits

New-to-credit consumers looking for a lifetime free card with basic benefits

Consumers who are looking for an entry-level credit card with basic reward benefits