Compare : IDFC FIRST Millennia Credit Card vs IndusInd Bank Platinum Credit Card

Rs. 500 welcome voucher on spending Rs. 5,000 within the first 30 days

5% cashback up to Rs. 1,000 on the first EMI done within the first 30 days

Luxe Gift Card and vouchers of top brands, like The Postcard Hotel, Montblanc, Amazon, Flipkart, etc.

10X reward points on birthday spends & spends made after reaching Rs. 20,000 monthly spends

3X reward points on online & offline purchases for up to Rs. 20,000 monthly spends

Unlimited reward points that never expire

Reward points can be used to instantly pay for purchases

1 Reward point = Rs. 0.25

1.5 reward points for every Rs. 150 spent

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Lifetime-free credit card

Joining benefits worth up to Rs. 1,500 despite not charging any card fee

Movie discount every month with savings of up to Rs. 1,200 in a year

Up to 16 complimentary railway lounge visits per year

Interest-free ATM cash withdrawals for up to 45 days

Complimentary vouchers and gift cards as welcome benefit

Transfer of rewards into Airmiles at a 1:1 ratio

Fuel surcharge waiver across all fuel stations

Monthly spend-based condition on 10X rewards

Low reward rate and redemption value

Low reward rate of 0.40% across all categories

No travel benefits like complimentary lounge access

No milestone benefits are offered

Beginners who do not travel much, can make use of dining, movie & other merchant discounts, and wish to earn rewards on their spends

People looking for a lifetime free card with basic benefits