Compare : ICICI Bank Sapphiro Credit Card vs PNB LUXURA RuPay Metal Credit Card

Tata CliQ voucher worth Rs. 3,000

EaseMyTrip vouchers worth Rs. 4,000

Uber vouchers worth Rs. 1,000

Croma voucher worth Rs. 1,500

40,000 rewards points on spending Rs. 50,000 within 90 days

4 reward points per Rs. 100 spent internationally

2 reward points per Rs. 100 spent domestically

1 reward point for every Rs. 100 spent on utilities and insurance

12 reward points per Rs. 100 spent on travel and dining

4 reward points per Rs. 100 spent

1 reward point = Rs. 0.25

Up to 16 complimentary airport lounge access per year, max. 4 per quarter; 2 complimentary airport lounge visits outside India every year via complimentary Dreamfolks membership

Unlimited domestic and international airport lounge

Up to 16 domestic and 2 international airport lounge access every year

Welcome benefits worth Rs. 13,000 exceeding the joining fee of Rs. 6,500

Unlimited bonus reward points as milestone benefit depending on the cardholder’s annual spending capacity

Up to 48 complimentary golf rounds in a year

Up to Rs. 12,000 annual savings on movie ticket purchases

Accelerated rewards on travel and dining

Premium hotel stay benefits via HoteLux membership and ITC Hotels offers

Up to Rs. 6,000 annual savings on movies via buy 1 get 1 offer

10,000 bonus reward points in a year as spend-based milestone bonus

Complimentary services, like concierge $600 emergency cash, and lounge access

Low rewards earning rate on card spends

Spend-based condition on domestic airport lounge and golf benefits

High forex mark-up fee of 3.5% despite offering accelerated rewards on international spends

Low reward redemption value

Limited visits to airport lounges in comparison with other premium cards

People who are high spenders, travel frequently and can utilise lifestyle benefits like golf access, and offers on movies and dining

Those who are high spenders, travel frequently and want a card that offers premium benefits.