Compare : ICICI Bank HPCL Coral Credit Card vs IndianOil RBL Bank Credit Card

NA

1,000 Fuel Points on making the 1st card spend of min. Rs. 500 within 30 days of card issuance

2 ICICI Bank Reward Points per Rs. 100 spent on retail spends, except fuel

1 ICICI Bank Reward Point per Rs. 100 on grocery, utility, telecom, government, tax and departmental store

2.5% cashback up to Rs. 100 per month on HPCL fuel spends of min. Rs. 500

10 Fuel Points per Rs. 100 spent on IOCL fuel, up to 1,000 Fuel Points per month

1 Fuel Point per Rs. 100 spent on other categories

1 Fuel Point = Rs. 0.50 for IOCL petrol pump/fuel voucher

1 Fuel Point = Rs. 0.10 for everywhere else

NA

NA

Low annual fee

3.5% return on fuel

25% off on movies

Inclusion of utilities and insurance in rewards program

Up to 6% savings on IOCL fuel purchases

Decent Fuel Points redemption ratio of 2:1

Welcome benefit worth card joining fee amount

Low annual fee with easily achievable fee waiver spending condition

No additional Happy Coins unlike other HPCL cards

Very low capping on fuel and movie benefits

Very low return on grocery/departmental stores

No accelerated rewards on any of the non-fuel spending categories

Capping on accelerated Fuel Points earnings and limited redemption options that offer a good value-back

People who are HPCL loyalists, want a basic card with low annual fee and want to save on their fuel spends

Those who drive regularly, spend considerable amount on fuel purchases with a loyalty to IOCL fuel over other fuel brands, and are looking for a fuel credit card.