Compare : ICICI HPCL Super Saver Credit Card vs IndianOil HDFC Credit Card

Bonus 2,000 reward points on spending Rs. 5,000 and on payment of joining fee

Rs. 100 cashback on recharge via HP Pay app

Complimentary IndianOil XTRAREWARDS Program (IXRP) membership

4% cashback of up to Rs. 200 per month on fuel purchases at HPCL pumps

5% back as reward points up to 400 points per month, worth Rs. 100, on grocery, departmental store & utility bill spends

2 reward points per Rs. 100 spent on other retail purchases

Additional 1.5% savings at the rate of 6 points per Rs. 100 spent on fuel at HPCL fuel outlets via the HP Pay app

1 reward point = Rs. 0.25

5% fuel points at IndianOil outlets (Up to 250 fuel points per month for the first 6 months & up to 150 per month after that)

5% fuel points on groceries and bill payments (Up to 100 fuel points per month on each category)

1 fuel point per Rs. 150 spent on other purchases

1 Fuel Point = Rs. 0.20 against statement balance or 3 XtraRewards Point (XRP) or up to Rs. 0.20 for product catalogue

1 XRP = Rs. 0.32

1 complimentary domestic airport lounge access per quarter, subject to spending Rs. 75,000 in the previous calendar quarter

NA

5% value-back on fuel spends

5% back on departmental stores, electricity bills and mobile bills

25% Discount on movie tickets on BookMyShow and INOX

Complimentary domestic lounge access

Complimentary 24x7 roadside assistance service

Accelerated benefits on non-fuel spends (groceries and bills)

Multiple reward redemption options

Decent per reward value when redeemed as IOCL points

Total value-back capped at Rs. 300 per month

Spend-based condition applicable on lounge access

Overall value-back is quite low compared to other entry-level cards

Capping on fuel points earning

Low redemption value of fuel points for cashback or catalogue redemption

No travel benefits

Low base rate

People looking for savings on HPCL Fuel spends along with rewards on everyday categories like grocery and departmental stores

People who are IOCL loyalists, looking for a fuel credit card and want accelerated value back on spends made on IOCL fuel, groceries and bill payments