Compare : HDFC Bank UPI RuPay Credit Card vs YES BANK Paisabazaar PaisaSave Credit Card

Gift voucher worth Rs. 250 on joining fee payment and card activation within 37 days of card issuance

NA

3% CashPoints, up to 500 points per month, on PayZapp transactions, groceries, supermarket and dining spends

2% CashPoints, up to 500 points per month, on utility spends

1% CashPoints, up to 500 points per month, on other spends

1 CashPoint = Rs. 0.25

6% cashback as 12 reward points per Rs. 200 spent on dining and travel

1% cashback as 2 reward points per Rs. 200 spent on other category spends

1 Reward Point = Rs. 1, redeemable as statement credit via YES Rewards platform

NA

NA

Up to 3% CashPoints on card spends, including UPI transactions and utility spends

Accelerated savings on food-related and everyday spends, like groceries, supermarket purchases and dining

Low annual fee with an easily achievable fee waiver condition

6% cashback on travel and dining spends

Reward points are redeemable as statement credit in 1:1 redemption ratio

No brand restriction on categories with accelerated value-back

Low annual fee with easily achievable fee waiver condition

Low rewards redemption value with monthly capping on rewards earnings

Card only offered as a floater card to existing HDFC bank credit cardholders and not independently

Capping on accelerated value-back earnings

No value-back on UPI transactions below Rs. 2,000

Those who wish to get a card to save on their UPI spends and are looking for incremental rewards on daily household and dining spends

Those who are looking for a cashback credit card with minimal annual fee and who travel and dine-out frequently