Compare : Emirates Skywards ICICI Bank Sapphiro Credit Card vs Marriott Bonvoy HDFC Credit Card

Complimentary Emirates Silver Tier Membership

5,000 Skywards Miles on the payment of joining fee

1 Free Night Award (up to a value of 15,000 Marriott Bonvoy Points)

Complimentary Marriott Bonvoy Silver Elite Status for free

10 Elite Night Credits (that can be used for room and membership upgrade) under the Marriott Bonvoy Program for primary cardholder

2 Skywards Miles on every Rs. 100 spent

1 Skywards Mile on every Rs. 100 spent on insurance & utility

8 Marriott Bonvoy Points per Rs. 150 spent at hotels participating in Marriott Bonvoy

4 Marriott Bonvoy Points per Rs. 150 spent on travel, dining & entertainment

2 Marriott Bonvoy Points per Rs. 150 spent on all other applicable purchases

2 domestic lounge visits per quarter & 2 international lounge visits every year

12 complimentary lounge access each year outside India & 12 complimentary lounge access each year, within India at both domestic and international terminals each year

Complimentary Emirates Silver Tier Membership

Up to 10,000 Skywards Miles as joining & milestone benefits

Redeem Skywards Miles for flight upgrades & award flights

Discounts on movie ticket bookings via BookMyShow

Exclusive privileges on Marriott hotel bookings

Access to both international and domestic airport lounges

Complimentary Marriott Bonvoy Silver Elite Status

Free Night Stays at Marriott as welcome and milestone benefits

No option for an annual fee waiver

Low reward rate on utility & insurance spends

Spend-based lounge access benefits

High forex markup fee of 3.5%

No general travel benefits

Features are limited to co-branded hotel bookings

Base reward rate is low

No Priority Pass membership

Frequent Emirates flyers who want to earn Skywards Miles on their spends

Marriott loyalists looking for an option to earn rewards on their expenses along with travel benefits