Compare : BOBCARD Etihad Guest vs IDFC FIRST WOW! Black Credit Card

2,500 Etihad Guest Bonus Miles on joining fee payment and spending Rs. 10,000 within the first 60 days

Complimentary Etihad Guest Silver Tier membership on first transaction within 6 months

Up to Rs. 500 off on first travel booking on a minimum value of Rs. 5,000

Free 3 months EazyDiner Prime membership

Up to Rs. 700 off on a min. spend of Rs. 7,000 for round-trip domestic flights on MakeMyTrip

3 Miles per Rs. 100 spent on Etihad Airways

1 Mile per Rs. 100 on other domestic and international spends

Up to 50 bonus reward points per Rs. 150 spent on hotel bookings

Up to 30 bonus reward points per Rs. 150 spent on flight bookings

4 reward points per Rs. 150 spent online and offline

3 reward points per Rs. 150 spent on UPI spends above Rs. 2,000

1 reward point per Rs. 150 spent on UPI spends below Rs. 2,000

1 reward point per Rs. 150 spent on Insurance and utility bill payments

8 complimentary domestic and 4 international airport lounge visits per year

4 complimentary domestic airport lounge visits per year

3 Miles on every Rs. 100 spent on Etihad Airways

Low foreign exchange markup of 1%

Complimentary Etihad Guest Silver Tier Membership

More than 15,000 bonus Miles as milestone benefit

Complimentary domestic and international airport lounge access

Up to 16.7% value-back on travel spends

Zero forex Markup Fee

Welcome benefits worth more than Rs. 5,000

Up to Rs. 1,200 discount on movie tickets every year

Up to 3X reward points on UPI spends

Low reward rate on non-Etihad spends

Achieving spending milestones can be hard for low spenders

Reward redemption is restricted to Etihad Airways

No international airport lounge access benefit

Low base reward rate on utilities/insurance

Bonus reward points are offered only on bookings via IDFC FIRST app

Etihad loyalists looking for a credit card with decent travel benefits

Consumers seeking a secured card with decent value-back on travel and other everyday spends