Compare : Axis Bank Reserve Credit Card vs YES Private Credit Card

50,000 bonus reward points after the payment of joining fee

2 lakh Reward points as welcome bonus

Oberoi e-gift vouchers of Rs. 9,000 on joining and annual fee payment

50,000 Reward points on spending Rs. 10 lakh within 90 days of card setup

15 EDGE reward points for every Rs. 200 spent

30 EDGE reward points for every Rs. 200 spent internationally

Conversion of rewards into Air Miles or Hotel Loyalty Points at a ratio of 5:2

40 Reward points per Rs. 200 spent internationally

20 Reward points per Rs. 200 spent on domestic purchases

1 Reward point = Up to Rs. 0.25

Priority Pass membership with unlimited international & domestic lounge visits for all cardholders with 12 free guest visits per year

Unlimited access to domestic airport lounges on Rs. 35,000 quarterly spends and international lounges with 12 guest visits to each domestic & international lounges per year

Unlimited lounge visits

Complimentary memberships of premium hotels

Low forex mark-up fee of 1.5%

No cash withdrawal charges

Welcome benefit compensates the high joining fee of Rs. 50,000

Premium travel and lifestyle perks

Low forex mark-up fee of 0.5%

Unlimited domestic and international lounge access for primary and add-on cardholders

Very high annual fee of Rs. 50,000

High annual fee waiver criteria

Low reward redemption rate

Division of partners in Miles Transfer Program

Exclusions of some everyday spend types from rewards program

Low reward redemption value of Rs. 0.25

Only high-spenders can make the most of the rewards program

High annual fee of Rs. 10,000

Frequent travellers who are looking for a card with premium benefits and do not mind paying a high annual fee

Those who travel extensively and are looking for a super-premium card with low forex mark-up, luxury complimentary travel services and high rewards earnings with savings on other lifestyle-related spends