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5 Lakh Business Loan

For any business related financial needs, businesses can apply for Rs. 5 lakh business loans at Paisabazaar. At Paisabazaar, borrowers get multiple benefits, including attractive interest rates, quick approval and disbursal, easy documentation and more.
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Avail up to ₹1 Cr starting at 13%

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HDFC BankHDFC Bank
Processing Time7 - 10 Days
Interest Rate13% onwards
Processing FeesUpto 2%
Max. Loan Amount₹1 Crore
IDFC First BankIDFC First Bank
Processing Time7 - 10 Days
Interest Rate14% onwards
Processing FeesUpto 3%
Max. Loan Amount₹1 Crore
Bajaj FinservBajaj Finserv
Processing Time3 - 6 Days
Interest Rate19% onwards
Processing FeesUpto 2%
Max. Loan Amount₹75 Lakh
Aditya Birla Capital LimitedAditya Birla Capital Limited
Processing Time1 - 2 Days
Interest Rate21% onwards
Processing FeesUpto 2%
Max. Loan Amount₹50 Lakh
Tata CapitalTata Capital
Processing Time3 - 6 Days
Interest Rate19% onwards
Processing FeesUpto 2%
Max. Loan Amount₹75 Lakh
FlexiLoansFlexiLoans
Processing Time3 - 6 Days
Interest Rate18% onwards
Processing FeesUpto 2%
Max. Loan Amount₹25 Lakh
ICICI ODICICI OD
Processing Time7 - 10 Days
Interest Rate14% onwards
Processing FeesUpto 2%
Max. Loan Amount₹50 Lakh

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Rs. 5 Lakh Business Loan Highlights

  • Loan Amount: Rs. 5 lakh
  • Interest Rate: 13% p.a.
  • Tenure: 5 years
  • Processing Fees: 2% of the loan amount

Rs. 5 Lakh Business Loan Interest Rate and Charges

Business loan interest rates vary across lenders. However, lenders consider borrowers’ creditworthiness and income profile before deciding the final interest rate of the business loan.

Business Loan Eligibility of Rs. 5 Lakh

To be eligible for a Rs. 5 lakh business loan, businesses should qualify for the following eligibility criteria:

  • Age: Min. 21 years, max. 65 years
  • Credit score: 760+
  • Business vintage: Min. 2 years
  • Profitable: Min. 2 years

Business Loan Documents Required

  • KYC documents like PAN Card (mandatory), Aadhaar Card / Passport / Voter ID / Driving Licence
  • Business proof like business registration certificate, partnership deed, etc.
  • Financial documents like last 6–12 months bank statements, Income Tax Returns ITR) for the last 2–3 years, Profit & Loss Statement, etc.
  • Business continuity proof, or any other documents as asked by lenders

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Tips to Get Lower Interest Rates

To get lower interest rates, borrowers can follow the tips mentioned below:

  • Maintain a healthy credit score
  • Keep debt-to-income ratio low
  • Compare offers across lenders
  • Negotiate with lenders

Why Apply for a Business Loan on Paisabazaar?

Paisabazaar offers various advantages to borrowers, including:

  • Compare offers from top lenders
  • Competitive business loan rate of interest
  • No need for multiple application
  • Top up facility
  • Highest approval chances
  • End-to-end expert support
  • Free credit score checks

EMI Calculation (Loan Amount: Rs. 5,00,000 | Tenure: 5 Years)

Interest Rate (p.a.) EMI (Approx.) Total Interest Payable Total Amount Payable
13% Rs. 11,377 Rs. 1,82,620 Rs. 6,82,620
14% Rs. 11,634 Rs. 1,98,040 Rs. 6,98,040
15% Rs. 11,895 Rs. 2,13,700 Rs. 7,13,700
16% Rs. 12,159 Rs. 2,29,540 Rs. 7,29,540
18% Rs. 12,704 Rs. 2,62,240 Rs. 7,62,240
Why Choose Paisabazaar?
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Flexible Tenure of Up to 4 years

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What our customers say

Business loan complex hotta h

Business loan thoda complex lagta h muhje, lekin Paisabazaar pe team ne sab steps simple bana diya muhje ache se support kiya. Thank you.

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Meher SinghJan 22, 2026

Hassle-free Business Loan

I would like to take a moment to sincerely appreciate Rohit Kumar\'s (EW25946) continuous support and clear communication. Your timely responses, cooperation, and willingness to help have made a significant difference and contributed greatly to smooth coordination and successful outcomes. Your professionalism and positive approach are truly commendable, and it has been a pleasure working with you. Thank you for your dedication and for maintaining such effective communication throughout.

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MD Gausar AlamJan 20, 2026

Business loan liya tha, interest acha mila

Muhje darr tha ki interest rate kahi lenders jda na charge krle, phir paisabazaar pe sahi interest rate milla. Mera credit profile dekh ke or bhi bht saare factors consider karke interest rate milla.

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Mohit DasJan 15, 2026

Uncle ne bataya tha Paisabazaar ke baare mai

Mai online loans ke baare mai jada nhi janta, mere chacha ne bataya tha ki Paisabazaar se loan acha milta hai. Try kiya or asli mai bohot acha experience tha.

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Raju RastogiJan 14, 2026

Boutique ke liye small loan liya tha

Boutique ke liye small loan liya tha. Small entrepreneurs ke liye bht important hota hai sahi jagah se loan lena. Paiabazaar ki team bohot helpful hai.

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Vanni KumariJan 13, 2026

Loan approval ke chances dikhate h

Paisabazaar se business loan lo toh pata rehta h ki kaha loan approval ke chances jada hai. Isse thoda tension kam jata h rejection ka. Acha feature hai.

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Sobhit GuptaJan 5, 2026

Advisors bohot ache the

Business loan thoda confusing hota h. Advisors ne sahi guide kiya. Thanks you.

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Prakash MishraJan 4, 2026

Trusting platform

I take business loan from Paisabazaar two months before. very nice experience. No jhamela, only good work done. Thank you

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Priya ShawDec 30, 2025

Chote business ke liye bhi loan mila

Chote businesses ko loan milne mai dikkat hoti hai lekin yaha mil gaya. Thank you for helping small business also. Good job keep it up.

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Rupesh SharmaDec 29, 2025

Quick and easy steps

Business loan apply karne se pehle yeh sochke dar lagta tha ki bohot mehnat lagegi. Lekin mai toh surprise hi hogayi Paisabazaar ka simple or easy steps dekh ke. Itna smooth process tha ki bikul hi samjh nhi aaya kab loan approve hua or kab account mai paise agaye.

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Ishita SinghDec 28, 2025
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