Business Loan of ₹10 Lakhs

At Paisabazaar you can get 10 Lakh Business Loan instantly for their business related needs. Whether you are planning to expand your business or need unsecured or collateral-free business loan upto Rs. 10 lakh. Compare & apply online 10 Lakh loan with minimal documentation & quick disbursal with lowest interest rates for your business.

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Valid till 31^st August '26 *T&C Apply

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Avail up to ₹1 Cr starting at 13%

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Rate of Interest (Yearly %)

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Rs 10 Lakh Business Loan Interest Rate

Business loan interest rates vary from lender to lender. At Paisabazaar, business loan interest rate starts from 13% p.a. Lenders take into factors like borrower's credit profile, existing debt obligations, income, etc, before deciding the interest rate on business loans.

Business Loan Documents Required for Rs. 10 Lakh

The commonly required documents for Rs. 10 lakh business loan are mentioned below:

1. KYC Documents (Identity & Address Proof)

PAN Card (mandatory)
Aadhaar Card / Passport / Voter ID / Driving Licence
Recent passport-size photographs

2. Business Proof

Business registration certificate (GST / MSME / Shop & Establishment)
Partnership Deed (for partnership firms)
Certificate of Incorporation (for companies)
Memorandum & Articles of Association (MOA & AOA)

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3. Financial Documents

Last 6–12 months bank statements (business + personal)
Income Tax Returns (ITR) for last 2–3 years
Profit & Loss Statement
Balance Sheet
Audit reports (if applicable)

4. GST & Tax Documents

GST registration certificate
GST returns (last 6–12 months)

5. Business Continuity Proof

Proof of business vintage (usually 1–3 years minimum)
Existing loan statements (if any)

Business Loan Eligibility for Rs. 10 Lakh

Age: Min. at the time of application is 21 years and max. at the time of loan maturity is 65 years
Credit score: 760+
Business Vintage: Minimum 2 years of profitable business
Minimum turnover: Different for different lenders

Suggested Read : Check Free Credit Score

When to Apply for a Business Loan of Rs. 10 Lakh?

Businesses should know when to apply for a business loan to avoid financial strain. A few situations when businesses should apply for a loan are mentioned below:

To meet day-to-day expenses of the business
To expand business units
To buy inventories
To update or repair machineries

Suggested Read : Business Loan Eligibility Calculator

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How to Apply for a Rs 10 Lakh Business Loan with Paisabazaar?

To apply for a business loan of Rs. 10 lakh, borrowers can head to the Paisabazaar's website

Step 1: Enter your mobile number in the application form
Step 2: Enter OTP to verify your mobile number
Step 3: Provide your personal details
Step 4: Select a bank account for account aggregator consent
Step 5: Compare offers and apply for the best-suited loan

Suggested Read : Business Loan EMI Calculator

Check Government Backed Business Loans
MSME Loan	PMEGP Loan
PM Vishwakarma Yojana	Mudra Loan
PMRY Loan	Mahila Samridhi Yojana
PMKVY Loan	CLCSS Scheme
CGTMSE Scheme	PM Vishwakarma Yojana
Nabard Scheme	Udyogini Scheme
PM svanidhi scheme	UYEGP Loan
Stand Up India Scheme	Coir Udyami Yojana
NSIC Loan	DDUGKY Loan Scheme

Why Choose Paisabazaar?

Choose from 20+ Partner Banks/NBFCs

Pick from Secured & Unsecured Options

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Flexible Tenure of Up to 4 years

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FAQs

What is the interest rate for a Rs. 10 lakh business loan?

Interest rates of Rs. 10 lakh business loan starts at 13% p.a. at Paisabazaar.

What is the minimum credit score required to get a business loan?

The minimum credit score required for a business loan is 750+. You can check free Credit Score with Paisabazaar.

How long should my business be operational to apply for a loan?

Your business should be operational for at least 2 years to qualify for a business loan.

Can I get a business loan without collateral?

Yes, businesses can apply for an unsecured business loan at Paisabazaar without the need of collateral.

What is the repayment tenure for a Rs. 10 lakh business loan?

The repayment tenure for a Rs. 10 lakh business loan EMI can go up to 5 years.

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What our customers say

Convenient Business Loan

Running a small manufacturing unit means constantly managing working capital. I always check my CIBIL score on Paisabazaar app. I have taken the business loan twice from Paisabazaar, have already paid once and am going to close the second loan soon. Very convenient for me and transparent as well.

Param SinghAug 7, 2026

Easy Credit Score Tracking

As a small business owner, I know that maintaining a healthy credit profile is important before applying for a business loan. This Paisabazaar app helped me stay updated with my credit score and get the business loan at just 13%. All in all a very useful app for entrepreneurs as well.

Manoj KumarAug 3, 2026

Business loan complex hotta h

Business loan thoda complex lagta h muhje, lekin Paisabazaar pe team ne sab steps simple bana diya muhje ache se support kiya. Thank you.

Meher SinghJan 22, 2026

Hassle-free Business Loan

I would like to take a moment to sincerely appreciate Rohit Kumar\'s (EW25946) continuous support and clear communication. Your timely responses, cooperation, and willingness to help have made a significant difference and contributed greatly to smooth coordination and successful outcomes. Your professionalism and positive approach are truly commendable, and it has been a pleasure working with you. Thank you for your dedication and for maintaining such effective communication throughout.

MD Gausar AlamJan 20, 2026

Business loan liya tha, interest acha mila

Muhje darr tha ki interest rate kahi lenders jda na charge krle, phir paisabazaar pe sahi interest rate milla. Mera credit profile dekh ke or bhi bht saare factors consider karke interest rate milla.

Mohit DasJan 15, 2026

Uncle ne bataya tha Paisabazaar ke baare mai

Mai online loans ke baare mai jada nhi janta, mere chacha ne bataya tha ki Paisabazaar se loan acha milta hai. Try kiya or asli mai bohot acha experience tha.

Raju RastogiJan 14, 2026

Boutique ke liye small loan liya tha

Boutique ke liye small loan liya tha. Small entrepreneurs ke liye bht important hota hai sahi jagah se loan lena. Paiabazaar ki team bohot helpful hai.

Vanni KumariJan 13, 2026

Loan approval ke chances dikhate h

Paisabazaar se business loan lo toh pata rehta h ki kaha loan approval ke chances jada hai. Isse thoda tension kam jata h rejection ka. Acha feature hai.

Sobhit GuptaJan 5, 2026

Advisors bohot ache the

Business loan thoda confusing hota h. Advisors ne sahi guide kiya. Thanks you.

Prakash MishraJan 4, 2026

Trusting platform

I take business loan from Paisabazaar two months before. very nice experience. No jhamela, only good work done. Thank you

Priya ShawDec 30, 2025

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Written By

Vandana Punj

Reviewed By

Shamik Ghosh

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Business Loan of ₹10 Lakhs