10 Lakh Business Loan

At Paisabazaar you can get Rs 10 Lakhs Business Loan instantly for their business related needs. Whether you are planning to expand your business or need unsecured or collateral-free business loan upto Rs. 10 lakh. Compare & apply online 10 Lakh loan with minimal documentation & quick disbursal with lowest interest rates for your business.

Get Business Loan

Avail up to ₹1 Cr starting at 13%

Google Play Store

4.5_/5

15.7L Reviews

6cr+Satisfied Customers

30+Lending Partners

₹65k Cr+Loans Disbursed

Best Loan Offers

Curated Offers from 20+ Lenders

Unsecured Loan

Term Loan & OD Facilities Available

Expert Advice

Guidance & Assistance

Top Up Facility

Loan to Get Additional Funds

Best Loan Offers

Curated Offers from 20+ Lenders

Unsecured Loan

Term Loan & OD Facilities Available

Expert Advice

Guidance & Assistance

Top Up Facility

Loan to Get Additional Funds

Rs 10 Lakh Business Loan Interest Rate

Business loan interest rates vary from lender to lender. At Paisabazaar, business loan interest rate starts from 13% p.a. Lenders take into factors like borrower's credit profile, existing debt obligations, income, etc, before deciding the interest rate on business loans.

Business Loan Documents Required for Rs. 10 Lakh

The commonly required documents for Rs. 10 lakh business loan are mentioned below:

1. KYC Documents (Identity & Address Proof)

PAN Card (mandatory)
Aadhaar Card / Passport / Voter ID / Driving Licence
Recent passport-size photographs

2. Business Proof

Business registration certificate (GST / MSME / Shop & Establishment)
Partnership Deed (for partnership firms)
Certificate of Incorporation (for companies)
Memorandum & Articles of Association (MOA & AOA)

Avail Business Loan For
All Your Needs

3. Financial Documents

Last 6–12 months bank statements (business + personal)
Income Tax Returns (ITR) for last 2–3 years
Profit & Loss Statement
Balance Sheet
Audit reports (if applicable)

4. GST & Tax Documents

GST registration certificate
GST returns (last 6–12 months)

5. Business Continuity Proof

Proof of business vintage (usually 1–3 years minimum)
Existing loan statements (if any)

Business Loan Eligibility for Rs. 10 Lakh

Age: Min. at the time of application is 21 years and max. at the time of loan maturity is 65 years
Credit score: 760+
Business Vintage: Minimum 2 years of profitable business
Minimum turnover: Different for different lenders

Suggested Read : Check Free Credit Score

When to Apply for a Business Loan of Rs. 10 Lakh?

Businesses should know when to apply for a business loan to avoid financial strain. A few situations when businesses should apply for a loan are mentioned below:

To meet day-to-day expenses of the business
To expand business units
To buy inventories
To update or repair machineries

Suggested Read : Business Loan Eligibility Calculator

Choose Business Loans of Your Choice
5 Lakh Business Loan	50 Lakh Business Loan
20 Lakh Business Loan	30 Lakh Business Loan
40 Lakh Business Loan	Business Loan

How to Apply for a Rs 10 Lakh Business Loan with Paisabazaar?

To apply for a business loan of Rs. 10 lakh, borrowers can head to the Paisabazaar's website

Step 1: Enter your mobile number in the application form
Step 2: Enter OTP to verify your mobile number
Step 3: Provide your personal details
Step 4: Select a bank account for account aggregator consent
Step 5: Compare offers and apply for the best-suited loan

Suggested Read : Business Loan EMI Calculator

Check Government Backed Business Loans
MSME Loan	PMEGP Loan
PM Vishwakarma Yojana	Mudra Loan
PMRY Loan	Mahila Samridhi Yojana
PMKVY Loan	CLCSS Scheme
CGTMSE Scheme	PM Vishwakarma Yojana
Nabard Scheme	Udyogini Scheme
PM svanidhi scheme	UYEGP Loan
Stand Up India Scheme	Coir Udyami Yojana
NSIC Loan	DDUGKY Loan Scheme

Why Choose Paisabazaar?

Choose from 20+ Partner Banks/NBFCs

Pick from Secured & Unsecured Options

Get Working Capital & Top-Up Loan Solutions

Flexible Tenure of Up to 4 years

Explore Our Business Loan Lenders

Avail Business Loan For
All Your Needs

FAQs

What is the interest rate for a Rs. 10 lakh business loan?

Interest rates of Rs. 10 lakh business loan starts at 13% p.a. at Paisabazaar.

What is the minimum credit score required to get a business loan?

The minimum credit score required for a business loan is 750+. You can check free Credit Score with Paisabazaar.

How long should my business be operational to apply for a loan?

Your business should be operational for at least 2 years to qualify for a business loan.

Can I get a business loan without collateral?

Yes, businesses can apply for an unsecured business loan at Paisabazaar without the need of collateral.

What is the repayment tenure for a Rs. 10 lakh business loan?

The repayment tenure for a Rs. 10 lakh business loan EMI can go up to 5 years.

Business Loan Articles

10 Smart Business Loan Repayment Tips for MSMEs

Sushmita Mishra10 Aug 2026

How to Apply for PMEGP Loan Scheme?

Sushmita Mishra20 Jul 2026

Working Capital Loan vs Business Loan: Differences, Benefits & Usage

Sushmita Mishra09 Jul 2026

GST Business Loan

Sushmita Mishra19 Jun 2026

25 Best Business Ideas for Ladies Sitting at Home in India 2026

Sushmita Mishra29 May 2026

Factors Affecting Business Loan EMI

Sushmita Mishra05 May 2026

Unsecured Business Loans: Lenders Notice More Than Just Your Credit Score

Paisabazaar26 Aug 2025

Secured vs. Unsecured Business Loans: Which One Should You Choose?

Vandana Punj04 Apr 2025

How to Choose the Right Business Loan

Vandana Punj03 Apr 2025

MSME – Its Meaning, Classification, Loan Schemes, Role and Importance in India

Rahul Misra29 Jan 2025

View All Articles

What our customers say

Convenient Business Loan

Running a small manufacturing unit means constantly managing working capital. I always check my CIBIL score on Paisabazaar app. I have taken the business loan twice from Paisabazaar, have already paid once and am going to close the second loan soon. Very convenient for me and transparent as well.

Param SinghAug 7, 2026

Easy Credit Score Tracking

As a small business owner, I know that maintaining a healthy credit profile is important before applying for a business loan. This Paisabazaar app helped me stay updated with my credit score and get the business loan at just 13%. All in all a very useful app for entrepreneurs as well.

Manoj KumarAug 3, 2026

Business loan complex hotta h

Business loan thoda complex lagta h muhje, lekin Paisabazaar pe team ne sab steps simple bana diya muhje ache se support kiya. Thank you.

Meher SinghJan 22, 2026

Hassle-free Business Loan

I would like to take a moment to sincerely appreciate Rohit Kumar's (EW25946) continuous support and clear communication. Your timely responses, cooperation, and willingness to help have made a significant difference and contributed greatly to smooth coordination and successful outcomes. Your professionalism and positive approach are truly commendable, and it has been a pleasure working with you. Thank you for your dedication and for maintaining such effective communication throughout.

MD Gausar AlamJan 20, 2026

Business loan liya tha, interest acha mila

Muhje darr tha ki interest rate kahi lenders jda na charge krle, phir paisabazaar pe sahi interest rate milla. Mera credit profile dekh ke or bhi bht saare factors consider karke interest rate milla.

Mohit DasJan 15, 2026

Uncle ne bataya tha Paisabazaar ke baare mai

Mai online loans ke baare mai jada nhi janta, mere chacha ne bataya tha ki Paisabazaar se loan acha milta hai. Try kiya or asli mai bohot acha experience tha.

Raju RastogiJan 14, 2026

Boutique ke liye small loan liya tha

Boutique ke liye small loan liya tha. Small entrepreneurs ke liye bht important hota hai sahi jagah se loan lena. Paiabazaar ki team bohot helpful hai.

Vanni KumariJan 13, 2026

Loan approval ke chances dikhate h

Paisabazaar se business loan lo toh pata rehta h ki kaha loan approval ke chances jada hai. Isse thoda tension kam jata h rejection ka. Acha feature hai.

Sobhit GuptaJan 5, 2026

Advisors bohot ache the

Business loan thoda confusing hota h. Advisors ne sahi guide kiya. Thanks you.

Prakash MishraJan 4, 2026

Trusting platform

I take business loan from Paisabazaar two months before. very nice experience. No jhamela, only good work done. Thank you

Priya ShawDec 30, 2025

View All Testimonials