The personal loan applicants can check their application status online in the following manner:
Punjab National Bank (PNB) Personal Loan Status
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How to Check PNB Personal Loan Status Online
How to Check PNB Personal Loan Status Offline
While PNB has not mentioned any toll free numbers or chargeable numbers for checking the status of their personal loan application, the applicants can try PNB Personal Loan Customer Care Numbers to enquire about PNB personal loan application status offline.
Toll Free Numbers:
Tolled No. 0120-2490000
Email ID: care@pnb.co.in
For WhatsApp service send ‘Hi’ to 9264092640 from your registered mobile number.
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View All ArticlesPaisabazaar is a loan aggregator and is authorized to provide services on behalf of its partners.
The APR (Annual Percentage Rate) of a personal loan is its annualised cost of borrowing, which includes the interest rate as well as the processing fees, documentation fees and other fees charged during the loan origination. The APR is expressed in the form of a percentage and thus, allows personal loan applicants to detect personal loan schemes offered at lower interest rates but with higher processing fees and/or other charges.
The APR of personal loans usually ranges between 11.29% to 35%. For example, assume that you have availed a personal loan of Rs. 5 lakhs @ 10.50% p.a. with a repayment tenure of 5 years. The processing fee charged for this loan is 1.5% of the loan amount, which amounts to Rs 7,500. Therefore, the total borrowing cost of your personal loan will be Rs 1,52,317 and its APR will be 11.16%.
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