PNB Credit Card Bill Payment

How to make PNB Credit Card Payment through Bill Desk?

• Click here to visit the Bill Desk portal of Punjab National Bank
• Provide your PNB Credit Card details including card number, email address, mobile number and payment amount
• Select your preferred payment option and click on ‘Pay Now’
• Your transaction will be processed immediately

How to make PNB Credit Card Payment through Auto Debit?

• Login to your PNB net banking account
• Set up standing instructions for auto debit
• Choose either the minimum due amount or the total due amount
• Set the date for auto debit
• Enter the one-time Password you receive to your registered mobile number and confirm the details

How to make PNB Credit Card Payment through ECS (Electronic Clearing Service)?

• Click here to download the ECS form from PNB website
• Submit the duly-filed form at your bank
• The amount will be debited from the next billing cycle

How to make PNB Credit Card Payment through Net Banking?

• Login to your PNB net banking account
• Link your credit card
• Click on ‘Pay Credit Card Bill’
• Confirm and the transaction will be processed immediately

How to make PNB Credit Card Payment through NEFT?

• Log in to any bank’s netbanking account
• Choose ‘NEFT’ under ‘Funds Transfer’
• Add your PNB credit card as a beneficiary using these details
  • Name of the bank: Punjab National Bank
  • IFSC Code: PUNB0112000
  • Bank branch name: ECE House, New Delhi
  • Type of bank account: Current account
  • Account number: Your PNB credit card number
  • Transaction code: 52

Once you have added the credit card as beneficiary, you can process your transaction successfully. 

How to make PNB Credit Card Payment through Cash?

• Visit any Punjab National Bank branch
• Fill out the deposit slip
• Enter your PNB credit card number in the account number row
• Enter the amount
• Enter your mobile number
• Sign the deposit slip and hand it over at the counter
• Collect the payment receipt

How to make PNB Credit Card Payment through Cheque / Demand Draft?

• Draft a cheque/demand draft in favor of PNBXXXX XXXX XXXX XXXX (16-digit PNB credit card number)
• Drop the cheque/demand draft at any one of the drop boxes placed at PNB ATMs and bank branches

How to make PNB Credit Card Payment through Visa Money Transfer Facility?

• If you have a Visa debit or credit card and your bank has Visa Money Transfer facility, you can pay your PNB credit card through this facility
• Check with your bank for terms and conditions

What if my bank account is not funded for the auto debit?

If in any month your account is not funded on the planned date of the auto debit, the payment will be dishonoured and you will be charged a fee of Rs.100. If your auto debit payment is dishonoured 2 consecutive times, the auto debit facility will be cancelled automatically.

Does PNB charge any fee for cash payments?

No. Punjab National Bank does not charge a fee for cash payments made towards credit cards.

How can I reach Punjab National Bank customer care department via email?

You can write an email to creditcardpnb@pnb.co.in.

How many days in advance should I drop my cheque or demand draft before the due date?

The cheque or demand draft should be dropped at the MINC Bill boxes before 4 days of due date.

Can I make my PNB credit card bill payment on the last day?

It is advisable to make the credit card bill payment in advance to avoid any late payment charges, however, there are a few bill payment services that credit the payment immediately. You can pay through PNB net banking, NEFT,, debit card or deposit cash to pay your credit card bill on the last day.