| Interest Rates | Floating rates- 11.40% – 16.95% p.a. |
| Fixed rates- 11.40%-17.95% p.a. | |
| Tenure | Up to 7 years |
| Up to 5 years (for pensioners) | |
| Loan Amount | Up to Rs 20 lakh |
| Prepayment Charges | NIL |
| Foreclosure Charges | NIL |
| Processing Fees | Up to 1% |
PNB offers special personal loan schemes for government employees, self-employed individuals, pensioners and other consumer categories. The bank has also introduced a special PNB personal loan scheme for doctors (PNB Doctor’s Delight) to meet their professional and personal requirements. Thus, eligibility conditions, interest rates and fees & charges of various PNB Personal Loan schemes can differ depending on the credit profile of the loan applicant.
