Kreditbee Personal Loan Documents Required

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Quick Disbursal

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HDFC Bank
10 Second Disbursal*100% Digital Process*Quick Disbursal
Max. Loan Amt.Upto 25L
Rate of Interest9.99% - 12.5%
Tenure upto1-5 Years
Processing Fee6,500
Axis Bank
Low Processing fee
Max. Loan Amt.Upto 25L
Rate of Interest9.99% - 17.15%
Tenure uptoUpto 6 Years
Processing FeeUpto 2%
Kotak Mahindra Bank
Lowest Income requirement100% Digital Process*
Max. Loan Amt.Upto 25L
Rate of Interest9.98% - 17.2%
Tenure upto1-5 Years
Processing Fee1.1% - 1.5%
Why Choose Paisabazaar?
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Compare & Choose the Best Offer

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Pre-approved Offers with Instant Disbursals

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Know Your Chances of Approval

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End-to-End Digital Process

How Can I Apply for a Personal Loan Online?

Get up to 40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

KreditBee Personal Loan Documents Required

The following documents are needed to apply for a KreditBee Personal Loan depending on the type of applicant or type of loan opted for:

For Salaried Applicants:

  • Proof of Address: Voter ID Card, Aadhaar Card, Passport
  • PAN Card
  • Salary slips
  • Bank statement of salary account

For Flexi Personal Loan:

  • PAN Card
  • Proof of Address: Voter ID Card, Aadhaar Card, Passport

Currently KreditBee personal loans are not offered to self-employed applicants.

Also read about Kreditbee Personal Loan Login.

Important Aspects

Follow the tips given below to increase your chances of approval for a personal loan from KreditBee:

  • Know the lender’s eligibility criteria- Have a clear idea of the lender’s eligibility criteria and ensure that you meet all applicable criteria. This will help you avail a personal loan more easily.
  • Build and maintain a high credit score- A high credit score is one of the most important things that could help you avail a personal loan more easily. Build and maintain a good credit score (usually 750 or above) as it indicates a higher credit-worthiness and better repayment capacity and thus, helps increase the chances of approval of your personal loan.
  • Stable history of employment- Having a steady job and a stable employment history usually indicates that you have sufficient funds to repay the loan and are less likely to default on repayments and thus, enables you to secure a personal loan more easily.
  • Credit utilization ratio- It is the ratio of the amount of credit availed to the available credit limit. A low credit utilization ratio (generally 30% or lower) indicates a lower dependence on credit and a higher credit worthiness and thus, enables you to avail additional credit more easily.
  • Avoid making multiple simultaneous loan applications- Making too many loan applications/enquiries with several lenders at the same time/within a short period of time shows you to be credit hungry. It also leads to an increase in the number of hard enquiries (made by these lenders) for your credit report which adversely affects your credit score and thus, decreases the chances of approval of your personal loan.

Also read about Kreditbee Personal Loan Customer Care.

Avail Personal Loan For
All Your Needs

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How Can I Apply for a Personal Loan Online?

Get up to 40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Avail Personal Loan For
All Your Needs

Avail Personal Loan Banner
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What our customers say

Loan from Paisabazaar was actually paperless

I always used to think that the paperless loan is a myth. But on Paisabazaar, I applied for the pre approved loan from IDFC Bank and all documentation was already done. I just filled the form, did kyc and my loan was approved and disbuursed one the same day.

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Tanmay BorkatakiDec 12, 2025

Best place for a small loan

I have take loan of 60-70000 three times from paisabazaar in 4 years and every time it has been a very good experience. They provide the loan without failure and have also helped me improve my cibil.

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Aridaman Singh ParhichaDec 11, 2025

My loan got approved immediately

I wanted a loan and I was able to get it approved through Paisabazaar. It was instantaneous and I got the amount in my account in 2 days only.

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Priyam Sarkar MajumdarDec 10, 2025

I get loan from here

I get loan from Paisabazaar here and it is very quickly given to me.

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Bilal ZaidiDec 9, 2025

Excellant EMI calculator and expert assistance available

The EMI calculator helped me choose the right repayment plan. Clear guidance at every step made the loan process really easy.

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Mohit YadavDec 3, 2025

Fully Digital Process for Real.

Loved the real-time loan status updates.Everything was handled online — didn’t have to visit any branch.

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Gautam BakshiDec 3, 2025

Lower Rate than My Own Bank

Got a lower interest rate than my bank was offering.Smooth digital verification and quick disbursal.

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Shivani SuryaDec 3, 2025

Pre-approved offers with quick approval

I liked how Paisabazaar showed pre-approved offers without affecting my credit score. Customer support was prompt and helped me close the loan quickly.

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Suraj VermaDec 3, 2025

Same day approval. wow.

The loan was approved the same day — super smooth and transparent process.

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Shiv KumarDec 3, 2025

Best Loan Terms on My Credit Score in the Market

Paisabazaar helped me get a loan even with a borderline credit score. Really impressed with how smooth everything was.

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SunnyDec 3, 2025
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Paisabazaar is a loan aggregator and is authorized to provide services on behalf of its partners

*Applicable for selected customers