Punjab National Bank offers personal loan to individuals requiring funds for any personal reasons. With this personal loan, an individual can pay for expenses arising out of medical emergency, home renovation, vacation, wedding, purchase of an expensive gadget, etc. Punjab National Bank offers a personal loan of up to Rs. 15 lakh that can be availed with minimum paperwork.
How to Apply for Punjab National Bank(PNB) Personal Loan: Online & Offline
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Punjab National Bank(PNB) Personal Loan
Eligibility for Punjab National Bank Personal Loan
Personal Loan Scheme for Public
PNB Doctor’s Delight
This loan can be availed by professionally qualified practicing/serving Doctors such as MBBS, BDS, etc.
Personal Loan Scheme for Pensioners
This personal loan is available to all pensioners drawing their pension through a branch of Punjab National Bank.
Documents Required to Apply for Punjab National Bank Personal Loan
Following are some key documents that are required to successfully apply for a personal loan with Punjab National Bank:
Process to Apply for Punjab National Bank Personal Loan
It is to be noted that customers cannot currently apply for a Punjab National Bank personal loan via an online method. However, bank has provided an offline option to apply for personal loan by visiting the nearest branch in-person along with the required documents. You are required to download the PNB personal loan form and fill in the required details then submit it to the loan sanctioning officer.
Avail Personal Loan for
All Your Needs

Avail Personal Loan for
All Your Needs
Process to apply for Punjab National Bank Personal Loan Online at Paisabazaar.com
Applying for Punjab National Bank Personal Loan online can be convenient and easy if you apply through Paisabazaar.com.
Benefits of Applying for Personal Loan at Punjab National Bank
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Avail Personal Loan for
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Personal Loan Articles
View All ArticlesPaisabazaar is a loan aggregator and is authorized to provide services on behalf of its partners.
The APR (Annual Percentage Rate) of a personal loan is its annualised cost of borrowing, which includes the interest rate as well as the processing fees, documentation fees and other fees charged during the loan origination. The APR is expressed in the form of a percentage and thus, allows personal loan applicants to detect personal loan schemes offered at lower interest rates but with higher processing fees and/or other charges.
The APR of personal loans usually ranges between 11.29% to 35%. For example, assume that you have availed a personal loan of Rs. 5 lakhs @ 10.50% p.a. with a repayment tenure of 5 years. The processing fee charged for this loan is 1.5% of the loan amount, which amounts to Rs 7,500. Therefore, the total borrowing cost of your personal loan will be Rs 1,52,317 and its APR will be 11.16%.
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