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Check Kotak Mahindra Personal Loan Status Online and Offline

Kotak Mahindra Bank Personal Loan applicants can check their application status of personal loan in many different ways—both online and offline. Here are different ways through which you can check your Kotak Mahindra Bank Personal Loan status:

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HDFC Bank
10 Second Disbursal*100% Digital Process*Quick Disbursal
Max. Loan Amt.Upto ₹25L
Rate of Interest9.99% - 12.5%
Tenure upto1-5 Years
Processing Fee₹ 6,500
Axis Bank
Low Processing fee
Max. Loan Amt.Upto ₹40L
Rate of Interest9.99% - 17.15%
Tenure upto1-5 Years
Processing Fee1% - 1.5%
Kotak Mahindra Bank
Lowest Income requirement100% Digital Process*
Max. Loan Amt.Upto ₹25L
Rate of Interest9.98% - 17.2%
Tenure upto1-5 Years
Processing Fee1.1% - 1.5%

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How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

What are the Details Required to Check Kotak Bank Personal Loan Status?

  • Application Form Number
  • Prospect Number
  • Lead Number
  • CRNN Number
  • Mobile Number
  • PAN Number and Date of Birth
  • First Name and Date of Birth
  • Last Name and Date of Birth

How to Check Kotak Mahindra Bank Personal Loan Status Online?

Through Bank’s official website

  • Step 1: Go to the “Track Application” page on the Kotak Mahindra Bank’s website. The link is provided at the bottom of the home page of the bank’s official website.
  • Step 2: Select ‘Salaried Loan’ from the ‘select a product’ dropdown menu.
  • Step 3: Select identifiers like application form number, lead number, mobile number, prospect number, CRN number, PAN number and date of birth, etc.
  • Step 4: Enter the applicable identifier information and click on ‘Submit’ to know your Kotak Mahindra Bank personal loan current application status.

Through Email and Chat

Applicants can also send an email to Kotak Mahindra Bank or chat with their messaging assistant to know their personal loan application status.

How to Check Kotak Mahindra Bank Personal Loan Status Offline?

  • Through phone call: Personal loan applicants can call on the toll-free number–1860 266 2666 between 9:00 AM to 7:00 PM (Monday to Saturday excluding holidays) to know their personal loan application status.
  • Through nearest branch: Loan applicants can also visit the nearest branch of Kotak Mahindra Bank and provide their loan application number to know their personal loan status. Applicants can use the branch locator tool provided on the Kotak Mahindra Bank’s website to find the nearest branch.

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How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Explore Our Kotak Mahindra Bank Lenders

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FAQs

You can check your Kotak Bank Personal Loan Status online by visiting the bank's official website. You can also call the bank or visit your nearest Kotak Mahindra Bank's branch to know your personal loan status.

Kotak Mahindra Bank may take 1 to 7 days to process the personal loan application.

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Last updated: 12 September, 2025

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