| Particulars | Details |
|---|---|
| Interest Rate | Starting from 9.99% p.a. |
| Loan Tenure | Up to 5 years |
| Collateral | Not required |
| Processing Fee | Up to 0% to 3.5% |
| Foreclosure Charges | Zero charges |
| Balance Transfer | Starting from 9.99% p.a. |
| Disbursal Time | As little as 10 mins |
PAISABAZAAR PARTNER

IDFC FIRST Bank 10 lakh Loan

Get up to ₹50 Lakhs starting at 9.99%
Interest Rate
9.99% Onwards
Processing Time
1 - 2 Days
Processing Fee
2
Max Loan Amount
₹1 Cr
15.6L Reviews
IDFC FIRST Bank Rs. 10 Lakh Personal Loan Highlights
Interest Rates for IDFC FIRST Bank Rs. 10 Lakh Personal Loan
IDFC FIRST Bank Rs. 10 lakh personal loan interest rate starts from 9.99% p.a. To get the lowest interest rate on your personal loan, you can follow the tips mentioned below:
EMI for IDFC FIRST Bank Rs. 10 Lakh Personal Loan
| Interest Rate (p.a.) | 3 Years (36 Months) | 5 Years (60 Months) |
|---|---|---|
| 10% | Rs. 32,267 | Rs. 21,247 |
| 11% | Rs. 32,739 | Rs. 21,742 |
| 12% | Rs. 33,214 | Rs. 22,244 |
| 13% | Rs. 33,690 | Rs. 22,753 |
| 14% | Rs. 34,168 | Rs. 23,268 |
| 15% | Rs. 34,665 | Rs. 23,790 |
| 16% | Rs. 35,166 | Rs. 24,317 |
| 17% | Rs. 35,668 | Rs. 24,851 |
| 18% | Rs. 36,152 | Rs. 25,393 |
Note: Use Paisabazaar’s Personal Loan EMI Calculator to determine EMI and apply accordingly.
Eligibility Criteria
Both salaried and self-employed individuals can apply for an IDFC FIRST Bank Rs. 10 lakh personal loan. To be eligible for the loan, borrowers must:
Documents Required
IDFC FIRST Bank offers personal loans without the need to upload documents. Borrowers just need to keep the following ready.
Fees & Charges
Factors Affecting Approval of an IDFC FIRST Bank Rs. 10 Lakh Personal Loan
Why Choose an IDFC FIRST Bank Rs. 10 Lakh Personal Loan
Uses of an IDFC FIRST Bank Rs. 10 Lakh Personal Loan
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FAQs
Can I get an IDFC FIRST Bank Rs. 10 lakh personal loan online?
Yes, you can apply for an IDFC FIRST Bank Rs. 10 lakh personal loan online on Paisabazaar.
What is the EMI for an IDFC FIRST Bank Rs. 10 lakh personal loan?
The EMI of an IDFC FIRST Bank Rs. 10 lakh personal loan will depend on the tenure and interest rate of the loan. For example, if you take a personal loan of Rs. 10 lakh for a tenure of 5 years at a 10% p.a. Interest rate, your monthly EMI will be around Rs. 21,247.
What credit score is required for an IDFC FIRST Bank Rs. 10 lakh personal loan?
You will require a credit score of 710 and above for an IDFC FIRST Bank Rs. 10 lakh personal loan in case you are a salaried applicant. But in case you are self-employed, you will have to maintain a credit score of 760 and above.
What is the repayment tenure for an IDFC FIRST Bank Rs. 10 lakh personal loan?
You can choose a repayment tenure up to 5 years for an IDFC FIRST Bank Rs. 10 lakh personal loan.
How long does IDFC FIRST Bank take to disburse a Rs. 10 lakh personal loan?
You can get IDFC FIRST Bank Rs. 10 lakh personal loan disbursed in as little as 10 minutes.
Can I prepay my IDFC FIRST Bank Rs. 10 lakh personal loan?
No, IDFC FIRST Bank does not allow part-prepayment of personal loans. However, you can foreclose your personal loan without any penalty.
What documents are required for an IDFC FIRST Bank Rs. 10 lakh personal loan?
You will just require your Aadhaar and PAN at the time of loan application. Additionally, you will have to show your PAN card at the time of video KYC.
Is there any processing fee for an IDFC FIRST Bank Rs. 10 lakh personal loan?
Yes, IDFC FIRST Bank charges a processing fee of up to 3.5% of the loan amount on personal loans.
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View All ArticlesPaisabazaar is a loan aggregator and is authorized to provide services on behalf of its partners.
The APR (Annual Percentage Rate) of a personal loan is its annualised cost of borrowing, which includes the interest rate as well as the processing fees, documentation fees and other fees charged during the loan origination. The APR is expressed in the form of a percentage and thus, allows personal loan applicants to detect personal loan schemes offered at lower interest rates but with higher processing fees and/or other charges.
The APR of personal loans usually ranges between 11.29% to 35%. For example, assume that you have availed a personal loan of Rs. 5 lakhs @ 10.50% p.a. with a repayment tenure of 5 years. The processing fee charged for this loan is 1.5% of the loan amount, which amounts to Rs 7,500. Therefore, the total borrowing cost of your personal loan will be Rs 1,52,317 and its APR will be 11.16%.
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Get up to ₹50 Lakhs starting at 9.99%*
Get up to ₹50 Lakhs starting at 9.99%*

















