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IDFC First Personal Loan Status

IDFC First Bank personal loans feature flexible end-use and can be used for personal expenses such as marriage, vacation, renovating the home, purchasing a consumer durable product, debt consolidation and a lot more. With instant loan amounts up to Rs. 10 lakh, IDFC personal loans are offered at an interest rate of 9.99% p.a. onwards. The tenure to repay the personal loan is up to 5 year and can be decided by an individual as per his/her repayment ability. It is also easy to check your IDFC First Bank personal loan status both online as well as offline and the following are the details.
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15.6L Reviews

5.7cr+Satisfied Customers
65+Lending Partners
₹65k Cr+Loans Disbursed
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HDFC Bank
10 Second Disbursal*100% Digital Process*Quick Disbursal
Max Loan Amt.Upto 25L
Rate of Interest9.99% - 12.5%
Tenure upto1-5 Years
Processing Fee6,500
ICICI Bank
100% Digital Process*Quick Disbursal
Max Loan Amt.Upto 25L
Rate of Interest11% - 13%
Tenure upto1-5 Years
Processing FeeUpto 2%
Axis Bank
Low Processing fee
Max Loan Amt.Upto 25L
Rate of Interest9.99% - 17.15%
Tenure uptoUpto 6 Years
Processing FeeUpto 2%
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How Can I Apply for a Personal Loan Online?

Get up to 40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Apply Now

How to Track IDFC First Bank Personal Loan Application Status Online?

  • Go to the “Track Your Loan Status” tab at the bottom of the home page of the IDFC First Bank website.
  • Select the loan type from the drop down and enter your registered mobile number.
  • Click on ‘Get OTP’ to fill in the code to know the status of your IDFC First Bank personal loan application.

How to Track IDFC First Bank Personal Loan Application Status Offline?

The following are your available options to check the status of your personal loan application with IDFC First Bank offline:

  • You can call on the customer care helpline number 1800-10888
  • You can send an email with your details to care@idfcfirstbank.com.
  • You can visit the nearest branch of the bank in-person to check your personal loan application status.

How to Register Online for IDFC First Bank Personal Loan Account?

  • Go to the online banking portal of IDFC First Bank.
  • Enter your Customer ID, your county, your mobile number (as per bank records).
  • Click on ‘Next’ to move to the Step-2 and fill out other details to complete registration.

How to check IDFC First Bank Personal Loan Status Online after Disbursal?

Through internet banking: You can login to the internet banking by 2 ways:

1. By using mobile number:

  • Enter your mobile number.
  • Enter your date of birth.
  • Click on ‘Login’.

2. Using customer ID:

  • Enter your customer ID.
  • Enter your password.
  • Click on ‘login’.

Once logged in, you can check the current status of your already disbursed personal loan including outstanding principal amount, EMI payment details, due EMI details and more.

Through mobile app: You can download and register on the IDFC First Bank mobile app. Once you are registered, you can log into your online banking account using your phone to check the status of your personal loan after disbursal.

Avail Personal Loan for
All Your Needs

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Avail Personal Loan for
All Your Needs

How Can I Apply for a Personal Loan Online?

Get up to 40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Apply Now

Avail Personal Loan for
All Your Needs

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Avail Personal Loan for
All Your Needs

FAQs

Is there a mobile app to check IDFC First Bank Personal Loan status?

Yes, you can use the IDFC First mobile app to check the status of your personal loan.

Are there any charges involved in case I check my loan status through the IDFC First Bank app?

No charges are involved in case you use the mobile app to check the status of your IDFC First Bank personal loan.

Can I avail a physical copy of my personal loan statement?

Yes, you can by visiting the nearest IDFC First Bank branch or by contacting the bank’s customer care. Do note that there may be charges involved in case you wish to avail a physical copy of your personal loan statement.

What are the details required to check IDFC First Bank Personal Loan application status?

You can track the status of your personal loan application using the application number and your registered mobile number.

Is it possible to know the status of my personal loan application via email?

You can track the status of your IDFC First Bank personal loan application by sending an email with your details to care@idfcfirstbank.com

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What our customers say

Smooth & hassle-free loan approval experience

I want to express my gratitude for your exceptional support & guidance throughout my loan application process to Aman (EW17239). Your professionalism & clear communication made the journey smooth and manageable. I appreciate how you helped during loan approval & fast-tracked the documentation. It is rare to find someone so committed to their clients. I truly value the effort you put into ensuring a successful outcome. Thanks again for your invaluable help.

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Sanjay Kumar GuptaMar 30, 2026

Exceptional guidance throughout the process

I’d like to express my sincere appreciation for Mr. Aman Kumar (EW32023) for the excellent assistance provided. His professionalism & willingness to help made the experience smooth & pleasant. Aman Kumar demonstrated patience & clarity while addressing queries and ensured that everything was handled efficiently. Such dedication & customer-focused service truly deserve recognition. Please convey my thanks and appreciation to him for his outstanding support.

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Jyotirmoy SinghaMar 23, 2026

Very helpful and easy to reach

I really wants to appreciate Mohankumar Dhandapani for closing my loan requirement in such a short time and nice manner. He is very much approachable helped me based on my requirements. He explained me all the options in very short time even one option failed immediately helped me to get other options worked. Excellent job done by Mohankumar Dhandapani all the best keep you same way approachable you will get more customers. Thanks to Paisabazar too.

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Kirubagaran GanesanFeb 24, 2026

Reliable help when i needed it most

I am writing this email to express my sincere thanks for your excellent support and guidance on Paisabazaar. My experience was very smooth and satisfying because of your help. You explained everything clearly and made the whole process easy and comfortable for me. I truly appreciate your professionalism, patience, and quick response. I am very happy with the service and would definitely recommend to others because of the great support I received from you. Thank you once again

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DharmeshFeb 22, 2026

Committed support that made everything easy

I’d like to appreciate the Paisabazar team for the excellent loan service. I especially want to recognize one of your agents, Mr. Prince Kumar, for his outstanding support. For more than a month, he continuously followed up with me and assisted me. His commitment & professionalism made the experience smooth & hassle-free. I appreciate his efforts and dedication. Kindly acknowledge his performance and consider rewarding such a sincere employee.

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BhupendraFeb 18, 2026

My Trust in Paisabazaar has Increased

I would like to take a moment to share my sincere feedback regarding the support I received from your team. The executive who assisted me was extremely professional, polite, and knowledgeable. They patiently understood my concern, explained the process clearly, and guided me step by step toward the right solution. I truly appreciate the transparency, timely responses, and genuine effort shown to help me.

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Lalit MaviFeb 12, 2026

Best Place for Taking Loans

I contacted customer care with a few queries, and I am very satisfied with the support I received. The representative was polite, patient, and explained everything clearly. My questions were resolved properly, and the overall experience was smooth and helpful. Thank you for the excellent customer service

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Kokil BarnwalFeb 12, 2026

Easy loan approval with good guidance

Thank you for the support provided for getting personal loan approval. During this process I worked with Mr. Aman Bajpai (EW17239) who was co-ordinator for this entire process of Personal loan, I was incredibly impressed by his efficiency and problem-solving skills. He went out of their way to ensure all my questions were answered and that the disbursement timeline stayed on track. His coordination was really appreciable.

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Riyaj AtarFeb 9, 2026

Apne higher education ke liye loan liya tha

Muhje higher education ke liye loan chahiye tha. Paisabazaar pe apply kiya. Got it at the right time. Quite helpful.

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Puja DanuJan 22, 2026

Sabse jada helpful log the yaha

Maine bht jagah try kiya tha personal loan ka, yaha try kiya toh helpful log mille. Har steps mai aram se samjhaya or usse muhje loan lene mai jda dikkat nhi aayi.

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Anuradha GuptaJan 21, 2026
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Vandana Punj
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Shamik Ghosh

Paisabazaar is a loan aggregator and is authorized to provide services on behalf of its partners.

The APR (Annual Percentage Rate) of a personal loan is its annualised cost of borrowing, which includes the interest rate as well as the processing fees, documentation fees and other fees charged during the loan origination. The APR is expressed in the form of a percentage and thus, allows personal loan applicants to detect personal loan schemes offered at lower interest rates but with higher processing fees and/or other charges.

The APR of personal loans usually ranges between 11.29% to 35%. For example, assume that you have availed a personal loan of Rs. 5 lakhs @ 10.50% p.a. with a repayment tenure of 5 years. The processing fee charged for this loan is 1.5% of the loan amount, which amounts to Rs 7,500. Therefore, the total borrowing cost of your personal loan will be Rs 1,52,317 and its APR will be 11.16%.

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