- Go to the “Track Your Loan Status” tab at the bottom of the home page of the IDFC First Bank website.
- Select the loan type from the drop down and enter your registered mobile number.
- Click on ‘Get OTP’ to fill in the code to know the status of your IDFC First Bank personal loan application.
IDFC First Personal Loan Status
IDFC First Bank personal loans feature flexible end-use and can be used for personal expenses such as marriage, vacation, renovating the home, purchasing a consumer durable product, debt consolidation and a lot more. With instant loan amounts up to Rs. 10 lakh, IDFC personal loans are offered at an interest rate of 9.99% p.a. onwards. The tenure to repay the personal loan is up to 5 year and can be decided by an individual as per his/her repayment ability. It is also easy to check your IDFC First Bank personal loan status both online as well as offline and the following are the details.
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HDFC Bank
10 Second Disbursal*100% Digital Process*Quick Disbursal
Max Loan Amt.Upto ₹25L
Rate of Interest9.99% - 12.5%
Tenure upto1-5 Years
Processing Fee₹ 6,500
ICICI Bank
100% Digital Process*Quick Disbursal
Max Loan Amt.Upto ₹25L
Rate of Interest11% - 13%
Tenure upto1-5 Years
Processing FeeUpto 2%
Axis Bank
Low Processing fee
Max Loan Amt.Upto ₹25L
Rate of Interest9.99% - 17.15%
Tenure uptoUpto 6 Years
Processing FeeUpto 2%
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How Can I Apply for a Personal Loan Online?
Get up to ₹40 Lakh in 5 Simple Steps
Step 1: Enter your mobile number in the application form
Step 2: Provide your personal details
Step 3: Enter OTP to verify your mobile number
Step 4: Select the loan purpose and loan amount
Step 5: Compare offers and apply for the best-suited loan
Apply Now
How to Track IDFC First Bank Personal Loan Application Status Online?
How to Track IDFC First Bank Personal Loan Application Status Offline?
The following are your available options to check the status of your personal loan application with IDFC First Bank offline:
How to Register Online for IDFC First Bank Personal Loan Account?
How to check IDFC First Bank Personal Loan Status Online after Disbursal?
Through internet banking: You can login to the internet banking by 2 ways:
1. By using mobile number:
2. Using customer ID:
Once logged in, you can check the current status of your already disbursed personal loan including outstanding principal amount, EMI payment details, due EMI details and more.
Through mobile app: You can download and register on the IDFC First Bank mobile app. Once you are registered, you can log into your online banking account using your phone to check the status of your personal loan after disbursal.
How Can I Apply for a Personal Loan Online?
Get up to ₹40 Lakh in 5 Simple Steps
Step 1: Enter your mobile number in the application form
Step 2: Provide your personal details
Step 3: Enter OTP to verify your mobile number
Step 4: Select the loan purpose and loan amount
Step 5: Compare offers and apply for the best-suited loan
Apply Now
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FAQs
Is there a mobile app to check IDFC First Bank Personal Loan status?
Yes, you can use the IDFC First mobile app to check the status of your personal loan.
Are there any charges involved in case I check my loan status through the IDFC First Bank app?
No charges are involved in case you use the mobile app to check the status of your IDFC First Bank personal loan.
Can I avail a physical copy of my personal loan statement?
Yes, you can by visiting the nearest IDFC First Bank branch or by contacting the bank’s customer care. Do note that there may be charges involved in case you wish to avail a physical copy of your personal loan statement.
What are the details required to check IDFC First Bank Personal Loan application status?
You can track the status of your personal loan application using the application number and your registered mobile number.
Is it possible to know the status of my personal loan application via email?
You can track the status of your IDFC First Bank personal loan application by sending an email with your details to care@idfcfirstbank.com
Personal Loan Articles
View All ArticlesPaisabazaar is a loan aggregator and is authorized to provide services on behalf of its partners.
The APR (Annual Percentage Rate) of a personal loan is its annualised cost of borrowing, which includes the interest rate as well as the processing fees, documentation fees and other fees charged during the loan origination. The APR is expressed in the form of a percentage and thus, allows personal loan applicants to detect personal loan schemes offered at lower interest rates but with higher processing fees and/or other charges.
The APR of personal loans usually ranges between 11.29% to 35%. For example, assume that you have availed a personal loan of Rs. 5 lakhs @ 10.50% p.a. with a repayment tenure of 5 years. The processing fee charged for this loan is 1.5% of the loan amount, which amounts to Rs 7,500. Therefore, the total borrowing cost of your personal loan will be Rs 1,52,317 and its APR will be 11.16%.
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