HDFC Personal Loan Login

HDFC personal loans are not only provided at a competitive rate of interest starting from 9.99%, but are also backed by a feature-rich net banking portal. The online banking portal of HDFC allows users to track personal loan application, check loan status, access loan repayment schedule and do much more. In the following sections of this article we will discuss key aspects of this portal including how to register/login on the HDFC personal loan portal and how to access the various services on offer.

How to Register at HDFC Personal Loan Portal?

HDFC Bank operates two separate online portals serving different customer groups – Net Banking Portal for pre-existing customers such as those with a savings/current account with the bank and the ELOANS Portal for customers having only a HDFC loan account only (and no prior relationship). The following are key details of the registration procedure for each of these online portals:

For Pre-existing Customers

If you have a pre-existing banking relationship with HDFC Bank such as a savings/current account, follow this method to register on the HDFC personal loan online portal:

Step 1: Visit the HDFC Bank Internet banking portal.

Step 2: Enter your customer ID provided in your banking kit and click “Go”.

Step 3: The following web page will be displayed. Enter the security code and click “Continue” to register your customer ID for access to HDFC Bank’s Internet banking portal.

Step 4: Confirm your registered mobile number by entering the OTP (one time password) received on the same.

Step 5: Subsequently, select the debit card available with the bank. The online system only shows the first 4 and last 4 digits of your debit card number for security purposes as shown below:

Step 6: Enter card details and click “Confirm” to set your HDFC Bank net banking password, also known as IPIN. Please note that IPIN is sensitive banking information and you should never share it with anyone under any circumstances.

For New Customers

The following is the registration method for logging into the HDFC ELOANS portal, if you do not have a prior banking relationship with HDFC bank:

Step 1: Visit HDFC ELOANS portal page and click “Register” at the bottom of the page under the sub-head “New User”.

Step 2: Enter your user ID (as per your choice), loan account number, date of birth/date of incorporation, last EMI amount paid, password/confirm password and click “Submit” to register your loan account online.

Please note that the password for ELOAN portal should fulfill the following criteria:

• Password length should vary between 8 to 15 characters.
• It should be alpha-numeric, i.e., a mix of alphabets, numbers and special characters.

For security purposes, bank advises that you should change your password at regular intervals. In case you do not change your password for 120 days, you will be compulsorily asked to do so the next time you try to log into your account.  

Once you have successfully registered for HDFC personal loan online portal, you should follow the below steps to log into the portal.

For Pre-existing Customer

Step 1: Visit HDFC Bank net banking portal. Enter your “User ID” and click “Continue”.

Step 2: Enter your IPIN (net banking password) and click “Login”.

Step 3: The following web page will appear when you login for the first time to change your net banking IPIN. Change the IPIN and click “Confirm”. Please note that the IPIN should be alpha-numeric with 6 to 15 characters in length.

Step 4: Upon successful completion of the password change process, the following web page will appear. Now you can log into the HDFC net banking portal using your user ID and the new password to check your personal loan-related details.

For New Customers

Step 1: Visit the HDFC ELOANS login portal.

Step 2: Enter your login ID, password and click “Log In” to avail the various services offered on this online portal of HDFC Bank.

Loan Services available at HDFC Bank Portal?

HDFC Bank Online Portal offers a host of services, ranging from bill payment, provision to check personal loan status and repayment schedule, request for a new loan, transfer of funds to upgrading existing debit cards and more. The following are some key details about the services offered:

Important Aspects regarding HDFC Bank Portal

Do’s

Don’ts