HDFC personal loan interest rates start from 9.99% p.a. onwards. The personal loan rate of interest that would ultimately be offered to the loan applicant would differ based on factors such as their credit score, monthly income, job profile, and employer’s profile.
HDFC Bank 5 Lakh Personal Loan
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15.5L Reviews
Get up to ₹50 Lakhs starting at 9.98%
15.5L Reviews
Wide Choice
Curated offers from 30+ lenders
Quick Disbursal
Money in your account instantly
SmartMatch
Offers ranked according to eligibility
Digital Process
Hassle-free & paperless
Find Best Personal Loan Offers
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How Can I Apply for a Personal Loan Online?
Get up to ₹40 Lakh in 5 Simple Steps
Step 1: Enter your mobile number in the application form
Step 2: Provide your personal details
Step 3: Enter OTP to verify your mobile number
Step 4: Select the loan purpose and loan amount
Step 5: Compare offers and apply for the best-suited loan
HDFC Bank Rs. 5 lakh Personal Loan: Interest Rate
HDFC Bank Rs. 5 lakh Personal Loan: Fees and Charges
HDFC Bank charges the following fees on a personal loan of Rs. 5 lakh.
Documents Required for HDFC Bank Personal Loan
For an HDFC Bank Rs 5 lakh personal loan, the following documents are required.
HDFC Bank Rs 5 Lakh Personal Loan Eligibility
To apply for an HDFC Bank Personal Loan, you need to meet the following conditions:
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HDFC Personal Loan vs Other Personal Loan Lenders
| Banks | HDFC | ICICI | IndusInd | Axis |
|---|---|---|---|---|
| Rates | 9.99% p.a. onwards | 10.60% p.a. onwards | 10.49% p.a. onwards | 9.99% p.a. onwards |
| Processing Fee | Up to Rs 6,500 | 2% | Up to 3.5% | Up to 2% |
EMI Calculation for HDFC Bank Rs 5 lakh Personal loan
| Tenure | 9.99% | 12% | 14% |
|---|---|---|---|
| 1 year | Rs. 43,956 | Rs. 44,424 | Rs. 44,894 |
| 2 years | Rs. 23,070 | Rs. 23,537 | Rs. 24,006 |
| 3 years | Rs. 16,131 | Rs. 16,607 | Rs. 17,089 |
| 4 years | Rs. 12,679 | Rs. 13,167 | Rs.13,663 |
| 5 years | Rs. 10,621 | Rs. 11,122 | Rs. 11,634 |
Use Paisabazaar's EMI Calculator for a personal loan to make well-informed decisions.
How Can I Apply for a Personal Loan Online?
Get up to ₹40 Lakh in 5 Simple Steps
Step 1: Enter your mobile number in the application form
Step 2: Provide your personal details
Step 3: Enter OTP to verify your mobile number
Step 4: Select the loan purpose and loan amount
Step 5: Compare offers and apply for the best-suited loan
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