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HDFC Bank 5 Lakh Personal Loan

Looking for a loan of Rs. 5 lakh? Apply for an HDFC Bank Rs. 5 lakh personal loan and get quick approval. HDFC Bank offers instant personal loans with interest starting at 9.99% p.a.

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HDFC Bank
10 Second Disbursal*100% Digital Process*Quick Disbursal
Max. Loan Amt.Upto ₹25L
Rate of Interest9.99% - 12.5%
Tenure upto1-5 Years
Processing Fee₹ 6,500
Axis Bank
Low Processing fee
Max. Loan Amt.Upto ₹25L
Rate of Interest9.99% - 17.15%
Tenure uptoUpto 6 Years
Processing FeeUpto 2%
Kotak Mahindra Bank
Lowest Income requirement100% Digital Process*
Max. Loan Amt.Upto ₹25L
Rate of Interest9.98% - 17.2%
Tenure upto1-5 Years
Processing Fee1.1% - 1.5%

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How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

HDFC Bank Rs. 5 lakh Personal Loan: Interest Rate

HDFC personal loan interest rates start from 9.99% p.a. onwards. The personal loan rate of interest that would ultimately be offered to the loan applicant would differ based on factors such as their credit score, monthly income, job profile, and employer’s profile.

HDFC Bank Rs. 5 lakh Personal Loan: Fees and Charges

HDFC Bank charges the following fees on a personal loan of Rs. 5 lakh.

  • Processing Charges: Up to Rs 6,500 + GST
  • Stamp Duty and other statutory charges: As per the laws of the state
  • Repayment mode change charges: Rs 500
  • Pre-payment in Part/Full: Part-payment allowed up to 25% of the principal outstanding. It is allowed once in the financial year and twice during the loan tenure.
  • Payment Return Charges: Rs. 450 per instance

Documents Required for HDFC Bank Personal Loan

For an HDFC Bank Rs 5 lakh personal loan, the following documents are required.

  • Identity Proof: Aadhaar card/driving license/voter ID/passport
  • Address Proof: Aadhaar card/driving license/voter ID/passport
  • Bank statement for the past 3 months
  • Latest salary slips/latest salary certificate with Form 16

HDFC Bank Rs 5 Lakh Personal Loan Eligibility

To apply for an HDFC Bank Personal Loan, you need to meet the following conditions:

  • Who can apply: Salaried employees of private limited companies, public sector undertakings, and central/state/local government bodies.
  • Age: Minimum 21 years at the time of application and maximum 60 years at the time of loan maturity.
  • Work experience: At least 2 years of total work experience, with a minimum of 1 year in the current organization.
  • Income requirement: Min. Rs. 25,000 monthly income
  • Credit score: A good credit score is also required for loan approval.

Check your eligibility now with Paisabazaar's Online Personal Loan Eligibility Calculator

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HDFC Personal Loan vs Other Personal Loan Lenders

Banks HDFC ICICI IndusInd Axis
Rates 9.99% p.a. onwards 10.60% p.a. onwards 10.49% p.a. onwards 9.99% p.a. onwards
Processing Fee Up to Rs 6,500 2% Up to 3.5% Up to 2%

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EMI Calculation for HDFC Bank Rs 5 lakh Personal loan

Tenure 9.99% 12% 14%
1 year Rs. 43,956 Rs. 44,424 Rs. 44,894
2 years Rs. 23,070 Rs. 23,537 Rs. 24,006
3 years Rs. 16,131 Rs. 16,607 Rs. 17,089
4 years Rs. 12,679 Rs. 13,167 Rs.13,663
5 years Rs. 10,621 Rs. 11,122 Rs. 11,634

Use Paisabazaar's EMI Calculator for a personal loan to make well-informed decisions.

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How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

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What our customers say

Highly recommended platform

I applied for a personal loan for medical emergency through Paisabazaar and got amazing service like nowhere else. The team was extremely cooperative and followed up with me until I had my loan amount in my account. My loan was disbursed within 24 hours. It is indeed an excellent platform for taking loans.

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Sunil YadavOct 29, 2025

Instant loan disbursal

I applied for a personal loan through Paisabazaar and got my loan disbursed in no less than 24 hours. The team was extremely cooperative, guided me through the entire process and followed up with me until I had my loan amount in my account. I highly recommend this platform to everyone looking for an urgent loan.

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Neha JainOct 29, 2025

Excellent platform

Excellent platform for personal loan comparison! Their EMI calculator helped me pick the best tenure & my monthly emi.

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Manish KumarOct 23, 2025

Got personal loan instant

I was a medical emergency &amp; need funds instantly I applied for loan at Paisabazaar &amp; see I have a pre approved offers &amp; apply to it &amp; amount disbursed in 48 hours thanks to paisabazaar teams

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Mansi SharmaOct 17, 2025

Got loan yesterday

I got a loan of 2 lakh from Paisabazaar. Until now, I didn&#x27;t know that it was so easy to get loan through Paisabazaar. They helped me with all documents and process and my loan was sanctioned yesterday itself.

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Priyanka SharmaOct 15, 2025

Got personal loan in a few minutes

I had pre-approved offers. When I applied through Paisabazaar, I got my personal loan approved within a few minutes. The process was very hassle-free and the team was extremely cooperative.

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Preeti SinghSep 26, 2025

Cibil kam tha fir bhi loan dila diya

Mera cibil kam tha fir bhi paisabazaar walo ne loan dila diya mujhe jo bohot jaruri tha.

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Pawan SehrawatSep 25, 2025

Personal loan quick approved

My personal loan was quick approved on Paisabazaar. Everything was online and I was not required to submit any more documents.

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Vivaan ShahSep 24, 2025

Loan Approved in on day

I confused between HDFC & Axis personal loans, but Paisabazaar showed me all the offers side by side. I apply in 10 minutes and got approval the next day!

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Rahul MehtaSep 23, 2025

Personal loan mila yahaan se

Mujhko personal loan mila yahaan se bina koi dikkat hue. Maine toh online apply kiya aur 3 lakh ka loan mila 2 saal ke liye.

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Pankaj SinhaSep 22, 2025
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