Bandhan Bank Loan Against Property

Disclaimer: Bandhan Bank is not a Paisabazaar partner and all content herein is strictly informative in nature. Paisabazaar is not affiliated with, sponsored by or in any way connected to Bandhan Bank for loan against property. No offers/services from Bandhan Bank are being provided by Paisabazaar for loan against property. For further information about Bandhan Bank for loan against property, users are required to reach out directly to Bandhan Bank.

Bandhan Bank Loan Against Property Highlights
Interest Rates	11.89%-14.71% p.a.
Loan Amount	Up to 60% of property value
Tenure	Up to 30 years

Rates as of 25 August 2025

Bandhan Bank Loan Against Property Interest Rates

Bandhan Bank offers Loan Against Property at interest rates starting from 11.89% p.a. onwards based on the credit score of the applicants. However, the bank has not specified differential interest rates based on the credit scores of the loan applicants. Note that the bank may also consider the requested loan amount, customer relationship, etc. of the applicants while setting their loan against property interest rates.

Minimum Interest Rate	11.89% p.a.
Maximum Interest Rate	14.71% p.a.

Compare Interest Rates on Loan Against Property for Top Banks & HFCs

Name of the Lender	Interest Rate (% p.a.)
State Bank of India	9.20-10.50	Apply Now
Bank of Baroda	10.85-18.35	Apply Now
PNB Housing Finance	9.25-15.00	Apply Now
IDFC First Bank	9.00-16.50	Apply Now
HDFC Bank Limited	9.50-11.00	Apply Now
L&T Housing Finance	9.50 onwards	Apply Now
LIC Housing Finance	9.50-11.55	Apply Now
Godrej Housing Finance	9.75 onwards	Apply Now
ICICI Bank	10.85-12.50	Apply Now
Tata Capital	9.00 onwards	Apply Now
Axis Bank	10.50-10.95	Apply Now
Punjab National Bank	10.15-14.00	Apply Now

Bandhan Bank Loan Against Property Eligibility

• Minimum age of the applicant should be 21 years at the time of loan application
• Maximum age of the applicant at the time of loan maturity should be 75 years or retirement age, whichever is earlier
• Monthly disposable/surplus income of the applicant is also considered while applying for Bandhan Bank LAP

Documents Required while applying for Bandhan Bank LAP

For Salaried Individuals:

• Duly filled application form with recent photographs
• Customer relationship form with recent photograph
• Photo ID Proof, Address Proof, Age Proof
• Processing charges cheque as applicable
• Salary slip for past 3 months
• Recent statement of Provident Fund
• Copy of Income Tax Returns for past 3 years
• Form 16 issued by the employer
• Photocopies of investments and life insurance policies
• Copy of bank passbook for all bank account with entries for past 6 months
• Photocopy of credit card with last month statement
• Copy of rented agreement for applicants residing in rented apartments
• Visiting card
• For applicants without a regular salary slip, salary certificate on employer’s letter head duly stamped and signed
• In case the applicant has availed other loans (active as well as closed), copy of sanction letter, updated repayment track and no dues in cased of closed loan is required by the bank

Additional documents for Self-employed Individuals:

• Copy of audited/certified accounts including schedules for last three financial years
• Shops and establishment license for applicant’s commercial entity
• Copy of professional degree of qualification certificate of applicant
• Partnership deed or shareholding pattern of the entity
• Rent agreement of place of business if on rent

Legal and Technical Documents for availing Bandhan Bank LAP

• Approved construction plan with estimate
• Layout plan and construction permission
• Copy of ownership documents of the previous owner
• Copy of sales deed, sales agreement, construction agreement and amenities agreement
• Copy of share certificate and allotment letter in case of Co-operative Society
• Ownership proof in revenue records such as property card, Form 7/12, Form 8-A, Form 6, etc.
• Recent photographs of the property
• NA permission from concerned authority
• Margin money paid receipts
• NOC to mortgage from concerned authority such as development authority, society, etc.

Note: All the documents should be self-attested

Know more about the documents required for loan against property