Yes Bank Personal Loan Documents Required

Yes, Yes Bank may require applicants to provide additional documents as deemed necessary depending on their individual applicant profile and the personal loan variant that they are applying for.

Yes, in case you have a pre-approved or instant personal loan offer from Yes Bank you may be able to avail a personal loan with minimal or no documentation.

Pre-approved or instant personal loans are offered by banks to their existing customers whose KYC details already exist in their database. Additionally, these loans are offered to customers on the basis of their income and repayment history, credit score/history, employment status, etc. and thus, do not usually require submission of additional documentation.

No, generally only self-attested copies of your KYC documents are needed to apply for a personal loan from Yes Bank. However, you keep your original documents handy in case Yes Bank needs to verify the copies with original documents.

Once the documentation has been completed as per Yes Bank’s policy norms, the bank confirms its appraisal decision within 5 days of receipt of the application.