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Vijaya Bank Home Loan Customer Care Number

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Min Loan Amt. 15L
Rate of Interest7.2% - 13.2%
Tenure uptoUpto 30 Years
Processing Fee10,000
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Min Loan Amt. 15L
Rate of Interest7.65% - 9.80%
Tenure uptoUpto 30 Years
Processing Fee10,000
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Min Loan Amt. 30L
Rate of Interest8.35% - 11.90%
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Processing Fee14,000
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Step 1: Enter your mobile number in the application form.

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Step 3: Enter details related to your loan requirements.

Step 4: Provide your personal and employment details.

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Vijaya Bank Home Loan Customer Care Number

Toll Free No: 1800 425 5885 / 1800 425 9992

Vijaya Bank is a government bank that offers financial and banking solutions to the customers. Among the many financial products Vijaya Bank offers home loan and housing loan solutions to its customers. You can contact Vijaya Bank Home Loan Customer Care through the below listed means:

  • Resident Indians can contact Vijaya Bank at these toll free numbers:1800 425 5885, 1800 425 9992
  • Vijaya Bank Home loan borrowers can also contact Vijaya Bank Home Loan department at the nearest branch of the bank.
  • Non Resident Indians (NRIs) can contact Vijaya Bank for Home Loan queries at nricell@vijayabank.co.inand at the telephone no.: +91-80-25584066.

Vijaya Bank, Head Office 41/2,
M. G. Road Bangalore – 560001

Vijaya Bank Home Loan can be used by the applicants for the following purposes:

  1. Construction of flat/house
  2. Purchase of residential flat/house
  3. Repairs, renovation and improvement of existing residential building
  4. Expansion of pre-owned residential building
  5. Purchase of site and construction of house thereon
  6. Appropriation of housing loan from other banks/financial institutions
  7. Loan for reimbursement of purchase price of recently purchased house/flat i.e.  within  3 months from the date of registration of flat/house

Important Points to Note about Vijaya Bank Home Loan

  • You can apply for a Home Loan with Vijaya Bank, if you are aged between 21 years and 65 years.
  • Moreover you will be granted a home loan by Vijaya Bank only if you can completely repay your loan by 75 years of age.
  • Vijaya Bank Home Loan department is also giving an option of switching over to Marginal Cost of funds-based Lending Rate home loans (MCLR home loans) from Base Rate-linked home loans by paying a switch over fees.
  • Home Loans offered by Vijaya Bank are term loans, i.e. they have to be repaid in regular payments over a set period of time.
  • The minimum amount of home loan which you can apply for at Vijaya Bank is Rs.1 lakh and the maximum amount of home loan at Vijaya Bank is dependent on the bank’s assessment of the borrower.
  • Moreover, for repairs and renovations, you can apply for a maximum loan of Rs.20 lakhs with Vijaya Bank.
  • While evaluating your home loan application, Vijaya Bank considers mainly these three factors a) 75 months of your gross monthly income, b) Whether minimum Loan-to-Value (LTV) ratio has been maintained or not. c) The applied limit.
  • While calculating the minimum take-home stipulation of the borrower-applicant, Vijaya Bank follows these three slabs: a) If your annual income is within Rs.10 lakhs, then your minimum take-home stipulation is 30%, b) If your annual income is above Rs. 10 lakh and up to Rs. 50 lakh then your minimum take-home stipulation is 20% and c) If your annual income is above 50 lakhs, then your minimum take-home stipulation is 10%.
  • The home loan interest rate offered by Vijaya Bank is 8.75% onwards and the processing fees and charges for home loan applications are 0.50% of the amount sanctioned with minimum of Rs. 1,000 + GST and maximum of Rs. 20,000 + GST.
  • There will also be a one-time inspection charge on home loans ranging up to Rs.10 lakh, this charge will be Rs. 2000 + GST. For loans above Rs. 10 lakh, the processing fees and other charges are Rs. 4000 + GST.

Get a Home Loan For
Your Dream Home

How Can I Apply for a Home Loan Online?

Get up to 5 Crore in 5 Simple Steps

Step 1: Enter your mobile number in the application form.

Step 2: Verify using the OTP sent to your mobile number.

Step 3: Enter details related to your loan requirements.

Step 4: Provide your personal and employment details.

Step 5: Compare offers and apply for the best-suited loan.

Get a Home Loan For
Your Dream Home

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What our customers say

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Office ke chalte jyada samay nahi nikal pata tha. Paisabazaar ke online process ki wajah se na hi mene banks ke rates compare karliye ghar bathe balki mera loan application aur disbursal bhi ghar bathe hi ho gaya...bank jana hi nahi pada...

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Pradeep SinghJan 7, 2026

Kam rates pe loan mila

Paisabazaar se mujhe bahut kam rate pe loan mil gaya...isse mere budget pe jada asar nahi pada aur jald hi mera apna ghar ho jayega..

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Nidhi SharmaJan 6, 2026

eligibility check ho jati hai free

me home loan lene ka soch raha tha uske liye mene pehle paisabazaar app se free me apni eligibility check ki..usse mujhe pata chala muje kya cheeze improve karni hai aur fir mera loan jaldi approve ho gaya.

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Shikhar SahuJan 5, 2026

Home loan mila yaahaan par

Mujhe home loan chahiye tha aur yahaan par sahayta kiya inhone aur loan mila. Pehla loan tha mera lekin sab ache se ho gaya.

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Prem Prakash PandeyDec 7, 2025

Home loan here

I took home loan here and they helped me in every step specially in collecting and submitting documents at the time of approval.

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Chandan SinghDec 1, 2025

Got the best home loan interest rate

I was confused and did not have so much time to carry out all the research, so I logged in to Paisabazaar’s portal and was able to see the home loan options I was eligible for. With the assistance of Paisabazaar’s experts, I was able to find the home loan that offered the rate of interest I could afford. Thank you Paisabazaar!

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Anu BhatnagarSep 10, 2021

Excellent Home Loan Service by Paisabazaar

Ended up taking an ICICI Home Loan and I think it was one of the best decisions I ever made. I thank Paisabazaar for helping me out and answering my questions with so much patience.

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KJ ThomasSep 10, 2021

Had a great experience with Paisabazaar

I have always heard my friends talking about how tedious it was for them to avail a home loan and decide the most suitable option. But with the help of Paisabazaar, I was able to compare several home loans and opt for the one that suited my needs. I am happy that I considered Paisabazaar for helping me.

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Ritesh SharmaSep 10, 2021

quick and easy home loan process

I had never thought that applying for a home loan could be so easy. The entire process was online and I didn’t have to go anywhere for application or documentation of my home loan. Paisabazaar experts helped me navigate through the process and later the bank collected my documents and everything was quick and seamless.

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Rupanjali MishraSep 3, 2021

Satisfied experience with Paisabazaar

I am satisfied with my home loan experience with Paisabazaar. I could easily compare different home loan options and apply for the home loan. Their customer care team also called me to confirm all the details and soon after the bank contacted to take the process forward. The process was really smooth.

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Soumil KhannaSep 3, 2021
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