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UCO Bank Consumer Durable Loan

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Valid till 31st May '26 *T&C Apply
Instant Personal Loan

Get up to ₹50 Lakhs starting at 9.98%

4.5/5

15.6L Reviews

5.7cr+Satisfied Customers
65+Lending Partners
₹65k Cr+Loans Disbursed
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HDFC Bank
10 Second Disbursal*100% Digital Process*Quick Disbursal
Max Loan Amt.Upto 25L
Rate of Interest9.99% - 12.5%
Tenure upto1-5 Years
Processing Fee6,500
ICICI Bank
100% Digital Process*Quick Disbursal
Max Loan Amt.Upto 25L
Rate of Interest11% - 13%
Tenure upto1-5 Years
Processing FeeUpto 2%
Axis Bank
Low Processing fee
Max Loan Amt.Upto 25L
Rate of Interest9.99% - 17.15%
Tenure uptoUpto 6 Years
Processing FeeUpto 2%
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How Can I Apply for a Personal Loan Online?

Get up to 40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Apply Now

Features of UCO Bank Consumer Durable Loan

  • Loan amount: Offering a loan amount of as high as Rs. 2 lakh, UCO Bank Shopper Loan ensures that you are able to purchase your desired product without any hassle
  • Flexible tenure: You don’t have to worry about paying the UCO Bank Consumer Durable Loan immediately as the bank offers a flexible tenure of up to 60 months
  • Easy application: With minimum documentation, you can easily avail the funds you need
  • No pre-payment charge: In case you prepay the UCO Shopper Loan, you can prepay it without paying any additional charges

Also Know: What are the Types of UCO Bank Personal Loan and Interest Rates

UCO Bank Consumer Durable Loan Interest Rate

The following are key interest rates associated with UCO Shopper Loan:

For salary tie-up arrangement or Loan secured by 100% liquid collateral security 9.45% onwards
For others 10.45%

UCO Bank Consumer Durable Loan Interest Rate

The following are the key eligibility criteria for availing a UCO Shopper Loan:

  • You should either be a self-employed businessman/individual or a permanent employee of govt./semi govt./PSU/semi govt./PSU/universities or reputed private concerns
  • You should be working with your current organisation for at least 1 year and minimum 5 years of service period should still be remaining
  • You should be an existing customer of UCO Bank for at least the past 6 months
  • You must be at least 21 years old and less than 60 years if you are a salaried applicant. If you are a self-employed applicant, minimum eligibility age is 21 years and maximum is 65 years
  • Your minimum income should be:
Salaried individuals At metro centres:Rs. 30,000 At other centres:Rs. 20,000
The minimum take home income should be 40% of gross salary after all deductions including EMI of the proposed loan or Rs.10000, whichever is higher
Non-salaried individuals Minimum annual income should be Rs. 4 lakh at all centres according to the latest submitted IT Return
Minimum 40% of net monthly income should be remaining after deducting EMI of proposed loan, taxes and any other obligations or Rs.10,000 whichever is higher

Documents Required for UCO Shopper Loan Scheme Application

The basic documents required to apply for UCO Bank Consumer Durable Loan are:

  • ID Proof: Aadhaar Card, PAN Card, Voter ID Card, Passport, Driving License, etc.
  • Address Proof: Ration Card, Aadhaar Card, Utility Bills (electricity or phone bill), Voter ID Card, Passport, etc.
  • Income proof: Bank Account Statement, Salary Slips, Acknowledged ITR, etc.

However, please note that the bank may ask for additional documents, if required.

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All Your Needs

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Fees and Other Charges

The following are some key fees and charges associated with the UCO Shopper Loan:

Processing Fee 1.00% of the loan amount with minimum Rs.1000/-
Pre- Payment Charge NIL

UCO Bank Customer Care

  • You can call on 1800-274-0123
  • You can send an email on calcutta@ucobank.co.in
  • You can visit the nearest branch of the bank

How Can I Apply for a Personal Loan Online?

Get up to 40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Apply Now

Avail Personal Loan for
All Your Needs

Avail Personal Loan Banner

Avail Personal Loan for
All Your Needs

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What our customers say

Smooth & hassle-free loan approval experience

I want to express my gratitude for your exceptional support & guidance throughout my loan application process to Aman (EW17239). Your professionalism & clear communication made the journey smooth and manageable. I appreciate how you helped during loan approval & fast-tracked the documentation. It is rare to find someone so committed to their clients. I truly value the effort you put into ensuring a successful outcome. Thanks again for your invaluable help.

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Sanjay Kumar GuptaMar 30, 2026

Exceptional guidance throughout the process

I’d like to express my sincere appreciation for Mr. Aman Kumar (EW32023) for the excellent assistance provided. His professionalism & willingness to help made the experience smooth & pleasant. Aman Kumar demonstrated patience & clarity while addressing queries and ensured that everything was handled efficiently. Such dedication & customer-focused service truly deserve recognition. Please convey my thanks and appreciation to him for his outstanding support.

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Jyotirmoy SinghaMar 23, 2026

Very helpful and easy to reach

I really wants to appreciate Mohankumar Dhandapani for closing my loan requirement in such a short time and nice manner. He is very much approachable helped me based on my requirements. He explained me all the options in very short time even one option failed immediately helped me to get other options worked. Excellent job done by Mohankumar Dhandapani all the best keep you same way approachable you will get more customers. Thanks to Paisabazar too.

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Kirubagaran GanesanFeb 24, 2026

Reliable help when i needed it most

I am writing this email to express my sincere thanks for your excellent support and guidance on Paisabazaar. My experience was very smooth and satisfying because of your help. You explained everything clearly and made the whole process easy and comfortable for me. I truly appreciate your professionalism, patience, and quick response. I am very happy with the service and would definitely recommend to others because of the great support I received from you. Thank you once again

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DharmeshFeb 22, 2026

Committed support that made everything easy

I’d like to appreciate the Paisabazar team for the excellent loan service. I especially want to recognize one of your agents, Mr. Prince Kumar, for his outstanding support. For more than a month, he continuously followed up with me and assisted me. His commitment & professionalism made the experience smooth & hassle-free. I appreciate his efforts and dedication. Kindly acknowledge his performance and consider rewarding such a sincere employee.

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BhupendraFeb 18, 2026

My Trust in Paisabazaar has Increased

I would like to take a moment to share my sincere feedback regarding the support I received from your team. The executive who assisted me was extremely professional, polite, and knowledgeable. They patiently understood my concern, explained the process clearly, and guided me step by step toward the right solution. I truly appreciate the transparency, timely responses, and genuine effort shown to help me.

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Lalit MaviFeb 12, 2026

Best Place for Taking Loans

I contacted customer care with a few queries, and I am very satisfied with the support I received. The representative was polite, patient, and explained everything clearly. My questions were resolved properly, and the overall experience was smooth and helpful. Thank you for the excellent customer service

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Kokil BarnwalFeb 12, 2026

Easy loan approval with good guidance

Thank you for the support provided for getting personal loan approval. During this process I worked with Mr. Aman Bajpai (EW17239) who was co-ordinator for this entire process of Personal loan, I was incredibly impressed by his efficiency and problem-solving skills. He went out of their way to ensure all my questions were answered and that the disbursement timeline stayed on track. His coordination was really appreciable.

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Riyaj AtarFeb 9, 2026

Apne higher education ke liye loan liya tha

Muhje higher education ke liye loan chahiye tha. Paisabazaar pe apply kiya. Got it at the right time. Quite helpful.

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Puja DanuJan 22, 2026

Sabse jada helpful log the yaha

Maine bht jagah try kiya tha personal loan ka, yaha try kiya toh helpful log mille. Har steps mai aram se samjhaya or usse muhje loan lene mai jda dikkat nhi aayi.

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Anuradha GuptaJan 21, 2026
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