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UCO Bank Consumer Durable Loan

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Valid till 31st March '26*T&C Apply
Instant Personal Loan

Get up to ₹50 Lakhs starting at 9.98%

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15.5L Reviews

5.7cr+Satisfied Customers
65+Lending Partners
₹65k Cr+Loans Disbursed
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HDFC Bank
10 Second Disbursal*100% Digital Process*Quick Disbursal
Max Loan Amt.Upto 25L
Rate of Interest9.99% - 12.5%
Tenure upto1-5 Years
Processing Fee6,500
ICICI Bank
100% Digital Process*Quick Disbursal
Max Loan Amt.Upto 25L
Rate of Interest11% - 13%
Tenure upto1-5 Years
Processing FeeUpto 2%
Axis Bank
Low Processing fee
Max Loan Amt.Upto 25L
Rate of Interest9.99% - 17.15%
Tenure uptoUpto 6 Years
Processing FeeUpto 2%
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How Can I Apply for a Personal Loan Online?

Get up to 40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Features of UCO Bank Consumer Durable Loan

  • Loan amount: Offering a loan amount of as high as Rs. 2 lakh, UCO Bank Shopper Loan ensures that you are able to purchase your desired product without any hassle
  • Flexible tenure: You don’t have to worry about paying the UCO Bank Consumer Durable Loan immediately as the bank offers a flexible tenure of up to 60 months
  • Easy application: With minimum documentation, you can easily avail the funds you need
  • No pre-payment charge: In case you prepay the UCO Shopper Loan, you can prepay it without paying any additional charges

Also Know: What are the Types of UCO Bank Personal Loan and Interest Rates

UCO Bank Consumer Durable Loan Interest Rate

The following are key interest rates associated with UCO Shopper Loan:

For salary tie-up arrangement or Loan secured by 100% liquid collateral security 9.45% onwards
For others 10.45%

UCO Bank Consumer Durable Loan Interest Rate

The following are the key eligibility criteria for availing a UCO Shopper Loan:

  • You should either be a self-employed businessman/individual or a permanent employee of govt./semi govt./PSU/semi govt./PSU/universities or reputed private concerns
  • You should be working with your current organisation for at least 1 year and minimum 5 years of service period should still be remaining
  • You should be an existing customer of UCO Bank for at least the past 6 months
  • You must be at least 21 years old and less than 60 years if you are a salaried applicant. If you are a self-employed applicant, minimum eligibility age is 21 years and maximum is 65 years
  • Your minimum income should be:
Salaried individuals At metro centres:Rs. 30,000 At other centres:Rs. 20,000
The minimum take home income should be 40% of gross salary after all deductions including EMI of the proposed loan or Rs.10000, whichever is higher
Non-salaried individuals Minimum annual income should be Rs. 4 lakh at all centres according to the latest submitted IT Return
Minimum 40% of net monthly income should be remaining after deducting EMI of proposed loan, taxes and any other obligations or Rs.10,000 whichever is higher

Documents Required for UCO Shopper Loan Scheme Application

The basic documents required to apply for UCO Bank Consumer Durable Loan are:

  • ID Proof: Aadhaar Card, PAN Card, Voter ID Card, Passport, Driving License, etc.
  • Address Proof: Ration Card, Aadhaar Card, Utility Bills (electricity or phone bill), Voter ID Card, Passport, etc.
  • Income proof: Bank Account Statement, Salary Slips, Acknowledged ITR, etc.

However, please note that the bank may ask for additional documents, if required.

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Fees and Other Charges

The following are some key fees and charges associated with the UCO Shopper Loan:

Processing Fee 1.00% of the loan amount with minimum Rs.1000/-
Pre- Payment Charge NIL

UCO Bank Customer Care

  • You can call on 1800-274-0123
  • You can send an email on calcutta@ucobank.co.in
  • You can visit the nearest branch of the bank

How Can I Apply for a Personal Loan Online?

Get up to 40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Avail Personal Loan for
All Your Needs

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What our customers say

My Trust in Paisabazaar has Increased

I would like to take a moment to share my sincere feedback regarding the support I received from your team. The executive who assisted me was extremely professional, polite, and knowledgeable. They patiently understood my concern, explained the process clearly, and guided me step by step toward the right solution. I truly appreciate the transparency, timely responses, and genuine effort shown to help me.

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Lalit MaviFeb 12, 2026

Best Place for Taking Loans

I contacted customer care with a few queries, and I am very satisfied with the support I received. The representative was polite, patient, and explained everything clearly. My questions were resolved properly, and the overall experience was smooth and helpful. Thank you for the excellent customer service

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Kokil BarnwalFeb 12, 2026

Apne higher education ke liye loan liya tha

Muhje higher education ke liye loan chahiye tha. Paisabazaar pe apply kiya. Got it at the right time. Quite helpful.

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Puja DanuJan 22, 2026

Sabse jada helpful log the yaha

Maine bht jagah try kiya tha personal loan ka, yaha try kiya toh helpful log mille. Har steps mai aram se samjhaya or usse muhje loan lene mai jda dikkat nhi aayi.

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Anuradha GuptaJan 21, 2026

Best Advisor for Personal Loan

I would like to share my feedback regarding my recent interaction with Mr. Vipin Singh (employee id EW12967) After discussing the financial matters with him, I felt very satisfied with his approach and professionalism. He explained everything clearly, handled the discussion patiently, and ensured that all concerns were addressed effectively. His communication skills, positive attitude, and dedication towards his responsibilities truly reflect his commitment to the organization.

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20th Jan 2026Jan 20, 2026

Meri shaddi thi

Shadi mai bht kharche hote hai. Maine shaddi ke liye personal loan paisabazaar se liya tha. Process smooth tha or interest bhi sahi milla.

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Sadia KhatunJan 15, 2026

Perfect for Loan Solutions

Recently I had a conversation with Mr. Harsh ji. Thanks Mr. Harsh ji for providing a better solution in a very short period of time with very nice behaviour. Thank You very much.

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Amit ChahalJan 15, 2026

Travel ke liye personal loan liya tha

Mai bohot din se out of India ghumne jana chahti thi lekin jab jane ka time mila toh budget kaam padh raha tha, Paisabazaar se personal loan leke bht acha trip kiya. Maza agaya. Mere upar koi burden bhi nhi padha

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Tarini RoyJan 14, 2026

Easy personal loan available

Took personal loan. Good experience.

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Ruchika TiwariJan 14, 2026

Stress-free Laon Borrowing Process

There was a complication with my KYC verification. Paisabazaar’s Shazeb handled it swiftly and professionally. He ensured that I received regular updates, explained the resolution steps clearly, and most importantly, resolved the issue quickly. His prompt assistance and communication made the entire experience smooth and stress-free. Thanks to his efforts, the loan process was completed without further delays.

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Abhishek ThakuraJan 14, 2026
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