Punjab National Bank(PNB) Personal Loan Documents Required

Applicants need to furnish the following documents to avail a personal loan from Punjab National Bank:

Common Documents:

1. Duly filled Loan Application Form along with passport size photograph
2. Proof of Identity with Unique Identification Number
3. Age Proof
4. Address Proof

For Military/ Paramilitary Personnel:

1. Proof of Educational Qualification
2. Proof of residential address and official address
3. Proof of Income

For Salaried Individuals:

1. Form 16 and Latest Salary Slip, duly authenticated by the employer

For Non-Salaried-

1. IT returns for the last 3 financial years

Common Documents for Demand Loan, Term Loan and Overdraft:

1. Pensioner`s Portion of PPO in original (to be retained until loan account is liquidated)
2. For DPDO Pensioners, Letter of authority (in duplicate) to be taken – ANNEXURE – I. The same needs to be sent by registered post to the DPDO along with information in writing regarding disbursement of the loan to the concerned pensioner.
3. The concerned pensioner must submit an Affidavit stating that he/she shall not change his/her present disbursing branch/bank without bank`s consent. Guarantee – PNB 58 H.

For Demand Loan:

1. Letter of request cum sanction letter for advance under personal loan scheme for pensioners Ann-I
2. Letter of Authority Ann-II
3. Promissory Note- PNB 728

For Term Loan:

1. Request-cum-sanction Letter for Personal Loan to pensioners- PNB-1112
2. Term Loan Agreement – PNB-1113

For Overdraft:

1. Request-cum-sanction Letter for Personal Loan to pensioners-PNB-1112
2. Overdraft agreement

Note: Any additional document as deemed necessary may be requested by PNB as part of the personal loan application process.

Given below are some tips that could help you increase your chances of securing a personal loan from Punjab National Bank: