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Tata Capital Marriage Loan

4.5/5

15.6L Reviews

5.7cr+Satisfied Customers
65+Lending Partners
₹65k Cr+Loans Disbursed
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ICICI BankICICI Bank
Processing Time3 - 5 Days
Interest Rate9.99% onwards
Processing FeesUpto 2.5%
Max. Loan Amount₹2 Crore
HDFC BankHDFC Bank
Processing Time3 - 5 Days
Interest Rate9.99% onwards
Processing Fees₹4999+GST
Max. Loan Amount₹50 Lakh
Axis BankAxis Bank
Processing Time3 - 5 Days
Interest Rate11% onwards
Processing FeesUpto 3%
Max. Loan Amount₹5 Lakh
Kotak BankKotak Bank
Processing Time3 - 5 Days
Interest Rate9.99% onwards
Processing Fees₹12999+GST
Max. Loan Amount₹50 Lakh
Bajaj FinservBajaj Finserv
Processing Time1 - 2 Days
Interest Rate10% onwards
Processing FeesUpto 1.2%
Max. Loan Amount₹75 Lakh
IDFC First BankIDFC First Bank
Processing Time1 - 2 Days
Interest Rate9.99% onwards
Processing FeesUpto 2%
Max. Loan Amount₹1 Crore
CholamandalamCholamandalam
Processing Time3 - 5 Days
Interest Rate17% onwards
Processing FeesUpto 4%
Max. Loan Amount₹50 Lakh

Tata Capital Marriage Loan

Wedding expenses can be significant enough to stress your budget and often savings are not enough to cover the entire cost of your plans for the big day. Tata Capital Marriage Loan is offered for amounts of up to Rs. 20 lakh with repayment tenure of up to 5 years. The disbursed amount can be used to pay various wedding-related expenses including venue, catering, accommodation for guests, jewellery, invitation card, decoration cost, etc.

Interest Rate

Starting from 11.99%, the interest rate of Tata Capital Marriage Loan varies from individual to individual depending on the applicant’s credit score, loan amount, repayment capacity, age, etc.

Also Check: Interest rates of personal loans offered by other lenders

Fees and Other Charges

The following are some key fees and charges other than interest charges that are applicable to a marriage loan from Tata Capital:

Type of Charge Applicable Charges*
Processing Fee Up to 2.75% of loan principal
Penal Interest/ Additional Interest 3% on amount overdue for the month
Bounce Charge Rs. 600 for each payment instrument dishonour
Mandate Rejection Service Charge Rs. 450
Outstation collection charges Rs. 100 per instance
Statement of accounts Soft Copy Free
Branch Walk-in Rs. 250
Loan Cancellation Charges Higher among Rs. 5,750 or 2% of loan amount
Instrument Swap Charges Rs. 550
Duplicate Repayment Schedule Soft Copy Free
Branch Walk- in Rs. 550
Duplicate NOC (No Objection Certificate) Rs. 550
Post-Dated Cheque Swap Charges Rs. 850 per instance
Foreclosure Charges Foreclosure charges 4.5% of loan principal outstanding at the time of foreclosure.
Part- payment charges 2.5% + applicable charges on amount over 25%  of principal outstanding
Foreclosure Charges for Top-Up 2.5% on the principal outstanding at the time of foreclosure.
Any part prepayment /foreclosure made during the lock-in period will require payment of part prepayment/foreclosure charges equal to 4.5% on the outstanding loan principal
Foreclosure Charges on Term Loan Facility 4.5% on the principal outstanding at the time of foreclosure.In case the Borrower forecloses the term loan within 6 months after doing part prepayment, foreclosure charges of 4.5% will be levied on the principal loan amount outstanding plus part prepayment amount.
Foreclosure Letter Charges Soft Copy Free
Branch Walk- in Rs. 199

*Note: Taxes such as GST may be applicable to the above mentioned charges as per Government rules.

Eligibility Criteria

  • You should be a salaried individual
  • You should be aged within 21 to 58 years
  • Your minimum monthly income should be at least Rs. 20,000
  • You must have a work experience of at least 2 years
  • You should be working in your present organisation (at the time of loan application) for at least the past 12 months

Also know about Tata Capital Personal Loan Eligibility

Documents Required for Loan Application

  • PAN Card Copy (mandatory)
  • ID proof: Passport/ Voter ID Card/ Driving License/ Aadhaar Card (any one)
  • Income proof: Bank statement of last 6 months and salary slips of last 3 months
  • Address proof: Ration Card/ Passport/ Electricity Bill/ Passport
  • Employment certificate: An employment certificate stating at least one year of continuous employment with your current organisation

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Tata Capital Customer Care

  • You can call at 1860-267-6060 (between 9 AM to 8 PM Monday to Saturday; Closed on Sundays and all Public Holidays)
  • You can write a letter detailing your query to 11th Floor, Tower A, Peninsula Business Park, Ganpatrao Kadam Marg, Lower Parel, Mumbai – 400013
  • You can send an email with your query to contactus@tatacapital.com or customercare@tatacapital.com (for existing Customers)
  • You can visit the nearest Tata Capital branch. Branch details can be found on the official website.
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What our customers say

Smooth & hassle-free loan approval experience

I want to express my gratitude for your exceptional support & guidance throughout my loan application process to Aman (EW17239). Your professionalism & clear communication made the journey smooth and manageable. I appreciate how you helped during loan approval & fast-tracked the documentation. It is rare to find someone so committed to their clients. I truly value the effort you put into ensuring a successful outcome. Thanks again for your invaluable help.

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Sanjay Kumar GuptaMar 30, 2026

Exceptional guidance throughout the process

I’d like to express my sincere appreciation for Mr. Aman Kumar (EW32023) for the excellent assistance provided. His professionalism & willingness to help made the experience smooth & pleasant. Aman Kumar demonstrated patience & clarity while addressing queries and ensured that everything was handled efficiently. Such dedication & customer-focused service truly deserve recognition. Please convey my thanks and appreciation to him for his outstanding support.

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Jyotirmoy SinghaMar 23, 2026

Very helpful and easy to reach

I really wants to appreciate Mohankumar Dhandapani for closing my loan requirement in such a short time and nice manner. He is very much approachable helped me based on my requirements. He explained me all the options in very short time even one option failed immediately helped me to get other options worked. Excellent job done by Mohankumar Dhandapani all the best keep you same way approachable you will get more customers. Thanks to Paisabazar too.

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Kirubagaran GanesanFeb 24, 2026

Reliable help when i needed it most

I am writing this email to express my sincere thanks for your excellent support and guidance on Paisabazaar. My experience was very smooth and satisfying because of your help. You explained everything clearly and made the whole process easy and comfortable for me. I truly appreciate your professionalism, patience, and quick response. I am very happy with the service and would definitely recommend to others because of the great support I received from you. Thank you once again

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DharmeshFeb 22, 2026

Committed support that made everything easy

I’d like to appreciate the Paisabazar team for the excellent loan service. I especially want to recognize one of your agents, Mr. Prince Kumar, for his outstanding support. For more than a month, he continuously followed up with me and assisted me. His commitment & professionalism made the experience smooth & hassle-free. I appreciate his efforts and dedication. Kindly acknowledge his performance and consider rewarding such a sincere employee.

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BhupendraFeb 18, 2026

My Trust in Paisabazaar has Increased

I would like to take a moment to share my sincere feedback regarding the support I received from your team. The executive who assisted me was extremely professional, polite, and knowledgeable. They patiently understood my concern, explained the process clearly, and guided me step by step toward the right solution. I truly appreciate the transparency, timely responses, and genuine effort shown to help me.

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Lalit MaviFeb 12, 2026

Best Place for Taking Loans

I contacted customer care with a few queries, and I am very satisfied with the support I received. The representative was polite, patient, and explained everything clearly. My questions were resolved properly, and the overall experience was smooth and helpful. Thank you for the excellent customer service

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Kokil BarnwalFeb 12, 2026

Easy loan approval with good guidance

Thank you for the support provided for getting personal loan approval. During this process I worked with Mr. Aman Bajpai (EW17239) who was co-ordinator for this entire process of Personal loan, I was incredibly impressed by his efficiency and problem-solving skills. He went out of their way to ensure all my questions were answered and that the disbursement timeline stayed on track. His coordination was really appreciable.

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Riyaj AtarFeb 9, 2026

Apne higher education ke liye loan liya tha

Muhje higher education ke liye loan chahiye tha. Paisabazaar pe apply kiya. Got it at the right time. Quite helpful.

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Puja DanuJan 22, 2026

Sabse jada helpful log the yaha

Maine bht jagah try kiya tha personal loan ka, yaha try kiya toh helpful log mille. Har steps mai aram se samjhaya or usse muhje loan lene mai jda dikkat nhi aayi.

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Anuradha GuptaJan 21, 2026
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Shamik Ghosh

Paisabazaar is a loan aggregator and is authorized to provide services on behalf of its partners.

The APR (Annual Percentage Rate) of a personal loan is its annualised cost of borrowing, which includes the interest rate as well as the processing fees, documentation fees and other fees charged during the loan origination. The APR is expressed in the form of a percentage and thus, allows personal loan applicants to detect personal loan schemes offered at lower interest rates but with higher processing fees and/or other charges.

The APR of personal loans usually ranges between 11.29% to 35%. For example, assume that you have availed a personal loan of Rs. 5 lakhs @ 10.50% p.a. with a repayment tenure of 5 years. The processing fee charged for this loan is 1.5% of the loan amount, which amounts to Rs 7,500. Therefore, the total borrowing cost of your personal loan will be Rs 1,52,317 and its APR will be 11.16%.

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