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HDFC Bank
10 Second Disbursal*100% Digital Process*Quick Disbursal
Max Loan Amt.Upto ₹25L
Rate of Interest9.99% - 12.5%
Tenure upto1-5 Years
Processing Fee₹ 6,500
Axis Bank
Low Processing fee
Max Loan Amt.Upto ₹25L
Rate of Interest9.99% - 17.15%
Tenure uptoUpto 6 Years
Processing FeeUpto 2%
Kotak Mahindra Bank
Lowest Income requirement100% Digital Process*
Max Loan Amt.Upto ₹25L
Rate of Interest9.98% - 17.2%
Tenure upto1-5 Years
Processing Fee1.1% - 1.5%
Why Choose Paisabazaar?
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Compare & Choose the Best Offer

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Pre-approved Offers with Instant Disbursals

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Know Your Chances of Approval

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End-to-End Digital Process

How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Moneytap Personal Loan Documents Required

The documents required to apply for a personal loan at Moneytap that are same for both salaried and self-employed individuals, are as follows

  • Proof of Identity: This may include your Aadhaar Card, Driving License, Election ID Card, Passport, etc.
  • Proof of Address: This may also include your Passport, valid Driving License or Aadhaar Card.
  • Proof of Income: This may include your salary slips or bank account statement showing a monthly income of at least Rs. 20,000.
  • PAN Card: It is mandatory to provide your PAN Card number.
  • Company Details: This includes your company name and official e-mail address.
  • Personal Loan Application Form: It should be duly-filled and signed.

For Salaried Applicants:

  • Proof of Income: Salary slips or Form 16 showing a monthly income of at least Rs. 20,000.

For Self-Employed Applicants:

  • Proof of Income: Bank account statement, ITR returns or certified Profit and Loss statements showing a monthly income of at least Rs. 20,000

Important Points to Consider to Avoid Personal Loan Rejection

We advise you to keep the following points in mind while applying for a personal loan to increase the chances of approval as well as those of getting the loan at a low interest rate.

  • Eligibility Criteria: Make sure that you meet all the eligibility criteria before submitting the loan application to the lender.
  • Documentation: Carefully check the list of required documents and ensure that you have all of them.
  • Credit Score: It refers to a 3-digit score that varies between 300 and 900. It is calculated on the basis of your repayment history and serves as a numeric summary of your credit report. Thus, a higher score increases the chances of getting a personal loan at the best possible interest rate.
  • Credit Utilization Ratio: This refers to the proportion of credit used by you out of the total credit available to you. You should maintain a low credit utilization ratio, as it indicates greater repayment ability.
  • Fixed Obligation to Income Ratio (FOIR): Ensure that your ongoing loan EMIs and credit card dues do not form a large part of the monthly income. Lower the FOIR, greater is your repayment capacity and hence higher are the chances of getting the loan sanctioned.
  • Multiple Loan Applications: You should not submit multiple loan applications at the same time, as it may portray you as credit hungry. Doing so can lead to multiple hard enquiries of your credit report and lower your credit score.

Avail Personal Loan for
All Your Needs

How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

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What our customers say

Apne higher education ke liye loan liya tha

Muhje higher education ke liye loan chahiye tha. Paisabazaar pe apply kiya. Got it at the right time. Quite helpful.

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Puja DanuJan 22, 2026

Sabse jada helpful log the yaha

Maine bht jagah try kiya tha personal loan ka, yaha try kiya toh helpful log mille. Har steps mai aram se samjhaya or usse muhje loan lene mai jda dikkat nhi aayi.

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Anuradha GuptaJan 21, 2026

Meri shaddi thi

Shadi mai bht kharche hote hai. Maine shaddi ke liye personal loan paisabazaar se liya tha. Process smooth tha or interest bhi sahi milla.

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Sadia KhatunJan 15, 2026

Travel ke liye personal loan liya tha

Mai bohot din se out of India ghumne jana chahti thi lekin jab jane ka time mila toh budget kaam padh raha tha, Paisabazaar se personal loan leke bht acha trip kiya. Maza agaya. Mere upar koi burden bhi nhi padha

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Tarini RoyJan 14, 2026

Easy personal loan available

Took personal loan. Good experience.

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Ruchika TiwariJan 14, 2026

Medical Emergency thi, loan jaldi mil gya

Muhje ek medical emergency ke liye personal loan lena padha. Paisabazaar pe bht jaldi or smooth process tha. time pe kaam agaya.

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Raj SinghJan 13, 2026

Compare karke sahi rate mila

Loan offers jab comapre kiya toh pata chala konse loan lene se muhje sahi mai faida hoga. Isiliye Paisabazaar muhje best laga.

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Akrity PandeyJan 5, 2026

Personal loan fatfat mai mil gaya

Muhje paiso ki urgent need thi. Paisabazaar se loan jaldi or sahi rate pe mil gaya.

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Riya MehraJan 5, 2026

Loan from Paisabazaar was actually paperless

I always used to think that the paperless loan is a myth. But on Paisabazaar, I applied for the pre approved loan from IDFC Bank and all documentation was already done. I just filled the form, did kyc and my loan was approved and disbuursed one the same day.

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Tanmay BorkatakiDec 12, 2025

Best place for a small loan

I have take loan of 60-70000 three times from paisabazaar in 4 years and every time it has been a very good experience. They provide the loan without failure and have also helped me improve my cibil.

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Aridaman Singh ParhichaDec 11, 2025
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