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Money View Personal Loan Eligibility

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HDFC Bank
10 Second Disbursal*100% Digital Process*Quick Disbursal
Max Loan Amt.Upto ₹25L
Rate of Interest9.99% - 12.5%
Tenure upto1-5 Years
Processing Fee₹ 6,500
Axis Bank
Low Processing fee
Max Loan Amt.Upto ₹25L
Rate of Interest9.99% - 17.15%
Tenure uptoUpto 6 Years
Processing FeeUpto 2%
Kotak Mahindra Bank
Lowest Income requirement100% Digital Process*
Max Loan Amt.Upto ₹25L
Rate of Interest9.98% - 17.2%
Tenure upto1-5 Years
Processing Fee1.1% - 1.5%
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How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Money View Personal Loan Eligibility Criteria

You must take the following details into consideration when applying for a personal loan with Money View:

  1. Minimum Age: 21 Years
  2. Maximum Age: 57 Years
Applicant Type Minimum In-Hand Income Place of Residence Bureau/Credit Score Requirement
Salaried Individuals Rs. 20000 Any 1-299/ New to Credit
Rs. 20000 NCR region (Delhi, Gurgaon, Noida, Faridabad, Ghaziabad, etc.) or Mumbai/Thane CIBIL Score of 650/ Experian Score of 750 and above
Rs. 15000 Metro City (other than NCR and Mumbai) 675 or above
Rs. 13500 Any CIBIL Score of 650/ Experian Score of 750 and above
Self-Employed Individuals Rs. 25000 Any CIBIL Score of 650/ Experian Score of 750 and above
Income should be credited to a bank account. Cash income is not considered for personal loan eligibility.

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Eligibility Criteria for Money View Personal Loan Foreclosure

You can foreclose your Money View personal loan only if your loan repayment period is longer than 6 months. Moreover, there is a “lock-in period” that is applicable to your personal loan based on the overall loan tenure. Refer to the table below to know your eligibility for Money View personal loan foreclosure:

EMI Repayment Period Loan Foreclosure Conditions
Lesser than/equal to 6 months Foreclosure is not permitted
7 to 18 months Foreclosure is permitted after a 6-month Lock-In period

(mandatory payment of 6 EMIs)
18 months or more Foreclosure is permitted after a 12-month Lock-In period

(mandatory payment of 12 EMIs)

Money View does not levy any additional charges for personal loan foreclosure. The final foreclosure amount is calculated automatically and only includes the Outstanding Principal Amount,  Interest charges as of that day, Pending Penalties and Overdue EMIs, in case any.

How to Improve Your Money View Personal Loan Eligibility?

The following tips could help you improve your chances of securing a personal loan from Money View:

  • Build and maintain a good credit score: Credit Score is a 3-digit numeric summary of your credit history. A high credit score (usually 750 or above) indicates a higher credit-worthiness and better repayment capacity and thus, enables you to secure a personal loan more easily.
  • Maintain a low credit utilisation ratio: Credit utilisation ratio is the ratio of the amount of credit availed to your available credit limit. Maintaining a low credit utilisation ratio (usually 30% or lower) indicates a lower dependence on credit and a higher credit-worthiness and thus, could help increase your chances of securing a personal loan.
  • Balanced Credit Mix: Try and maintain a balanced mix of secured (auto loans, home loans, etc.) and unsecured loans (credit cards, personal loans, etc.).
  • Avoid making multiple simultaneous loan applications/enquiries: Making too many loan applications/ enquiries at the same time not only shows you to be credit-hungry but also increases the number of hard enquiries made for your credit report, which may in turn adversely affect your credit score.
  • Maintain a low EMI to income ratio: Maintaining a low EMI to income ratio helps you have a greater disposable income to pay off the new loan EMIs.

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How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

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FAQs

Money View offers personal loans at an attractive interest rate starting as low as 16% p.a. However, interest rate applicable to a particular applicant varies with the person’s individual applicant profile, loan amount and tenure desired, etc.

Salaried individuals should have a minimum in-hand salary of Rs. 13,500, whereas, self-employed individuals should have a minimum monthly income of Rs. 25,000 to qualify for this loan.

Money View Personal Loans come with a repayment tenure ranging between 12 to 60 months, which customers can choose as per their own convenience.

The minimum amount that you can avail on a Money View personal loan is Rs. 10,000 and the maximum amount is Rs. 5 lakh.

You can apply for a Money View personal loan through the Money View mobile app or website.

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What our customers say

Meri shaddi thi

Shadi mai bht kharche hote hai. Maine shaddi ke liye personal loan paisabazaar se liya tha. Process smooth tha or interest bhi sahi milla.

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Sadia KhatunJan 15, 2026

Travel ke liye personal loan liya tha

Mai bohot din se out of India ghumne jana chahti thi lekin jab jane ka time mila toh budget kaam padh raha tha, Paisabazaar se personal loan leke bht acha trip kiya. Maza agaya. Mere upar koi burden bhi nhi padha

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Tarini RoyJan 14, 2026

Easy personal loan available

Took personal loan. Good experience.

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Ruchika TiwariJan 14, 2026

Medical Emergency thi, loan jaldi mil gya

Muhje ek medical emergency ke liye personal loan lena padha. Paisabazaar pe bht jaldi or smooth process tha. time pe kaam agaya.

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Raj SinghJan 13, 2026

Compare karke sahi rate mila

Loan offers jab comapre kiya toh pata chala konse loan lene se muhje sahi mai faida hoga. Isiliye Paisabazaar muhje best laga.

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Akrity PandeyJan 5, 2026

Personal loan fatfat mai mil gaya

Muhje paiso ki urgent need thi. Paisabazaar se loan jaldi or sahi rate pe mil gaya.

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Riya MehraJan 5, 2026

Loan from Paisabazaar was actually paperless

I always used to think that the paperless loan is a myth. But on Paisabazaar, I applied for the pre approved loan from IDFC Bank and all documentation was already done. I just filled the form, did kyc and my loan was approved and disbuursed one the same day.

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Tanmay BorkatakiDec 12, 2025

Best place for a small loan

I have take loan of 60-70000 three times from paisabazaar in 4 years and every time it has been a very good experience. They provide the loan without failure and have also helped me improve my cibil.

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Aridaman Singh ParhichaDec 11, 2025

My loan got approved immediately

I wanted a loan and I was able to get it approved through Paisabazaar. It was instantaneous and I got the amount in my account in 2 days only.

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Priyam Sarkar MajumdarDec 10, 2025

I get loan from here

I get loan from Paisabazaar here and it is very quickly given to me.

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Bilal ZaidiDec 9, 2025
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