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Money View Personal Loan Eligibility

Money View offers personal loans up to Rs. 5 lakh at an attractive interest rate starting at as low as 1.33% per month. Money View personal loans can be easily availed online, require minimal documentation and come with flexible repayment tenure extending up to 60 months.
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HDFC Bank
10 Second Disbursal*100% Digital Process*Quick Disbursal
Max Loan Amt.Upto ₹25L
Rate of Interest9.99% - 12.5%
Tenure upto1-5 Years
Processing Fee₹ 6,500
ICICI Bank
100% Digital Process*Quick Disbursal
Max Loan Amt.Upto ₹25L
Rate of Interest11% - 13%
Tenure upto1-5 Years
Processing FeeUpto 2%
Axis Bank
Low Processing fee
Max Loan Amt.Upto ₹25L
Rate of Interest9.99% - 17.15%
Tenure uptoUpto 6 Years
Processing FeeUpto 2%
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How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Money View Personal Loan Eligibility Criteria

You must take the following details into consideration when applying for a personal loan with Money View:

  1. Minimum Age: 21 Years
  2. Maximum Age: 57 Years
Applicant Type Minimum In-Hand Income Place of Residence Bureau/Credit Score Requirement
Salaried Individuals Rs. 20000 Any 1-299/ New to Credit
Rs. 20000 NCR region (Delhi, Gurgaon, Noida, Faridabad, Ghaziabad, etc.) or Mumbai/Thane CIBIL Score of 650/ Experian Score of 750 and above
Rs. 15000 Metro City (other than NCR and Mumbai) 675 or above
Rs. 13500 Any CIBIL Score of 650/ Experian Score of 750 and above
Self-Employed Individuals Rs. 25000 Any CIBIL Score of 650/ Experian Score of 750 and above
Income should be credited to a bank account. Cash income is not considered for personal loan eligibility.

Eligibility Criteria for Money View Personal Loan Foreclosure

You can foreclose your Money View personal loan only if your loan repayment period is longer than 6 months. Moreover, there is a “lock-in period” that is applicable to your personal loan based on the overall loan tenure. Refer to the table below to know your eligibility for Money View personal loan foreclosure:

EMI Repayment Period Loan Foreclosure Conditions
Lesser than/equal to 6 months Foreclosure is not permitted
7 to 18 months Foreclosure is permitted after a 6-month Lock-In period

(mandatory payment of 6 EMIs)
18 months or more Foreclosure is permitted after a 12-month Lock-In period

(mandatory payment of 12 EMIs)

Money View does not levy any additional charges for personal loan foreclosure. The final foreclosure amount is calculated automatically and only includes the Outstanding Principal Amount,  Interest charges as of that day, Pending Penalties and Overdue EMIs, in case any.

How to Improve Your Money View Personal Loan Eligibility?

The following tips could help you improve your chances of securing a personal loan from Money View:

  • Build and maintain a good credit score: Credit Score is a 3-digit numeric summary of your credit history. A high credit score (usually 750 or above) indicates a higher credit-worthiness and better repayment capacity and thus, enables you to secure a personal loan more easily.
  • Maintain a low credit utilisation ratio: Credit utilisation ratio is the ratio of the amount of credit availed to your available credit limit. Maintaining a low credit utilisation ratio (usually 30% or lower) indicates a lower dependence on credit and a higher credit-worthiness and thus, could help increase your chances of securing a personal loan.
  • Balanced Credit Mix: Try and maintain a balanced mix of secured (auto loans, home loans, etc.) and unsecured loans (credit cards, personal loans, etc.).
  • Avoid making multiple simultaneous loan applications/enquiries: Making too many loan applications/ enquiries at the same time not only shows you to be credit-hungry but also increases the number of hard enquiries made for your credit report, which may in turn adversely affect your credit score.
  • Maintain a low EMI to income ratio: Maintaining a low EMI to income ratio helps you have a greater disposable income to pay off the new loan EMIs.

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All Your Needs

How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

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FAQs

Money View offers personal loans at an attractive interest rate starting as low as 16% p.a. However, interest rate applicable to a particular applicant varies with the person’s individual applicant profile, loan amount and tenure desired, etc.

Salaried individuals should have a minimum in-hand salary of Rs. 13,500, whereas, self-employed individuals should have a minimum monthly income of Rs. 25,000 to qualify for this loan.

Money View Personal Loans come with a repayment tenure ranging between 12 to 60 months, which customers can choose as per their own convenience.

The minimum amount that you can avail on a Money View personal loan is Rs. 10,000 and the maximum amount is Rs. 5 lakh.

You can apply for a Money View personal loan through the Money View mobile app or website.

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What our customers say

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I would like to take a moment to share my sincere feedback regarding the support I received from your team. The executive who assisted me was extremely professional, polite, and knowledgeable. They patiently understood my concern, explained the process clearly, and guided me step by step toward the right solution. I truly appreciate the transparency, timely responses, and genuine effort shown to help me.

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Lalit MaviFeb 12, 2026

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I contacted customer care with a few queries, and I am very satisfied with the support I received. The representative was polite, patient, and explained everything clearly. My questions were resolved properly, and the overall experience was smooth and helpful. Thank you for the excellent customer service

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Apne higher education ke liye loan liya tha

Muhje higher education ke liye loan chahiye tha. Paisabazaar pe apply kiya. Got it at the right time. Quite helpful.

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Puja DanuJan 22, 2026

Sabse jada helpful log the yaha

Maine bht jagah try kiya tha personal loan ka, yaha try kiya toh helpful log mille. Har steps mai aram se samjhaya or usse muhje loan lene mai jda dikkat nhi aayi.

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Anuradha GuptaJan 21, 2026

Best Advisor for Personal Loan

I would like to share my feedback regarding my recent interaction with Mr. Vipin Singh (employee id EW12967) After discussing the financial matters with him, I felt very satisfied with his approach and professionalism. He explained everything clearly, handled the discussion patiently, and ensured that all concerns were addressed effectively. His communication skills, positive attitude, and dedication towards his responsibilities truly reflect his commitment to the organization.

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20th Jan 2026Jan 20, 2026

Meri shaddi thi

Shadi mai bht kharche hote hai. Maine shaddi ke liye personal loan paisabazaar se liya tha. Process smooth tha or interest bhi sahi milla.

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Sadia KhatunJan 15, 2026

Perfect for Loan Solutions

Recently I had a conversation with Mr. Harsh ji. Thanks Mr. Harsh ji for providing a better solution in a very short period of time with very nice behaviour. Thank You very much.

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Amit ChahalJan 15, 2026

Travel ke liye personal loan liya tha

Mai bohot din se out of India ghumne jana chahti thi lekin jab jane ka time mila toh budget kaam padh raha tha, Paisabazaar se personal loan leke bht acha trip kiya. Maza agaya. Mere upar koi burden bhi nhi padha

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Tarini RoyJan 14, 2026

Easy personal loan available

Took personal loan. Good experience.

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Ruchika TiwariJan 14, 2026

Stress-free Laon Borrowing Process

There was a complication with my KYC verification. Paisabazaar’s Shazeb handled it swiftly and professionally. He ensured that I received regular updates, explained the resolution steps clearly, and most importantly, resolved the issue quickly. His prompt assistance and communication made the entire experience smooth and stress-free. Thanks to his efforts, the loan process was completed without further delays.

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Abhishek ThakuraJan 14, 2026
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