Money View Personal Loan Eligibility

Name: Money View Personal Loan Eligibility
Brand: Paisabazaar
Rating: 4.2 (2839 reviews)

Wide Choice

Quick Disbursal

SmartMatch

Digital Process

Wide Choice

Quick Disbursal

SmartMatch

Digital Process

Customer Rating

4.2_/5

2839 Reviews

51M+Satisfied Customers

65+Lending Partners

800+Cities across India

Apply Personal Loan Online

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Customer Rating

4.2_/5

2839 Reviews

51M+Satisfied Customers

65+Lending Partners

800+Cities across India

Find Best Personal Loan Offers

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HDFC Bank

10 Second Disbursal*100% Digital Process*Quick Disbursal

Max. Loan Amt.Upto ₹25L

Rate of Interest9.99% - 12.5%

Tenure upto1-5 Years

Processing Fee₹ 6,500

Axis Bank

Low Processing fee

Max. Loan Amt.Upto ₹25L

Rate of Interest9.99% - 17.15%

Tenure uptoUpto 6 Years

Processing FeeUpto 2%

Kotak Mahindra Bank

Lowest Income requirement100% Digital Process*

Max. Loan Amt.Upto ₹25L

Rate of Interest9.98% - 17.2%

Tenure upto1-5 Years

Processing Fee1.1% - 1.5%

Why Choose Paisabazaar?

Compare & Choose the Best Offer

Pre-approved Offers with Instant Disbursals

Know Your Chances of Approval

End-to-End Digital Process

How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Money View Personal Loan Eligibility Criteria

You must take the following details into consideration when applying for a personal loan with Money View:

Minimum Age: 21 Years
Maximum Age: 57 Years

Applicant Type	Minimum In-Hand Income	Place of Residence	Bureau/Credit Score Requirement
Salaried Individuals	Rs. 20000	Any	1-299/ New to Credit
	Rs. 20000	NCR region (Delhi, Gurgaon, Noida, Faridabad, Ghaziabad, etc.) or Mumbai/Thane	CIBIL Score of 650/ Experian Score of 750 and above
	Rs. 15000	Metro City (other than NCR and Mumbai)	675 or above
	Rs. 13500	Any	CIBIL Score of 650/ Experian Score of 750 and above
Self-Employed Individuals	Rs. 25000	Any	CIBIL Score of 650/ Experian Score of 750 and above

Income should be credited to a bank account. Cash income is not considered for personal loan eligibility.

Swipe to see more table data

Eligibility Criteria for Money View Personal Loan Foreclosure

You can foreclose your Money View personal loan only if your loan repayment period is longer than 6 months. Moreover, there is a “lock-in period” that is applicable to your personal loan based on the overall loan tenure. Refer to the table below to know your eligibility for Money View personal loan foreclosure:

EMI Repayment Period

Loan Foreclosure Conditions

Lesser than/equal to 6 months

Foreclosure is not permitted

7 to 18 months

Foreclosure is permitted after a 6-month Lock-In period

(mandatory payment of 6 EMIs)

18 months or more

Foreclosure is permitted after a 12-month Lock-In period

(mandatory payment of 12 EMIs)

Money View does not levy any additional charges for personal loan foreclosure. The final foreclosure amount is calculated automatically and only includes the Outstanding Principal Amount, Interest charges as of that day, Pending Penalties and Overdue EMIs, in case any.

How to Improve Your Money View Personal Loan Eligibility?

The following tips could help you improve your chances of securing a personal loan from Money View:

Build and maintain a good credit score: Credit Score is a 3-digit numeric summary of your credit history. A high credit score (usually 750 or above) indicates a higher credit-worthiness and better repayment capacity and thus, enables you to secure a personal loan more easily.
Maintain a low credit utilisation ratio: Credit utilisation ratio is the ratio of the amount of credit availed to your available credit limit. Maintaining a low credit utilisation ratio (usually 30% or lower) indicates a lower dependence on credit and a higher credit-worthiness and thus, could help increase your chances of securing a personal loan.
Balanced Credit Mix: Try and maintain a balanced mix of secured (auto loans, home loans, etc.) and unsecured loans (credit cards, personal loans, etc.).
Avoid making multiple simultaneous loan applications/enquiries: Making too many loan applications/ enquiries at the same time not only shows you to be credit-hungry but also increases the number of hard enquiries made for your credit report, which may in turn adversely affect your credit score.
Maintain a low EMI to income ratio: Maintaining a low EMI to income ratio helps you have a greater disposable income to pay off the new loan EMIs.

Avail Personal Loan For
All Your Needs

How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Explore Our Personal Loan Lenders

Avail Personal Loan For
All Your Needs

FAQs

Money View offers personal loans at an attractive interest rate starting as low as 16% p.a. However, interest rate applicable to a particular applicant varies with the person’s individual applicant profile, loan amount and tenure desired, etc.

Salaried individuals should have a minimum in-hand salary of Rs. 13,500, whereas, self-employed individuals should have a minimum monthly income of Rs. 25,000 to qualify for this loan.

Money View Personal Loans come with a repayment tenure ranging between 12 to 60 months, which customers can choose as per their own convenience.

The minimum amount that you can avail on a Money View personal loan is Rs. 10,000 and the maximum amount is Rs. 5 lakh.

You can apply for a Money View personal loan through the Money View mobile app or website.

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What our customers say

My loan got approved immediately

I wanted a loan and I was able to get it approved through Paisabazaar. It was instantaneous and I got the amount in my account in 2 days only.

Priyam Sarkar MajumdarDec 10, 2025

I get loan from here

I get loan from Paisabazaar here and it is very quickly given to me.

Bilal ZaidiDec 9, 2025

Excellant EMI calculator and expert assistance available

The EMI calculator helped me choose the right repayment plan. Clear guidance at every step made the loan process really easy.

Mohit YadavDec 3, 2025

Fully Digital Process for Real.

Loved the real-time loan status updates.Everything was handled online — didn’t have to visit any branch.

Gautam BakshiDec 3, 2025

Lower Rate than My Own Bank

Got a lower interest rate than my bank was offering.Smooth digital verification and quick disbursal.

Shivani SuryaDec 3, 2025

Pre-approved offers with quick approval

I liked how Paisabazaar showed pre-approved offers without affecting my credit score. Customer support was prompt and helped me close the loan quickly.

Suraj VermaDec 3, 2025

Same day approval. wow.

The loan was approved the same day — super smooth and transparent process.

Shiv KumarDec 3, 2025

Best Loan Terms on My Credit Score in the Market

Paisabazaar helped me get a loan even with a borderline credit score. Really impressed with how smooth everything was.

SunnyDec 3, 2025

Multiple offers in Minutes

Paisabazaar helped me compare multiple loan offers in minutes, and I got the best rate without any paperwork.

Ankita BajajDec 3, 2025

Transparent Process and Multiple Options

Transparent process with detailed breakdown of EMIs and charges. Felt confident choosing a lender after comparing multiple offers.

Akaash SinghDec 3, 2025

View All Testimonials

Written By

Vandana Punj

Reviewed By

Shamik Ghosh

Paisabazaar is a loan aggregator and is authorized to provide services on behalf of its partners

*Applicable for selected customers

Money View Personal Loan Eligibility

Find Best Personal Loan Offers

How Can I Apply for a Personal Loan Online?

Money View Personal Loan Eligibility Criteria

Eligibility Criteria for Money View Personal Loan Foreclosure

How to Improve Your Money View Personal Loan Eligibility?

How Can I Apply for a Personal Loan Online?

FAQs

What is the interest rate applicable on Money View Personal Loans?

What is the minimum income requirement to be eligible for a Money View Personal Loan?

What is the tenure option available on Money View personal loans?

What is the minimum and maximum loan amount that I can secure on a Money View personal loan?

How can I apply for a personal loan from Money View?

Is collateral or security required to avail a personal loan from Money View?

Personal Loan Articles

What our customers say

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