- InCred offers personal loans at competitive rates to meet personal financial requirements.
- Applicants can experience a completely digital, end-to-end personal loan journey on the Paisabazaar platform.
- Both self-employed and salaried applicants can apply for the InCred personal loan in case their net monthly income exceeds Rs. 15,000.
- The loan approval is based on the repayment capacity and creditworthiness of the applicant.
- These loans are collateral-free, require minimal documentation and offer flexible end-usage.
InCred Personal Loan
InCred Financial Services Ltd., formerly known as KKR India Financial Services Ltd., offers personal loans @ 13.99% p.a. onwards forloan amounts of up to Rs 10 lakhs and repayment tenures of up to 5 years. The non-banking financial company (NBFC) offers InCred Personal Loans to loan applicants for taking care of expenses related to wedding, travel, medical emergencies, purchasing consumer durables, etc. InCred claims to offer personal loans with 100% online loan processing and disbursal....
InCred Financial Services Ltd., formerly known as KKR India Financial Services Ltd., offers personal loans @ 13.99% p.a. onwards for loan amounts of up to Rs 10 lakhs and repayment tenures of up to 5 years. The non-banking financial company (NBFC) offers InCred Personal Loans to loan applicants for taking care of expenses related to wedding, travel, medical emergencies, purchasing consumer durables, etc. InCred claims to offer personal loans with 100% online loan processing and disbursal.
Fully Digital Borrowing Process
Highest Approval Chances
End-to-End Expert Assistance
Loan Disbursal in 15 minutes

4.5/5
15.5L Reviews
5.7cr+Satisfied Customers
65+Lending Partners
₹65k Cr+Loans Disbursed

Get Cashback of
₹
1,000*
on Loan Disbursal
Valid till 31st March '26
*T&C Apply
Instant Personal Loan
Get up to ₹50 Lakhs starting at 9.98%
4.5/5
15.5L Reviews
5.7cr+Satisfied Customers
65+Lending Partners
₹65k Cr+Loans Disbursed
Fully Digital Borrowing Process
Highest Approval Chances
End-to-End Expert Assistance
Loan Disbursal in 15 minutes
Find Best Personal Loan Offers
HDFC Bank
10 Second Disbursal*100% Digital Process*Quick Disbursal
Max Loan Amt.Upto ₹25L
Rate of Interest9.99% - 12.5%
Tenure upto1-5 Years
Processing Fee₹ 6,500
ICICI Bank
100% Digital Process*Quick Disbursal
Max Loan Amt.Upto ₹25L
Rate of Interest11% - 13%
Tenure upto1-5 Years
Processing FeeUpto 2%
Axis Bank
Low Processing fee
Max Loan Amt.Upto ₹25L
Rate of Interest9.99% - 17.15%
Tenure uptoUpto 6 Years
Processing FeeUpto 2%
Why Choose Paisabazaar?



Compare & Choose the Best Offer
Pre-approved Offers with Instant Disbursals
Know Your Chances of Approval
End-to-End Digital Process
How Can I Apply for a Personal Loan Online?
Get up to ₹40 Lakh in 5 Simple Steps
Step 1: Enter your mobile number in the application form
Step 2: Provide your personal details
Step 3: Enter OTP to verify your mobile number
Step 4: Select the loan purpose and loan amount
Step 5: Compare offers and apply for the best-suited loan
About InCred Personal Loan
InCred Personal Loan Highlights
| Interest Rates | 16% p.a. onwards |
| Loan Amount | Up to Rs. 15 lakh |
| Loan Tenure | Up to 5 years |
| Preclosure Charges | Applicable as per the loan agreement |
InCred Personal Loan Interest Rates
InCred Personal Loan interest rates (fixed) start at 16% p.a. Although InCred has not disclosed offering different personal loan interest rates for its loan applicants based on their credit scores, monthly income, occupation profile, employer’s profile, etc., most lenders consider these factors while setting the personal loan interest rates of their loan applicants.
Fees and Charges for Availing InCred Personal Loan
The personal loan processing fees and other charges for availing InCred Personal Loan are as follows:
| Loan Product | Interest rates (p.a.) |
| Preclosure Charges |
|
Avail Personal Loan for
All Your Needs
Eligibility Criteria for Availing InCred Personal Loan
The personal loan eligibility criteria set for loan applicants availing InCred Personal Loans are as follows:
InCred Personal Loan Documentation Required
The personal loan documents required for loan applicants availing InCred Personal Loans are mentioned below:
Note: InCred may ask its loan applicants to provide additional home loan documents, if necessary, based on the loan applicant’s profile.
How Can I Apply for a Personal Loan Online?
Get up to ₹40 Lakh in 5 Simple Steps
Step 1: Enter your mobile number in the application form
Step 2: Provide your personal details
Step 3: Enter OTP to verify your mobile number
Step 4: Select the loan purpose and loan amount
Step 5: Compare offers and apply for the best-suited loan
Explore Our Personal Loan Lenders
Avail Personal Loan for
All Your Needs
FAQs
Personal Loan Articles
View All ArticlesPaisabazaar is a loan aggregator and is authorized to provide services on behalf of its partners
*Applicable for selected customers
Check Best Personal Loan Offers
with Quick Disbursal









