- Faircent personal loans are offered at attractive interest rates and can be used to meet different financial needs.
- Applicants who apply via Paisabazaar can experience a hassle-free digital personal loan process with end-to-end expert assistance.
- The applicant’s loan approval and loan terms can vary based on his/her repayment capacity and creditworthiness.
- Faircent personal loans come with quick disbursal, require minimal documentation and have zero hidden charges.
- These personal loans can be repaid over a flexible tenure and require no collateral.
Faircent Personal Loan

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₹65k Cr+Loans Disbursed
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End-to-End Expert Assistance
No Collateral Requirement

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Filters
Processing Time3 - 5 Days
Interest Rate9.99% onwards
Processing FeesUpto 2.5%
Max. Loan Amount₹2 Crore
Processing Time3 - 5 Days
Interest Rate9.99% onwards
Processing FeesUpto 2.5%
Max. Loan Amount₹2 Crore
Processing Time3 - 5 Days
Interest Rate9.99% onwards
Processing Fees₹4999+GST
Max. Loan Amount₹50 Lakh
Processing Time3 - 5 Days
Interest Rate9.99% onwards
Processing Fees₹4999+GST
Max. Loan Amount₹50 Lakh
Processing Time3 - 5 Days
Interest Rate9.99% onwards
Processing FeesUpto 2%
Max. Loan Amount₹40 Lakh
Processing Time3 - 5 Days
Interest Rate9.99% onwards
Processing FeesUpto 2%
Max. Loan Amount₹40 Lakh
Processing Time3 - 5 Days
Interest Rate9.99% onwards
Processing Fees₹12999+GST
Max. Loan Amount₹50 Lakh
Processing Time3 - 5 Days
Interest Rate9.99% onwards
Processing Fees₹12999+GST
Max. Loan Amount₹50 Lakh
Processing Time1 - 2 Days
Interest Rate10% onwards
Processing FeesUpto 1.2%
Max. Loan Amount₹75 Lakh
Processing Time1 - 2 Days
Interest Rate10% onwards
Processing FeesUpto 1.2%
Max. Loan Amount₹75 Lakh
Processing Time1 - 2 Days
Interest Rate9.99% onwards
Processing FeesUpto 2%
Max. Loan Amount₹1 Crore
Processing Time1 - 2 Days
Interest Rate9.99% onwards
Processing FeesUpto 2%
Max. Loan Amount₹1 Crore
Processing Time3 - 5 Days
Interest Rate17% onwards
Processing FeesUpto 4%
Max. Loan Amount₹50 Lakh
Processing Time3 - 5 Days
Interest Rate17% onwards
Processing FeesUpto 4%
Max. Loan Amount₹50 Lakh
About Faircent Personal Loan
Faircent Personal Loan Highlights
| Interest Rate |
|
| Loan Amount |
|
| Loan Tenure |
|
| Filing Fees | Faircent charges a one time and non-refundable filing fees of Rs 500, due along with the processing fees, prior to the loan disbursal |
| Processing Fees |
|
Faircent Personal Loan Interest Rates
Faircent Personal Loan interest rates start from 9.99% p.a. The personal loan interest rates provided by the P2P platform for its different loan schemes are as follows:
| Particulars | Interest Rates (p.a.) |
|---|---|
| 9.99% Personal Loan | 9.99% p.a. |
| Faircent Personal Loan for Marriage | 12% p.a. onwards |
| Faircent Personal Loan for Home Renovation | 12% p.a. onwards |
| Faircent Personal Loan for Home Appliances | 12% p.a. onwards |
| Faircent Personal Loan for Debt Consolidation | 12% p.a. onwards |
| Faircent Personal Loan for Business Funding | 12% p.a. onwards |
Fees and Charges for Faircent Personal Loan
| Particulars | Rates |
|---|---|
| Filing Fees | Faircent charges a one time and non-refundable filing fees of Rs 500, due along with the processing fees, prior to the loan disbursal |
| Processing Fees |
|
| Prepayment Charges |
|
| EMI Overdue Charges |
|
Avail Personal Loan for
All Your Needs

Types of Faircent Personal Loans
9.99% Personal Loan
Purpose: Faircent Personal Loan is offered to loan applicants having incomes above Rs 18 lakh p.a. with credit scores more than 750 and no overdue credit repayments.
Interest Rates: 9.99% p.a.
Loan Amount: Rs 2 lakh onwards
Faircent Personal Loan for Marriage
Purpose: Faircent Personal Loan for Marriage enables loan applicants avail funds to manage their wedding related expenses. Faircent claims to provide instant loan approval and minimal documentation
Interest Rates: 12% p.a. onwards
Loan Amount: Up to Rs 10 lakh
Loan Tenure: Up to 3 years
Faircent Personal Loan for Debt Consolidation
Purpose: Faircent Personal Loan for Debt Consolidation enables loan applicants to combine all their existing credit cards and mortgages availed from other lenders into a single personal loan from Faircent. The P2P lender claims to provide instant approval for their debt consolidation loan with minimal documentation.
Interest Rates: 12% p.a. onwards
Loan Amount: Up to Rs 10 lakh
Loan Tenure: Up to 3 years
Faircent Personal Loan for Home Improvement
Purpose: Faircent Personal Loan for Home Improvement allows loan applicants to avail funds for renovation and repair of their existing homes.
Interest Rates: 12% p.a. onwards
Loan Amount: Up to Rs 10 lakh
Loan Tenure: Up to 3 years
Faircent Personal Loan for Home Appliances
Purpose: Faircent Personal Loan for Home Appliances enable loan applicants to purchase appliances including air conditioners, coolers, washing machines, dishwasher, inverters and batteries, microwave oven, CCTV, refrigerator, freezer, etc.
Interest Rates: 12% p.a. onwards
Loan Amount: Up to Rs 10 lakh
Loan Tenure: Up to 3 years
Faircent Personal Loan Eligibility Criteria
The personal loan eligibility criteria set for the various Faircent Personal Loan schemes are as follows:
Faircent Personal Loan
9.99% Personal Loan
Documents required for Availing Personal Loans from Faircent
The list of personal loan documents required for availing Faircent Personal Loans are mentioned below:
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Personal Loan Articles
View All ArticlesPaisabazaar is a loan aggregator and is authorized to provide services on behalf of its partners.
The APR (Annual Percentage Rate) of a personal loan is its annualised cost of borrowing, which includes the interest rate as well as the processing fees, documentation fees and other fees charged during the loan origination. The APR is expressed in the form of a percentage and thus, allows personal loan applicants to detect personal loan schemes offered at lower interest rates but with higher processing fees and/or other charges.
The APR of personal loans usually ranges between 11.29% to 35%. For example, assume that you have availed a personal loan of Rs. 5 lakhs @ 10.50% p.a. with a repayment tenure of 5 years. The processing fee charged for this loan is 1.5% of the loan amount, which amounts to Rs 7,500. Therefore, the total borrowing cost of your personal loan will be Rs 1,52,317 and its APR will be 11.16%.
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Get up to ₹50 Lakhs starting at 9.98%*
Get up to ₹50 Lakhs starting at 9.98%*








