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Bajaj Finance Marriage Loan

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HDFC Bank
10 Second Disbursal*100% Digital Process*Quick Disbursal
Max Loan Amt.Upto 25L
Rate of Interest9.99% - 12.5%
Tenure upto1-5 Years
Processing Fee6,500
ICICI Bank
100% Digital Process*Quick Disbursal
Max Loan Amt.Upto 25L
Rate of Interest11% - 13%
Tenure upto1-5 Years
Processing FeeUpto 2%
Axis Bank
Low Processing fee
Max Loan Amt.Upto 25L
Rate of Interest9.99% - 17.15%
Tenure uptoUpto 6 Years
Processing FeeUpto 2%
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How Can I Apply for a Personal Loan Online?

Get up to 40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Bajaj Finance Marriage Loan Highlights

Interest rate 10%-31% p.a. onwards
Loan amount Rs 40,000 to Rs 50 lakh (Up to Rs 14 lakh for Insta Personal Loans for Wedding)
Repayment tenure 6 months to 8 years
Processing fee Up to 3.93% of the loan amount

Note: Rates as of 17 June 2025

Bajaj Finance Marriage Loan Interest Rates

Bajaj Finance offers marriage loans starting from 10% p.a. While the NBFC has not disclosed the differential interest rates for its marriage loan applicants based on credit-score, income occupation, or other eligibility parameters, lenders usually consider job profile, employer’s profile, monthly income, credit score, etc. of their marriage loan applicants for setting their personal loan interest rates.

Personal Loan Type Interest Rates (p.a.)
Personal Loan for Wedding 10%-31%
Insta Personal Loans for Wedding 16%-31%

Personal Loan for Wedding – Fees and Charges

Particulars Charges
Processing Fee Up to 3.93% of the loan amount
For personal loans for CAs & Doctors: Up to 2.95% of the loan amount
Penal Charge Up to 36% p.a. per instalment from the due date until the date of receipt of the full instalment is made
Part Pre-payment Charges Up to 4.72% of the principal amount of the loan prepaid on the date of such part-payment (Part-payment is not applicable for flexi term loan & flexi hybrid term loan)
Full Pre-payment Charges – Term Loan: Up to 4.72% on the outstanding loan as on the date of full pre-payment-Flexi Term Loan & Flexi Hybrid Term Loan: Up to 4.72% of the dropline limit as per the repayment schedule as on the date of full pre-payment
Bounce Charges -Up to Rs 1,200 per bounce;
-Rs 700 per bounce for Insta Personal Loans
-Rs 1,500 per bounce for CAs and doctors
Stamp Duty As per actuals
Flexi Facility Charge Term Loan: Not applicableFor loan amount less than Rs 2 lakh: Up to Rs 1,999
For loan amount Rs 2 lakh to less than Rs 4 lakh: Up to Rs 3,999
For loan amount Rs 4 lakh to less than Rs 6 lakh: Up to Rs 5,999
For loan amount Rs 6 lakh to less than Rs 10 lakh: Up to Rs 7,999
For loan amount Rs 10 lakh to less than Rs 15 lakh: Up to Rs 8,999
For loan amount Rs 15 lakh to less than Rs 20 lakh: Up to Rs 9,999
For loan amount Rs 20 lakh to less than Rs 25 lakh: Up to Rs 10,999
For loan amount Rs 25 lakh to less than Rs 30 lakh: Up to Rs 11,999
For loan amount Rs 30 lakh & above: Up to Rs 12,999

Annual Maintenance Charges

Term Loan Not applicable
Flexi Term Loan Up to 0.295% of the dropline limit (as per the repayment schedule) on the date of levy of such charges
Flexi Hybrid Loan -Up to 0.295% of the dropline limit during initial tenure
-Up to 0.295% of the dropline limit during subsequent tenure

Types of Bajaj Finance Marriage Loans

Personal Loan for Wedding

  • Purpose: Prospective borrowers can avail a personal loan for a wedding to meet venue and décor expenses, jewellery and outfits, entertainment, photography, cultural performances and other marriage-related expenses.
  • Loan Amount: Up to Rs 50 lakh
  • Tenure: Up to 8 years

Insta Personal Loan for Wedding Loan

  • Purpose: Bajaj Finance has introduced Insta Personal loan, a pre-approved offer, for managing wedding-related expenses such as outfits and jewellery, venue and decor, photography, etc. The NBFC claims to disburse a wedding loan within 30 minutes to 4 hours.
  • Loan Amount: Rs 40,000 to Rs 14 lakh
  • Tenure: Up to 8 years

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Bajaj Finance Marriage Loan Eligibility Criteria

Below-mentioned are the eligibility criteria set for availing Bajaj Finance wedding loan:

  • Nationality: Indian Resident
  • Age: 21 years to 80 years
  • CIBIL score: 685 or higher
  • Employed with private, public or MNC
  • Applicant profile: Salaried & Self-employed applicant

Documents Required for Bajaj Finance Marriage Loan

Stated below are the documents set for availing Bajaj Finance Personal Loan variant for meeting wedding expenses:

  • KYC documents (Aadhaar card/Voter ID/PAN card/Passport)
  • Employee ID card
  • Last 3 months salary slip
  • Last 3 months bank account statement
  • Utility bill of electricity and piped gas
  • Property/Municipal tax receipt

How Can I Apply for a Personal Loan Online?

Get up to 40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Avail Personal Loan for
All Your Needs

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I would like to share my feedback regarding my recent interaction with Mr. Vipin Singh (employee id EW12967) After discussing the financial matters with him, I felt very satisfied with his approach and professionalism. He explained everything clearly, handled the discussion patiently, and ensured that all concerns were addressed effectively. His communication skills, positive attitude, and dedication towards his responsibilities truly reflect his commitment to the organization.

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There was a complication with my KYC verification. Paisabazaar’s Shazeb handled it swiftly and professionally. He ensured that I received regular updates, explained the resolution steps clearly, and most importantly, resolved the issue quickly. His prompt assistance and communication made the entire experience smooth and stress-free. Thanks to his efforts, the loan process was completed without further delays.

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