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Bajaj Finance Marriage Loan Highlights |
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| Interest rate | 10%-31% p.a. onwards |
| Loan amount | Rs 40,000 to Rs 50 lakh (Up to Rs 14 lakh for Insta Personal Loans for Wedding) |
| Repayment tenure | 6 months to 8 years |
| Processing fee | Up to 3.93% of the loan amount |
Note: Rates as of 17 June 2025
Bajaj Finance Marriage Loan Interest Rates
Bajaj Finance offers marriage loans starting from 10% p.a. While the NBFC has not disclosed the differential interest rates for its marriage loan applicants based on credit-score, income occupation, or other eligibility parameters, lenders usually consider job profile, employer’s profile, monthly income, credit score, etc. of their marriage loan applicants for setting their personal loan interest rates.
| Personal Loan Type | Interest Rates (p.a.) |
| Personal Loan for Wedding | 10%-31% |
| Insta Personal Loans for Wedding | 16%-31% |
Personal Loan for Wedding – Fees and Charges
| Particulars | Charges |
| Processing Fee | Up to 3.93% of the loan amount For personal loans for CAs & Doctors: Up to 2.95% of the loan amount |
| Penal Charge | Up to 36% p.a. per instalment from the due date until the date of receipt of the full instalment is made |
| Part Pre-payment Charges | Up to 4.72% of the principal amount of the loan prepaid on the date of such part-payment (Part-payment is not applicable for flexi term loan & flexi hybrid term loan) |
| Full Pre-payment Charges | – Term Loan: Up to 4.72% on the outstanding loan as on the date of full pre-payment-Flexi Term Loan & Flexi Hybrid Term Loan: Up to 4.72% of the dropline limit as per the repayment schedule as on the date of full pre-payment |
| Bounce Charges | -Up to Rs 1,200 per bounce; -Rs 700 per bounce for Insta Personal Loans -Rs 1,500 per bounce for CAs and doctors |
| Stamp Duty | As per actuals |
| Flexi Facility Charge | Term Loan: Not applicableFor loan amount less than Rs 2 lakh: Up to Rs 1,999 For loan amount Rs 2 lakh to less than Rs 4 lakh: Up to Rs 3,999 For loan amount Rs 4 lakh to less than Rs 6 lakh: Up to Rs 5,999 For loan amount Rs 6 lakh to less than Rs 10 lakh: Up to Rs 7,999 For loan amount Rs 10 lakh to less than Rs 15 lakh: Up to Rs 8,999 For loan amount Rs 15 lakh to less than Rs 20 lakh: Up to Rs 9,999 For loan amount Rs 20 lakh to less than Rs 25 lakh: Up to Rs 10,999 For loan amount Rs 25 lakh to less than Rs 30 lakh: Up to Rs 11,999 For loan amount Rs 30 lakh & above: Up to Rs 12,999 |
Annual Maintenance Charges
| Term Loan | Not applicable |
| Flexi Term Loan | Up to 0.295% of the dropline limit (as per the repayment schedule) on the date of levy of such charges |
| Flexi Hybrid Loan | -Up to 0.295% of the dropline limit during initial tenure -Up to 0.295% of the dropline limit during subsequent tenure |
Types of Bajaj Finance Marriage Loans
Personal Loan for Wedding
- Purpose: Prospective borrowers can avail a personal loan for a wedding to meet venue and décor expenses, jewellery and outfits, entertainment, photography, cultural performances and other marriage-related expenses.
- Loan Amount: Up to Rs 50 lakh
- Tenure: Up to 8 years
Insta Personal Loan for Wedding Loan
- Purpose: Bajaj Finance has introduced Insta Personal loan, a pre-approved offer, for managing wedding-related expenses such as outfits and jewellery, venue and decor, photography, etc. The NBFC claims to disburse a wedding loan within 30 minutes to 4 hours.
- Loan Amount: Rs 40,000 to Rs 14 lakh
- Tenure: Up to 8 years
Bajaj Finance Marriage Loan Eligibility Criteria
Below-mentioned are the eligibility criteria set for availing Bajaj Finance wedding loan:
- Nationality: Indian Resident
- Age: 21 years to 80 years
- CIBIL score: 685 or higher
- Employed with private, public or MNC
- Applicant profile: Salaried & Self-employed applicant
Documents Required for Bajaj Finance Marriage Loan
Stated below are the documents set for availing Bajaj Finance Personal Loan variant for meeting wedding expenses:
- KYC documents (Aadhaar card/Voter ID/PAN card/Passport)
- Employee ID card
- Last 3 months salary slip
- Last 3 months bank account statement
- Utility bill of electricity and piped gas
- Property/Municipal tax receipt
EMI Calculator
Monthly EMI ₹ 15,622
Total Amount Payble ₹ 5,62,395(Principal + interest)
Principal Amount ₹ 5,00,000
Total Interest Payble ₹ 62,395
Frequently Asked Questions
1. How can I apply for Bajaj Finance Marriage Loan offline?
Ans. You can visit the nearest branch of the bank to apply for a Bajaj Finance Marriage Loan offline.
2. How do I get in touch with the customer care of Bajaj Finance?
Ans: You can call +91 8698010101 with your registered mobile number for your loan-related concerns from 9:00 am to 9:00 p.m.