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How to Apply for Punjab National Bank(PNB) Personal Loan: Online & Offline

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HDFC Bank
10 Second Disbursal*100% Digital Process*Quick Disbursal
Max Loan Amt.Upto 25L
Rate of Interest9.99% - 12.5%
Tenure upto1-5 Years
Processing Fee6,500
ICICI Bank
100% Digital Process*Quick Disbursal
Max Loan Amt.Upto 25L
Rate of Interest11% - 13%
Tenure upto1-5 Years
Processing FeeUpto 2%
Axis Bank
Low Processing fee
Max Loan Amt.Upto 25L
Rate of Interest9.99% - 17.15%
Tenure uptoUpto 6 Years
Processing FeeUpto 2%
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How Can I Apply for a Personal Loan Online?

Get up to 40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Punjab National Bank(PNB) Personal Loan

Punjab National Bank offers personal loan to individuals requiring funds for any personal reasons. With this personal loan, an individual can pay for expenses arising out of medical emergency, home renovation, vacation, wedding, purchase of an expensive gadget, etc. Punjab National Bank offers a personal loan of up to Rs. 15 lakh that can be availed with minimum paperwork.

Eligibility for Punjab National Bank Personal Loan

Personal Loan Scheme for Public

  • All permanent Defense Personnel including officials of Military Station Headquarters, Central Reserve Police Force, Border Security Force, Indo Tibetan Border Police Central Industrial Security Force, etc. However, loan request of Defense Personnel, who are due for retirement within next 24 months, may not be entertained
  • Confirmed/permanent employees of Central/State Govt./PSUs and all reputed companies/Institutions including Schools, Universities, Colleges, autonomous bodies, Hospitals/Nursing Homes, who are either drawing their salary through accounts maintained with our branches or if these employers agree for check off facility
  • Minimum net monthly income for PNB personal loan eligibility of Defence personnel and teachers is Rs. 7500 at all centres

PNB Doctor’s Delight

This loan can be availed by professionally qualified practicing/serving Doctors such as MBBS, BDS, etc.

  • Applicants must having Net Annual Income/Salary of Rs. 5.00 lakh and above
  • Doctors must be a taxpayers for at least the last two years

Personal Loan Scheme for Pensioners

This personal loan is available to all pensioners drawing their pension through a branch of Punjab National Bank.

Documents Required to Apply for Punjab National Bank Personal Loan

Following are some key documents that are required to successfully apply for a personal loan with Punjab National Bank:

  • Identity proof (any one): Passport, Aadhaar, Voter Identity Card, Driving License, Aadhaar Card, etc.
  • Address proof (any one): Ration Card, Bank Account Statement, Passport, Driving License, Electricity Bill, Telephone Bill, Sale Deed/Property purchase agreement (for owned properties), Aadhaar Card, etc.
  • Income proof: Bank Account Statement, Salary Slips, etc.

Process to Apply for Punjab National Bank Personal Loan

It is to be noted that customers cannot currently apply for a Punjab National Bank personal loan via an online method. However, bank has provided an offline option to apply for personal loan by visiting the nearest branch in-person along with the required documents. You are required to download the PNB personal loan form and fill in the required details then submit it to the loan sanctioning officer.

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Process to apply for Punjab National Bank Personal Loan Online at Paisabazaar.com

Applying for Punjab National Bank Personal Loan online can be convenient and easy if you apply through Paisabazaar.com.

  • Fill out the personal loan application form on Paisabazaar.com
  • Your available loan options from partners of Paisabazaar are displayed as per the ‘chances of approval’
  • Either select bank or call Paisabazaar for assistance
  • Fill another form to process your loan application
  • Upload documents/schedule document pickup
  • Bank’s executive will call for verification
  • Approval and disbursal

Benefits of Applying for Personal Loan at Punjab National Bank

  • Easy to avail: It is very convenient to apply for a personal loan online as all the formalities can be completed from the comfort of your home or office
  • Minimum documentation: When you apply for a personal loan online, you not only have to submit only a few documents but you can also upload the documents online. Hence, you won’t have to visit the bank for submission
  • Compare and choose: Online platforms like Paisabazaar lets you compare interest rates offered by different lenders on a personal loan. You can compare and choose a lender who offers you the best deal on your personal loan

How Can I Apply for a Personal Loan Online?

Get up to 40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Avail Personal Loan for
All Your Needs

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What our customers say

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I would like to take a moment to share my sincere feedback regarding the support I received from your team. The executive who assisted me was extremely professional, polite, and knowledgeable. They patiently understood my concern, explained the process clearly, and guided me step by step toward the right solution. I truly appreciate the transparency, timely responses, and genuine effort shown to help me.

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Best Place for Taking Loans

I contacted customer care with a few queries, and I am very satisfied with the support I received. The representative was polite, patient, and explained everything clearly. My questions were resolved properly, and the overall experience was smooth and helpful. Thank you for the excellent customer service

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Kokil BarnwalFeb 12, 2026

Apne higher education ke liye loan liya tha

Muhje higher education ke liye loan chahiye tha. Paisabazaar pe apply kiya. Got it at the right time. Quite helpful.

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Puja DanuJan 22, 2026

Sabse jada helpful log the yaha

Maine bht jagah try kiya tha personal loan ka, yaha try kiya toh helpful log mille. Har steps mai aram se samjhaya or usse muhje loan lene mai jda dikkat nhi aayi.

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Anuradha GuptaJan 21, 2026

Best Advisor for Personal Loan

I would like to share my feedback regarding my recent interaction with Mr. Vipin Singh (employee id EW12967) After discussing the financial matters with him, I felt very satisfied with his approach and professionalism. He explained everything clearly, handled the discussion patiently, and ensured that all concerns were addressed effectively. His communication skills, positive attitude, and dedication towards his responsibilities truly reflect his commitment to the organization.

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20th Jan 2026Jan 20, 2026

Meri shaddi thi

Shadi mai bht kharche hote hai. Maine shaddi ke liye personal loan paisabazaar se liya tha. Process smooth tha or interest bhi sahi milla.

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Perfect for Loan Solutions

Recently I had a conversation with Mr. Harsh ji. Thanks Mr. Harsh ji for providing a better solution in a very short period of time with very nice behaviour. Thank You very much.

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Amit ChahalJan 15, 2026

Travel ke liye personal loan liya tha

Mai bohot din se out of India ghumne jana chahti thi lekin jab jane ka time mila toh budget kaam padh raha tha, Paisabazaar se personal loan leke bht acha trip kiya. Maza agaya. Mere upar koi burden bhi nhi padha

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Tarini RoyJan 14, 2026

Easy personal loan available

Took personal loan. Good experience.

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Ruchika TiwariJan 14, 2026

Stress-free Laon Borrowing Process

There was a complication with my KYC verification. Paisabazaar’s Shazeb handled it swiftly and professionally. He ensured that I received regular updates, explained the resolution steps clearly, and most importantly, resolved the issue quickly. His prompt assistance and communication made the entire experience smooth and stress-free. Thanks to his efforts, the loan process was completed without further delays.

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Abhishek ThakuraJan 14, 2026
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