60 Lakh Personal Loan

Name: 60 Lakh Personal Loan plamt
Brand: Paisabazaar
Rating: 4.2 (2839 reviews)

Lenders usually offer personal loans for loan amount of up to Rs 50 lakh. However, in very rare cases, individuals are also offered higher loan amounts depending on their credit profile and repayment capacity. Individuals planning to apply for a personal loan of Rs 60 lakh should compare the personal loan interest rates offered by different banks and NBFCs. It is also advisable to check the eligibility and pre-approved offers by various lenders before personal loan application.

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Money in your account instantly

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2839 Reviews

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800+Cities across India

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Valid till 30^th September '25

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Customer Rating

4.2_/5

2839 Reviews

51M+Satisfied Customers

65+Lending Partners

800+Cities across India

Paisabazaar Exclusive Benefits

Wide Choice

Curated offers from 30+ lenders

Quick Disbursal

Money in your account instantly

SmartMatch

Offers ranked according to eligibility

Digital Process

Hassle-free & paperless

Personal Loan EMI Calculator

Amount

₹

₹1 L

₹5 L

₹10 L

₹15 L

₹20 L

Amount

₹1 L

₹5 L

₹10 L

₹15 L

₹20 L

₹

50K50L

Rate of Interest(Per Annum)

8%30%

Tenure

1Y 10Y

Your Monthly EMI Payment

₹0

Principal Amount₹0

Interest Amount₹0

Total Amount₹0

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HDFC Bank

10 Second Disbursal*100% Digital Process*Quick Disbursal

Max. Loan Amt.Upto ₹25L

Rate of Interest9.99% - 12.5%

Tenure upto1-5 Years

Processing Fee₹ 6,500

Axis Bank

Low Processing fee

Max. Loan Amt.Upto ₹40L

Rate of Interest9.99% - 17.15%

Tenure upto1-5 Years

Processing Fee1% - 1.5%

Kotak Mahindra Bank

Lowest Income requirement100% Digital Process*

Max. Loan Amt.Upto ₹25L

Rate of Interest9.98% - 17.2%

Tenure upto1-5 Years

Processing Fee1.1% - 1.5%

Why Choose Paisabazaar?

Compare & Choose the Best Offer

Pre-approved Offers with Instant Disbursals

Know Your Chances of Approval

End-to-End Digital Process

How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Features of Rs 60 Lakh Personal Loan

Interest Rates starting from 9.98% p.a.
Loan tenure ranging from 5-7 years
For personal purposes including wedding, travel, education, medical emergency, etc.
Collateral-free loans with no end usage restriction
Pre-approved loans with instant disbursal
Digital processing with minimum or no documentation

Interest Rates for Rs 60 Lakh Personal Loan

Lenders usually offer personal loans at interest rates starting from 9.98% p.a. depending on the credit profile of the applicants. Personal loan interest rates are set after factoring in the monthly income, credit score, job profile and EMI/NMI ratio of the applicant. Note that, some PSU banks might offer lower interest rates as well.

Fees and Charges for Personal Loan of Rs 60 Lakh

Processing Fees- Up to 4% of the loan amount
Foreclosure Charges- 1% to 5% of outstanding loan amount
Penal Charges- 2% per month
EMI Bounce Charges- Rs 400 approx.

EMI Calculation for Personal Loan of Rs 60 Lakh for Different Tenures

Below-mentioned is the EMI calculation of personal loan of Rs 60 lakh offered at 9.99% p.a. for different tenures. Applicants planning to avail a personal loan can calculate the EMI and total interest cost payable throughout the loan tenure using online personal loan EMI calculator.

Loan Amount	Loan Tenure	Interest Rate (p.a.)	EMI (Rs)
Rs 6000000	1 year	9.99%	5,27,467
Rs 6000000	2 years	9.99%	2,76,842
Rs 6000000	3 years	9.99%	1,93,575
Rs 6000000	4 years	9.99%	1,52,147
Rs 6000000	5 years	9.99%	1,27,453

Swipe to see more table data

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All Your Needs

Who can Avail a Personal Loan of Rs 60 Lakh

Lenders usually set their personal loan eligibility criteria depending on the age, monthly income, credit score, employment profile and EMI/NMI ratio of the applicants. Below-mentioned is theeligibility criteria of personal loan applicantsplanning to avail a personal loan of Rs 60 lakh.

Age- 18 to 60 years
Employment Profile-Salaried and Self-employed
EMI/NMI ratio-50-55% including the existing EMIs and EMIs of the proposed personal loan.
Credit Score- Usually 750 and above

Documents Required for Availing a Personal Loan of Rs 60 Lakh

Applicants should have the below-mentioned documents while applying for a personal loan:

KYC Documents- ID proof and address proof
Salary Slip for last 3 months
Bank statement for last 6 months
ITR for self-employed

Personal Loan Options for Different Loan Amounts

1 Lakh Personal Loan	2 Lakh Personal Loan
4 Lakh Personal Loan	5 Lakh Personal Loan
6 Lakh Personal Loan	10 Lakh Personal Loan
15 Lakh Personal Loan	20 Lakh Personal Loan
30 Lakh Personal Loan	40 Lakh Personal Loan
50 Lakh Personal Loan	75 Lakh Personal loan

How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Explore Our Personal Loan Lenders

Avail Personal Loan For
All Your Needs

FAQs

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What our customers say

Personal Loan

Maine Paisabazaar se personal loan apply kiya or Jaldi approval bhi mil gaya aur zyada documents bhi nahi lage.

Abbaz AhmedApr 10, 2025

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I was looking for Personal loan and came across this platform. I applied online and received multiple loan offers instantly and got a pre-approved offer, and the amount was disbursed within 48 hours.

Kirti MadaanMar 17, 2025

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Do din pehle maine apne purane ghar ki renovation ke liye Paisabazaar se loan apply kiya. Process kaafi easy aur smooth tha. Aaj subah mujhe message aaya ki mera loan approve ho gaya hai.

Rohit GuptaMar 7, 2025

Personal Loan

Take Personal Loan from Paisabazaar. Approved in 2 days, easy process

Tarun RaghavJan 21, 2025

Took a personal loan

I took a personal loan from Bajaj Finserv via Paisabazaar, and it was easy! Paisabazaar made it smooth and simple. The whole process was quick and hassle-free!

Palvika PanchalJan 6, 2025

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Got a personal loan via Paisabazaar—super easy & quick! Kunal from sales was super helpful, explained everything well. Highly recommend! ?

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Mujhe ekdum urgent medical emergency ke liye paise chahiye the. Paisabazaar se loan liya, aur honestly, sab kuch ekdum smooth tha! Process fast tha, team helpful thi, aur paise bhi jaldi mil gaye

PawanDec 17, 2024

Get personal loan

Paisabazaar se pre-approved personal loan jadi milgya.. Or 48 hours mai paisa account mai agya.. Team is very helpful

Kirti GargDec 15, 2024

Good experience

Good experience with Paisabazaar! Loan approval hua within 48 hours aur rates bhi kaafi reasonable the.

Ashok KumarDec 13, 2024

Personal Loan

Main Travel k liye loan apply kiya tha.. jo jaldi hi approve hogya or account mai agya.

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Last updated: 18 September, 2025

Reviewed By

Vandana Punj

Written By

Shamik Ghosh

Paisabazaar is a loan aggregator and is authorized to provide services on behalf of its partners

*Applicable for selected customers

60 Lakh Personal Loan

Paisabazaar Exclusive Benefits

Personal Loan EMI Calculator

Your Monthly EMI Payment

Find Best Personal Loan Offers

How Can I Apply for a Personal Loan Online?

Features of Rs 60 Lakh Personal Loan

Interest Rates for Rs 60 Lakh Personal Loan

Fees and Charges for Personal Loan of Rs 60 Lakh

EMI Calculation for Personal Loan of Rs 60 Lakh for Different Tenures

Who can Avail a Personal Loan of Rs 60 Lakh

Documents Required for Availing a Personal Loan of Rs 60 Lakh

Personal Loan Options for Different Loan Amounts

How Can I Apply for a Personal Loan Online?

FAQs

What is the EMI for Rs 60 lakh personal loan offered at 9.99% p.a. for a tenure of 7 years?

Do I need to submit a collateral for availing a personal loan of Rs 60 lakh?

What is the minimum salary required for availing a personal loan of Rs 60 lakh?

At what minimum credit score can I avail a personal loan of Rs 60 lakh?

For what tenure can I avail a personal loan of Rs 60 lakh?

Personal Loan Articles

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