60 Lakh Personal Loan

Name: 60 Lakh Personal Loan plamt
Brand: Paisabazaar
Rating: 4.2 (2839 reviews)

Lenders usually offer personal loans for loan amount of up to Rs 50 lakh. However, in very rare cases, individuals are also offered higher loan amounts depending on their credit profile and repayment capacity. Individuals planning to apply for a personal loan of Rs 60 lakh should compare the personal loan interest rates offered by different banks and NBFCs. It is also advisable to check the eligibility and pre-approved offers by various lenders before personal loan application.

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Curated offers from 30+ lenders

Quick Disbursal

Money in your account instantly

SmartMatch

Offers ranked according to eligibility

Digital Process

Hassle-free & paperless

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4.2_/5

2839 Reviews

51M+Satisfied Customers

65+Lending Partners

800+Cities across India

Get up to ₹1,000*

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Valid till 15^th November '25

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Customer Rating

4.2_/5

2839 Reviews

51M+Satisfied Customers

65+Lending Partners

800+Cities across India

Paisabazaar Exclusive Benefits

Wide Choice

Curated offers from 30+ lenders

Quick Disbursal

Money in your account instantly

SmartMatch

Offers ranked according to eligibility

Digital Process

Hassle-free & paperless

Find Best Personal Loan Offers

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HDFC Bank

10 Second Disbursal*100% Digital Process*Quick Disbursal

Max. Loan Amt.Upto ₹25L

Rate of Interest9.99% - 12.5%

Tenure upto1-5 Years

Processing Fee₹ 6,500

Axis Bank

Low Processing fee

Max. Loan Amt.Upto ₹25L

Rate of Interest9.99% - 17.15%

Tenure uptoUpto 6 Years

Processing FeeUpto 2%

Kotak Mahindra Bank

Lowest Income requirement100% Digital Process*

Max. Loan Amt.Upto ₹25L

Rate of Interest9.98% - 17.2%

Tenure upto1-5 Years

Processing Fee1.1% - 1.5%

Why Choose Paisabazaar?

Compare & Choose the Best Offer

Pre-approved Offers with Instant Disbursals

Know Your Chances of Approval

End-to-End Digital Process

How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Features of Rs 60 Lakh Personal Loan

Interest Rates starting from 9.98% p.a.
Loan tenure ranging from 5-7 years
For personal purposes including wedding, travel, education, medical emergency, etc.
Collateral-free loans with no end usage restriction
Pre-approved loans with instant disbursal
Digital processing with minimum or no documentation

Interest Rates for Rs 60 Lakh Personal Loan

Lenders usually offer personal loans at interest rates starting from 9.98% p.a. depending on the credit profile of the applicants. Personal loan interest rates are set after factoring in the monthly income, credit score, job profile and EMI/NMI ratio of the applicant. Note that, some PSU banks might offer lower interest rates as well.

Fees and Charges for Personal Loan of Rs 60 Lakh

Processing Fees- Up to 4% of the loan amount
Foreclosure Charges- 1% to 5% of outstanding loan amount
Penal Charges- 2% per month
EMI Bounce Charges- Rs 400 approx.

EMI Calculation for Personal Loan of Rs 60 Lakh for Different Tenures

Below-mentioned is the EMI calculation of personal loan of Rs 60 lakh offered at 9.99% p.a. for different tenures. Applicants planning to avail a personal loan can calculate the EMI and total interest cost payable throughout the loan tenure using online personal loan EMI calculator.

Loan Amount	Loan Tenure	Interest Rate (p.a.)	EMI (Rs)
Rs 6000000	1 year	9.99%	5,27,467
Rs 6000000	2 years	9.99%	2,76,842
Rs 6000000	3 years	9.99%	1,93,575
Rs 6000000	4 years	9.99%	1,52,147
Rs 6000000	5 years	9.99%	1,27,453

Swipe to see more table data

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All Your Needs

Who can Avail a Personal Loan of Rs 60 Lakh

Lenders usually set their personal loan eligibility criteria depending on the age, monthly income, credit score, employment profile and EMI/NMI ratio of the applicants. Below-mentioned is theeligibility criteria of personal loan applicantsplanning to avail a personal loan of Rs 60 lakh.

Age- 18 to 60 years
Employment Profile-Salaried and Self-employed
EMI/NMI ratio-50-55% including the existing EMIs and EMIs of the proposed personal loan.
Credit Score- Usually 750 and above

Documents Required for Availing a Personal Loan of Rs 60 Lakh

Applicants should have the below-mentioned documents while applying for a personal loan:

KYC Documents- ID proof and address proof
Salary Slip for last 3 months
Bank statement for last 6 months
ITR for self-employed

Personal Loan Options for Different Loan Amounts

1 Lakh Personal Loan	2 Lakh Personal Loan
4 Lakh Personal Loan	5 Lakh Personal Loan
6 Lakh Personal Loan	10 Lakh Personal Loan
15 Lakh Personal Loan	20 Lakh Personal Loan
30 Lakh Personal Loan	40 Lakh Personal Loan
50 Lakh Personal Loan	75 Lakh Personal loan

How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Explore Our Personal Loan Lenders

Avail Personal Loan For
All Your Needs

FAQs

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What our customers say

Highly recommended platform

I applied for a personal loan for medical emergency through Paisabazaar and got amazing service like nowhere else. The team was extremely cooperative and followed up with me until I had my loan amount in my account. My loan was disbursed within 24 hours. It is indeed an excellent platform for taking loans.

Sunil YadavOct 29, 2025

Instant loan disbursal

I applied for a personal loan through Paisabazaar and got my loan disbursed in no less than 24 hours. The team was extremely cooperative, guided me through the entire process and followed up with me until I had my loan amount in my account. I highly recommend this platform to everyone looking for an urgent loan.

Neha JainOct 29, 2025

Excellent platform

Excellent platform for personal loan comparison! Their EMI calculator helped me pick the best tenure & my monthly emi.

Manish KumarOct 23, 2025

Got personal loan instant

I was a medical emergency & need funds instantly I applied for loan at Paisabazaar & see I have a pre approved offers & apply to it & amount disbursed in 48 hours thanks to paisabazaar teams

Mansi SharmaOct 17, 2025

Got loan yesterday

I got a loan of 2 lakh from Paisabazaar. Until now, I didn't know that it was so easy to get loan through Paisabazaar. They helped me with all documents and process and my loan was sanctioned yesterday itself.

Priyanka SharmaOct 15, 2025

Got personal loan in a few minutes

I had pre-approved offers. When I applied through Paisabazaar, I got my personal loan approved within a few minutes. The process was very hassle-free and the team was extremely cooperative.

Preeti SinghSep 26, 2025

Cibil kam tha fir bhi loan dila diya

Mera cibil kam tha fir bhi paisabazaar walo ne loan dila diya mujhe jo bohot jaruri tha.

Pawan SehrawatSep 25, 2025

Personal loan quick approved

My personal loan was quick approved on Paisabazaar. Everything was online and I was not required to submit any more documents.

Vivaan ShahSep 24, 2025

Loan Approved in on day

I confused between HDFC & Axis personal loans, but Paisabazaar showed me all the offers side by side. I apply in 10 minutes and got approval the next day!

Rahul MehtaSep 23, 2025

Personal loan mila yahaan se

Mujhko personal loan mila yahaan se bina koi dikkat hue. Maine toh online apply kiya aur 3 lakh ka loan mila 2 saal ke liye.

Pankaj SinhaSep 22, 2025

View All Testimonials

Written By

Vandana Punj

Reviewed By

Shamik Ghosh

Paisabazaar is a loan aggregator and is authorized to provide services on behalf of its partners

*Applicable for selected customers

60 Lakh Personal Loan

Paisabazaar Exclusive Benefits

Find Best Personal Loan Offers

How Can I Apply for a Personal Loan Online?

Features of Rs 60 Lakh Personal Loan

Interest Rates for Rs 60 Lakh Personal Loan

Fees and Charges for Personal Loan of Rs 60 Lakh

EMI Calculation for Personal Loan of Rs 60 Lakh for Different Tenures

Who can Avail a Personal Loan of Rs 60 Lakh

Documents Required for Availing a Personal Loan of Rs 60 Lakh

Personal Loan Options for Different Loan Amounts

How Can I Apply for a Personal Loan Online?

FAQs

What is the EMI for Rs 60 lakh personal loan offered at 9.99% p.a. for a tenure of 7 years?

Do I need to submit a collateral for availing a personal loan of Rs 60 lakh?

What is the minimum salary required for availing a personal loan of Rs 60 lakh?

At what minimum credit score can I avail a personal loan of Rs 60 lakh?

For what tenure can I avail a personal loan of Rs 60 lakh?

Personal Loan Articles

What our customers say

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