Personal Loan of 30 Lakh

Name: 30 Lakh Personal Loan
Brand: Paisabazaar
Rating: 4.2 (2839 reviews)

Need a personal loan for high-value expenses? A personal loan of Rs. 30 lakh is just the right reliable financing option for all your high-value expenses including destination weddings, luxury home renovations, overseas education, or debt consolidation.

Wide Choice

Curated offers from 30+ lenders

Quick Disbursal

Money in your account instantly

SmartMatch

Offers ranked according to eligibility

Digital Process

Hassle-free & paperless

Customer Rating

4.2_/5

2839 Reviews

51M+Satisfied Customers

65+Lending Partners

800+Cities across India

Get up to ₹1,000*

Voucher on disbursal

Valid till 15^th September '25

Valid till 15^th September '25*T&C Apply

Check Personal Loan Offers Online

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Customer Rating

4.2_/5

2839 Reviews

51M+Satisfied Customers

65+Lending Partners

800+Cities across India

Paisabazaar Exclusive Benefits

Wide Choice

Curated offers from 30+ lenders

Quick Disbursal

Money in your account instantly

SmartMatch

Offers ranked according to eligibility

Digital Process

Hassle-free & paperless

Personal Loan EMI Calculator

Amount

₹

₹1 L

₹5 L

₹10 L

₹15 L

₹20 L

Amount

₹1 L

₹5 L

₹10 L

₹15 L

₹20 L

₹

50K50L

Rate of Interest(Per Annum)

8%30%

Tenure

1Y 10Y

Your Monthly EMI Payment

₹0

Principal Amount₹0

Interest Amount₹0

Total Amount₹0

Find Best Personal Loan Offers

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HDFC Bank

10 Second Disbursal*100% Digital Process*Quick Disbursal

Max. Loan Amt.Upto ₹25L

Rate of Interest9.99% - 12.5%

Tenure upto1-5 Years

Processing Fee₹ 6,500

Axis Bank

Low Processing fee

Max. Loan Amt.Upto ₹40L

Rate of Interest9.99% - 17.15%

Tenure upto1-5 Years

Processing Fee1% - 1.5%

Kotak Mahindra Bank

Lowest Income requirement100% Digital Process*

Max. Loan Amt.Upto ₹25L

Rate of Interest10.5% - 17.2%

Tenure upto1-5 Years

Processing Fee1.1% - 1.5%

Quick Links

Interest Rate

Why Choose a Loan of Rs. 30 Lakh

Eligibility Criteria

Documents Required

Why Choose Paisabazaar?

Compare & Choose the Best Offer

Pre-approved Offers with Instant Disbursals

Know Your Chances of Approval

End-to-End Digital Process

How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Interest Rate on Rs. 30 Lakh Personal Loan

Personal loan Interest rates generally start from 9.99% p.a. The final rate will depend on:

Your credit score
Loan tenure
Employment profile
Existing financial obligations

Pro tip: Maintaining a credit score above 800 helps secure the lowest rates.

A Rs. 30 lakh personal loan is ideal for:

You can use your Rs. 30 lakh personal loan for funding your big-ticket expenses, including:

Paying for higher education abroad
Consolidating multiple high-interest debts
Covering major medical expenses
Big budget wedding expenses

Eligibility Criteria for Rs. 30 Lakh Personal Loan

Personal loan eligibility might vary slightly across lenders, but the most commonly accepted ones are listed below:

Age: 21 to 60 years
Monthly Income: Rs. 25,000+ (may vary by lender)
Credit Score: 750+ is preferred
Employment: Salaried or self-employed with stable income
Work Experience: 2–3 years minimum

Documents Required for Rs. 30 Lakh Loan

You will need to provide the following documents for personal loan:

PAN card & Aadhaar card
Income Proof includes salary slips of last 3 monthsor ITR for self-employed
Bank statements of last 6 months
Address proof includes utility bill, rental agreement, etc.
Employment or business proof

Avail Personal Loan For
All Your Needs

30 Lakh Personal Loan Fees & Charges

Processing Fee: 0.5% – 3% of loan amount
Stamp Duty: As per applicable law
Late EMI Charges: Up to 24% p.a.
Legal Charges: As per actuals

EMI Calculation for Rs. 30 Lakh Personal Loan

Here’s a sample EMI calculation for a loan of Rs. 30 lakh:

Tenure	9.99%	12%	14%
1 year	Rs. 2,63,734	Rs.2,66,546	Rs. 2,69,361
2 years	Rs. 1,38,421	Rs. 1,41,220	Rs. 1,44,039
3 years	Rs. 96,787	Rs. 99,643	Rs. 1,02,533
4 years	Rs. 76,073	Rs. 79,002	Rs. 81,979
5 years	Rs. 63,726	Rs. 66,733	Rs. 69,805

Use an online personal loan EMI calculator to plan better.

Swipe to see more table data

Benefits of Choosing Paisabazaar

Easy access to toplenders
Collateral-free loans
Free credit score check
Attractive interest rates
Flexible repayment tenures
Fastapprovals & disbursals
360 degreeassistance

Apply for Personal Loan as per Your Loan Amount Needs

1 Lakh Personal Loan	2 Lakh Personal Loan
4 Lakh Personal Loan	5 Lakh Personal Loan
6 Lakh Personal Loan	10 Lakh Personal Loan
15 Lakh Personal Loan	20 Lakh Personal Loan
3 Lakh Personal Loan	40 Lakh Personal Loan
50 Lakh Personal Loan	75 Lakh Personal loan

How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Explore Our Personal Loan Lenders

Avail Personal Loan For
All Your Needs

FAQs

Your Rs. 30 lakh personal loan EMI will largely depend on the loan tenure and interest rate. For example, if you have a loan for 5 years at 11% interest, the EMI would be around Rs. 65,227.

To get a quick personal loan of Rs. 30 lakh, you can check with your existing bank for pre-approved offer. Besides that, you can also visit Paisabazaar, check your eligibility instantly, and apply online for the best offers with fast disbursal.

Most lenders prefer a score of 750+. Lower scores may reduce eligibility or increase interest rates.

Pre-approved offers from your existing bank require minimal to zero documentation. For a regular personal loan, basic KYC and income proof are mandatory.

Yes, you can provide your Aadhaar card for a Rs. 30 lakh loan, apart from other documents like your PAN card and proof of income.

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What our customers say

Personal Loan

Maine Paisabazaar se personal loan apply kiya or Jaldi approval bhi mil gaya aur zyada documents bhi nahi lage.

Abbaz AhmedApr 10, 2025

Got pre-approved Loan offer

I was looking for Personal loan and came across this platform. I applied online and received multiple loan offers instantly and got a pre-approved offer, and the amount was disbursed within 48 hours.

Kirti MadaanMar 17, 2025

Loan for Home Renovation

Do din pehle maine apne purane ghar ki renovation ke liye Paisabazaar se loan apply kiya. Process kaafi easy aur smooth tha. Aaj subah mujhe message aaya ki mera loan approve ho gaya hai.

Rohit GuptaMar 7, 2025

Personal Loan

Take Personal Loan from Paisabazaar. Approved in 2 days, easy process

Tarun RaghavJan 21, 2025

Took a personal loan

I took a personal loan from Bajaj Finserv via Paisabazaar, and it was easy! Paisabazaar made it smooth and simple. The whole process was quick and hassle-free!

Palvika PanchalJan 6, 2025

Personal Loan via Paisabazaar

Got a personal loan via Paisabazaar—super easy & quick! Kunal from sales was super helpful, explained everything well. Highly recommend! ?

DeshmukhDec 19, 2024

Loan for Medical Emergency

Mujhe ekdum urgent medical emergency ke liye paise chahiye the. Paisabazaar se loan liya, aur honestly, sab kuch ekdum smooth tha! Process fast tha, team helpful thi, aur paise bhi jaldi mil gaye

PawanDec 17, 2024

Get personal loan

Paisabazaar se pre-approved personal loan jadi milgya.. Or 48 hours mai paisa account mai agya.. Team is very helpful

Kirti GargDec 15, 2024

Good experience

Good experience with Paisabazaar! Loan approval hua within 48 hours aur rates bhi kaafi reasonable the.

Ashok KumarDec 13, 2024

Personal Loan

Main Travel k liye loan apply kiya tha.. jo jaldi hi approve hogya or account mai agya.

Deepak KumarDec 10, 2024

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Last updated: 5 September, 2025

Reviewed By

Vandana Punj

Written By

Shamik Ghosh

Paisabazaar is a loan aggregator and is authorized to provide services on behalf of its partners

*Applicable for selected customers

Personal Loan of 30 Lakh

Paisabazaar Exclusive Benefits

Personal Loan EMI Calculator

Your Monthly EMI Payment

Find Best Personal Loan Offers

Quick Links

How Can I Apply for a Personal Loan Online?

Interest Rate on Rs. 30 Lakh Personal Loan

A Rs. 30 lakh personal loan is ideal for:

Eligibility Criteria for Rs. 30 Lakh Personal Loan

Documents Required for Rs. 30 Lakh Loan

30 Lakh Personal Loan Fees & Charges

EMI Calculation for Rs. 30 Lakh Personal Loan

Benefits of Choosing Paisabazaar

Apply for Personal Loan as per Your Loan Amount Needs

How Can I Apply for a Personal Loan Online?

FAQs

What will be the EMI for a Rs. 30 lakh loan?

How to arrange Rs. 30 lakh urgently?

What CIBIL score is required for a Rs. 30 lakh personal loan?

Can I get Rs. 30 lakh without documents?

Can I get a Rs. 30 lakh loan on an Aadhar card?

Can I get a Rs. 30 lakh loan without a salary slip?

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