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UTI Small Cap Fund Regular Plan Growth

Home Mutual Fund UTI Small Cap Fund Regular Plan Growth
Published: 15-10-2025 10:12:08 AM

Investment Objective

UTI Small Cap Fund seeks to generate long term capital appreciation by investing primarily in equity and equity related securities of small cap companies.

Investment Strategy

  • UTI Small Cap Fund invests 65% to 80% of its investment in small cap companies and residuals in mid cap stocks. The fund does not maintain any exposure to large cap companies.
  • The scheme follows a bottom-up approach for stock picking.
  • It follows a sector-agnostic investment approach while ensuring prudent diversification across companies.
  • Before investing, the fund emphasizes companies’s Operating Cash Flow (OCF) and Return on Capital Employed (RoCE) ratings based on their financials of previous 5 years
  • It focuses on identifying good stocks, avoiding poor stocks and being consistent over time.
  • It prefers companies having scalable business models and a long growth runway. Such companies are run by seasoned management carrying attributes of cost leverage, product innovation, profitable volume growth and high return on invested capital.
  • It retains its flexibility to stay invested in mid caps, which have the potential to become large cap company.
  • The fund is open to investing in fundamentally strong companies, which are either experiencing a transitory phase of weakness or going through a transformational change.
  • It follows a blend of value and growth styles of investing.
  • The fund has set internal allocation limits to ensure diversification. It allocates up to the lower of 35% of its portfolio or benchmark plus 12% in a single sector; up to 5.5% in a single stock; and up to 30% across the top 10 stocks.
  • It aims at moderate portfolio churn over the medium to long term.
  • The scheme maintains a well-diversified portfolio and follows a patient long term approach towards companies in the portfolio.

Who Should Invest

  • Investors having an investment horizon of 5 years and above and seeking to invest in small cap companies.
  • Those looking to add a high-risk strategy to balance their overall conservative portfolio.
  • Investors having a high risk appetite seeking higher returns compared to other diversified equity funds and willing to tolerate the underlying portfolio volatility associated with small cap funds.
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