Karur Vysya Bank Personal Loan is a vast category offering various schemes like Karur Vysya Bank Bon Voyage Scheme, Karur Vysya Bank Insta Loan Scheme, Karur Vysya Bank Personal Loan (Secured / Unsecured) and Karur Vysya Bank Quick Loan. You can avail a loan amount of upto Rs. 25 lakh from Karur Vysya Bank Personal Loan and can repay the loan within flexible tenure, which differs for different schemes.
Karur Vysya Bank Personal Loan - Documents Required
The documents required to apply for Karur Vysya Bank Personal loan varies according to the scheme you select. However, the basic documents that would be required are as follows:
- Photo identity proof(any one document): Passport, Pan Card, Voter Identity Card, Driving License, Aadhaar Card
- Address proof(any one document): Ration Card, Bank Account Statement, Passport, Driving License, Electricity Bill, Telephone Bill, Sale Deed/Property purchase agreement(for owned properties), Aadhaar Card
- Salary proof: Last 3 months/6 months’ bank statement (dependent on scheme) showing salary credits, Latest Salary Slip
Karur Vysya Bank Personal Loan - Eligibility Criteria
Karur Vysya Bank Bon Voyage Scheme
- You should either be an Indian citizen or you should be residing in India
- Your take home salary shall be at least Rs. 1.80 lakh per annum
- Your net home salary after the deduction of the EMI should be 25% of gross salary
Karur Vysya Bank Insta Loan Scheme
- You should be the employees of reputed companies / Schools / Govt. Institutions etc.
- Your net take home pay after deducting the proposed Loan Installments shall be at least 25% of gross pay
Karur Vysya Bank Personal Loan (Secured / Unsecured)
Your net take home pay after deducting the proposed Loan Instalments shall be at least 25% of gross pay
Karur Vysya Bank Quick Loan – Eligibility Criteria
You should either be a salaried professional or a self- employed individual.
FAQs
How do I get in touch with Karur Vysya Bank Personal Loan customer care?
- You can call on 1860-200-1916
- If you are an NRI, you can call on +91 44 – 30721916
- You can fill the complaint form
How can I apply for Karur Vysya Bank Personal Loan offline?
You can visit the nearest branch of Karur Vysya to apply for a personal loan offline.
How can I apply for Karur Vysya Bank Personal Loan online?
To apply for Karur Vysya Bank Personal Loan online, you can visit Paisabazaar.com and can fill a form to process your application.