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HDFC Bank Personal Loans of Rs 30 lakh are designed to provide instant financial support to individuals planning huge expenses, such as wedding, vacation, home renovation, education, medical emergencies, debt consolidation, etc. The lender offers interest rates starting from 9.99% p.a. depending on the creditworthiness of the applicant. With digital loan application, pre-approved offers, instant disbursal and paperless process, you can now enjoy a hassle-free borrowing with HDFC Bank.
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Customer Rating
2839 Reviews
Loans in Minutes
Instant Approval and Disbursal
Everything Digital
End-to-end Digital Journey
Lightweight process
Easy Application with Minimum Paperwork
Hassle-free Process
Instant Approval from Trusted Lenders
Compare & Choose the Best Offer
Pre-approved Offers with Instant Disbursals
Know Your Chances of Approval
End-to-End Digital Process
Get up to ₹40 Lakh in 5 Simple Steps
Step 1: Enter your mobile number in the application form
Step 2: Provide your personal details
Step 3: Enter OTP to verify your mobile number
Step 4: Select the loan purpose and loan amount
Step 5: Compare offers and apply for the best-suited loan
HDFC Bank offers personal loan interest rates starting from 9.99% p.a. onwards. The lender offers personal loan interest rates depending on the credit score, job profile, loan types, employer’s profile, etc. of the applicants. Below-mentioned is the interest rate range of HDFC Bank Personal Loan for Rs 30 lakh.
| Minimum Interest Rate | 9.99% p.a. |
| Maximum Interest Rate | 12.50% p.a. |
Below-mentioned is the personal loan eligibility criteria of applicants availing 30 lakh personal loan from HDFC Bank:
| Eligibility Criteria | Details |
|---|---|
| Age | 21 to 60 years |
| Job Profile | Employees of Private Limited Companies and PSUs |
| EMI/NMI Ratio | 50-55% |
| Work Experience | Total work experience of 2 years and 1 year with the current employer |
| CIBIL Score | 720 and above |
HDFC Bank requires the below-mentioned personal loan documents while availing a loan amount of 30 lakh:
Below-mentioned is the EMI calculation of 30 lakh personal loan availed from HDFC Bank @ 9.99% p.a. onwards for different tenures. You can use a personal loan EMI calculator available online to evaluate the same.
| Loan Amount (Rs) | Interest Rate (p.a.) | Loan Tenure | EMI (Rs) |
|---|---|---|---|
| 30,00,000 | 9.99% | 1 year | 2,63,734 |
| 30,00,000 | 9.99% | 2 years | 1,38,421 |
| 30,00,000 | 9.99% | 3 years | 96,787 |
| 30,00,000 | 9.99% | 4 years | 76,073 |
| 30,00,000 | 9.99% | 5 years | 63,726 |
Swipe to see more table data
Get up to ₹40 Lakh in 5 Simple Steps
Step 1: Enter your mobile number in the application form
Step 2: Provide your personal details
Step 3: Enter OTP to verify your mobile number
Step 4: Select the loan purpose and loan amount
Step 5: Compare offers and apply for the best-suited loan
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