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Get up to ₹40 Lakh in 5 Simple Steps
Step 1: Enter your mobile number in the application form
Step 2: Provide your personal details
Step 3: Enter OTP to verify your mobile number
Step 4: Select the loan purpose and loan amount
Step 5: Compare offers and apply for the best-suited loan
HDFC Bank offers personal loan interest rates starting from 9.99% p.a. onwards. The lender offers personal loan interest rates depending on the credit score, job profile, loan types, employer’s profile, etc. of the applicants. Below-mentioned is the interest rate range of HDFC Bank Personal Loan for Rs 30 lakh.
| Minimum Interest Rate | 9.99% p.a. |
| Maximum Interest Rate | 12.50% p.a. |
Below-mentioned is the personal loan eligibility criteria of applicants availing 30 lakh personal loan from HDFC Bank:
| Eligibility Criteria | Details |
|---|---|
| Age | 21 to 60 years |
| Job Profile | Employees of Private Limited Companies and PSUs |
| EMI/NMI Ratio | 50-55% |
| Work Experience | Total work experience of 2 years and 1 year with the current employer |
| CIBIL Score | 720 and above |
HDFC Bank requires the below-mentioned personal loan documents while availing a loan amount of 30 lakh:
Below-mentioned is the EMI calculation of 30 lakh personal loan availed from HDFC Bank @ 9.99% p.a. onwards for different tenures. You can use a personal loan EMI calculator available online to evaluate the same.
| Loan Amount (Rs) | Interest Rate (p.a.) | Loan Tenure | EMI (Rs) |
|---|---|---|---|
| 30,00,000 | 9.99% | 1 year | 2,63,734 |
| 30,00,000 | 9.99% | 2 years | 1,38,421 |
| 30,00,000 | 9.99% | 3 years | 96,787 |
| 30,00,000 | 9.99% | 4 years | 76,073 |
| 30,00,000 | 9.99% | 5 years | 63,726 |
Swipe to see more table data
Get up to ₹40 Lakh in 5 Simple Steps
Step 1: Enter your mobile number in the application form
Step 2: Provide your personal details
Step 3: Enter OTP to verify your mobile number
Step 4: Select the loan purpose and loan amount
Step 5: Compare offers and apply for the best-suited loan
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