HDFC Bank 10 Lakh Personal Loan

Name: HDFC Bank 10 Lakh Personal Loan
Brand: Paisabazaar
Rating: 4.2 (2839 reviews)

Looking for a personal loan of Rs. 10 lakh? Apply for an HDFC Bank Rs.10 lakh personal loan and get quick approval. HDFC Bank offers instant personal loans with interest rate starting at 9.99% p.a.

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Valid till 15^th October '25

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Customer Rating

4.2_/5

2839 Reviews

51M+Satisfied Customers

65+Lending Partners

800+Cities across India

Paisabazaar Exclusive Benefits

Wide Choice

Curated offers from 30+ lenders

Quick Disbursal

Money in your account instantly

SmartMatch

Offers ranked according to eligibility

Digital Process

Hassle-free & paperless

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HDFC Bank

10 Second Disbursal*100% Digital Process*Quick Disbursal

Max. Loan Amt.Upto ₹25L

Rate of Interest9.99% - 12.5%

Tenure upto1-5 Years

Processing Fee₹ 6,500

Axis Bank

Low Processing fee

Max. Loan Amt.Upto ₹40L

Rate of Interest9.99% - 17.15%

Tenure upto1-5 Years

Processing Fee1% - 1.5%

Kotak Mahindra Bank

Lowest Income requirement100% Digital Process*

Max. Loan Amt.Upto ₹25L

Rate of Interest9.98% - 17.2%

Tenure upto1-5 Years

Processing Fee1.1% - 1.5%

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Interest Rates for 10 Lakh Personal Loan from HDFC Bank

Fees and Charges for 10 Lakh Personal Loan from HDFC Bank

Eligibility Criteria for 10 Lakh Personal Loan from HDFC Bank

Documents Required for HDFC Bank Personal Loan of Rs. 10 Lakh

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How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Interest Rates for 10 Lakh Personal Loan from HDFC Bank

HDFC personal loan interest rates range between 9.99% p.a. to 12.5% p.a. However, the personal loan rate of interest offered to a loan applicant varies based on factors such as their credit score, job profile, monthly income and employer’s profile.

Fees and Charges for 10 Lakh Personal Loan from HDFC Bank

Processing Charges: Up to Rs. 6,500 + GST
Stamp Duty and Other Statutory Charges: According to the laws of the state
Repayment Mode Change Charges: Rs. 500
Pre-payment in Part/Full: Part-payment permitted up to 25% of principal outstanding. It is allowed once in the financial year and twice during the loan tenure.
Payment Return Charges: Rs. 450 per instance

Eligibility Criteria for 10 Lakh Personal Loan from HDFC Bank

Individuals planning to get a personal loan of Rs 10 lakh should meet the following personal loan eligibility criteria:

Should be a salaried employee of private limited company, PSU or central/state/local government bodies
Should be aged at least 21 years at the time of loan application and the maximum age at the time of loan maturity should not exceed 60 years
Should have a minimum total work experience of 2 years with at least 1 year in the current organization.
The EMI/NMI ratio of the applicant should be 50-55% including the current EMIs and EMI of the proposed personal loan.
A good credit score is also required for loan approval

Documents Required for HDFC Bank Personal Loan of Rs. 10 Lakh

ID Proof: Aadhaar card, driving license, passport, voter ID, PAN card
Address Proof: Aadhar card, driving license, PAN card, passport
Bank statement for last 3 months
Salary slips for last 3 months

Note that, pre-approved customers of HDFC Bank documentation is not required since the lender already has their KYC details.

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EMI Calculation for Personal Loan of Rs. 10 Lakh

The following is the EMI calculation for a personal loan of Rs. 10 lakh offered @ 9.99% p.a. for different tenures. Applicants planning to get a personal loan can use the personal loan EMI calculator available online to calculate the EMI and interest cost and plan their budget accordingly.